SBA 7(a) lenders in Lafayette, LA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

84 institutions have SBA 7(a) loans on record in Lafayette, together $378.2M across 757 loans. Gulf Coast Bank is the largest, with 21% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Gulf Coast Bank	173	$78.6M	20.8%	2.83%
2	Rayne State Bank & Trust Company	51	$43.9M	11.6%	0.75%
3	Live Oak Banking Company	19	$23.8M	6.3%	3.52%
4	JPMorgan Chase Bank, National Association	106	$18.7M	4.9%	4.51%
5	Hancock Whitney Bank	65	$18.5M	4.9%	1.93%
6	Home Bank, National Association	25	$17.9M	4.7%	5.91%
7	Peoples Bank	7	$16.8M	4.4%	0.00%
8	Newtek Small Business Finance, Inc.	16	$11.4M	3.0%	3.40%
9	Citizens Bank	13	$7.8M	2.1%	0.00%
10	First National Bank of Louisiana	3	$7.5M	2.0%	0.00%
11	The Bancorp Bank National Association	5	$7.4M	1.9%	0.00%
12	Valley National Bank	4	$6.5M	1.7%	0.00%
13	b1BANK	11	$6.0M	1.6%	0.00%
14	Regions Bank	5	$5.6M	1.5%	0.00%
15	Third Coast Bank	1	$5.0M	1.3%	0.00%
16	Hanover Community Bank	2	$4.9M	1.3%	0.00%
17	The Huntington National Bank	12	$4.9M	1.3%	1.00%
18	Capital One National Association	7	$4.3M	1.1%	0.00%
19	First Bank of the Lake	3	$4.3M	1.1%	0.00%
20	North State Bank	1	$4.3M	1.1%	0.00%
21	Plains State Bank	1	$4.1M	1.1%	0.00%
22	SouthState Bank, National Association	4	$3.9M	1.0%	0.00%
23	BankPlus	6	$3.7M	1.0%	6.09%
24	First Financial Bank	3	$3.5M	0.9%	0.00%
25	Northeast Bank	24	$3.5M	0.9%	0.00%
26	Banc of California	4	$3.5M	0.9%	0.00%
27	Pinnacle Bank	1	$3.5M	0.9%	0.00%
28	Gulf Coast Bank and Trust Company	6	$3.2M	0.8%	22.31%
29	Newtek Bank, National Association	20	$2.9M	0.8%	0.00%
30	American Bank	4	$2.8M	0.7%	0.00%
31	BayFirst National Bank	11	$2.7M	0.7%	0.00%
32	Merchants & Marine Bank	9	$2.6M	0.7%	6.66%
33	Texas Capital Bank	1	$2.2M	0.6%	0.00%
34	Capital Bank, National Association	1	$2.2M	0.6%	0.00%
35	Bank Five Nine	1	$2.1M	0.6%	0.00%
36	The MINT National Bank	2	$2.1M	0.5%	0.00%
37	First Horizon Bank	6	$2.0M	0.5%	0.00%
38	Celtic Bank Corporation	17	$1.9M	0.5%	10.64%
39	Stone Bank	2	$1.9M	0.5%	0.00%
40	Hanmi Bank	2	$1.8M	0.5%	24.33%
41	Golden Bank National Association	2	$1.6M	0.4%	0.00%
42	Harvest Small Business Finance, LLC	1	$1.5M	0.4%	0.00%
43	Members Choice CU	1	$1.4M	0.4%	0.00%
44	Touchmark National Bank	1	$1.3M	0.3%	0.00%
45	Stellar Bank	1	$1.3M	0.3%	0.00%
46	ECD Investments BIDCO Corporation	1	$1.2M	0.3%	0.00%
47	Open Bank	1	$1.1M	0.3%	0.00%
48	Bank of Hope	1	$1.0M	0.3%	0.00%
49	PNC Bank, National Association	2	$882K	0.2%	0.00%
50	Scale Bank	1	$779K	0.2%	0.00%
51	VelocitySBA, LLC	18	$719K	0.2%	4.58%
52	Bank of Sunset and Trust Company	6	$642K	0.2%	20.52%
53	Fidelity Bank	3	$638K	0.2%	0.00%
54	Wells Fargo Bank National Association	2	$584K	0.2%	41.01%
55	TowneBank	2	$552K	0.1%	0.00%
56	United Midwest Savings Bank National Association	4	$550K	0.1%	0.00%
57	ConnectOne Bank	1	$525K	0.1%	0.00%
58	Readycap Lending, LLC	9	$518K	0.1%	0.00%
59	Ameris Bank	1	$501K	0.1%	0.00%
60	Patterson State Bank	1	$500K	0.1%	78.92%
61	BankFirst Financial Services	3	$494K	0.1%	33.15%
62	Independence Bank	3	$425K	0.1%	26.68%
63	PCB Bank	1	$400K	0.1%	0.00%
64	United Community Bank	1	$362K	0.1%	0.00%
65	Keesler FCU	3	$355K	0.1%	0.00%
66	Stearns Bank National Association	1	$350K	0.1%	0.00%
67	Simmons Bank	1	$340K	0.1%	0.00%
68	Farmers State Bank & Trust Co.	2	$328K	0.1%	0.00%
69	Columbia Bank	9	$300K	0.1%	0.00%
70	LiftFund, Inc.	2	$295K	0.1%	0.00%
71	Colony Bank	2	$294K	0.1%	0.00%
72	Washington State Bank	1	$280K	0.1%	0.00%
73	Bank of Erath	2	$260K	0.1%	0.00%
74	Seacoast National Bank	1	$250K	0.1%	0.00%
75	Metro City Bank	1	$240K	0.1%	0.00%
76	Essential Credit Union	1	$232K	0.1%	0.00%
77	First Guaranty Bank	1	$200K	0.1%	0.00%
78	First Harrison Bank	1	$180K	0.0%	0.00%
79	Red River Bank	2	$173K	0.0%	0.00%
80	The First National Bank of Jeanerette	2	$159K	0.0%	0.00%
81	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$150K	0.0%	0.00%
82	First Financial Bank	1	$135K	0.0%	0.00%
83	Citizens Trust Bank	1	$110K	0.0%	0.00%
84	Lendistry SBLC, LLC	1	$30K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	98	$83.1M	22.0%
2	Mining & extraction	32	$31.9M	8.4%
3	Health care & social assistance	86	$29.2M	7.7%
4	Professional & technical services	68	$27.0M	7.1%
5	Other services	54	$22.6M	6.0%
6	Real estate & leasing	24	$22.5M	6.0%
7	Construction	61	$22.5M	5.9%
8	Arts, entertainment & recreation	33	$21.3M	5.6%
9	Manufacturing	40	$21.3M	5.6%
10	Retail trade	69	$18.5M	4.9%
11	Retail trade	42	$15.5M	4.1%
12	Administrative & waste services	30	$15.4M	4.1%
13	Wholesale trade	21	$14.6M	3.9%
14	Transportation & warehousing	27	$11.1M	2.9%
15	Finance & insurance	23	$6.2M	1.6%
16	Manufacturing	10	$6.1M	1.6%
17	Educational services	23	$6.0M	1.6%
18	Manufacturing	8	$1.5M	0.4%
19	Transportation & warehousing	4	$1.4M	0.4%
20	Information	3	$375K	0.1%
21	Utilities	1	$133K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.