SBA 7(a) lenders in Lafayette, LA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

84 institutions have SBA 7(a) loans on record in Lafayette, together $381.3M across 772 loans. Gulf Coast Bank is the largest, with 21% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Gulf Coast Bank	174	$79.0M	20.7%	2.82%
2	Rayne State Bank & Trust Company	51	$43.9M	11.5%	0.75%
3	Live Oak Banking Company	20	$23.9M	6.3%	3.50%
4	Hancock Whitney Bank	68	$19.5M	5.1%	2.94%
5	JPMorgan Chase Bank, National Association	106	$18.7M	4.9%	4.51%
6	Home Bank, National Association	25	$17.9M	4.7%	5.91%
7	Peoples Bank	8	$16.9M	4.4%	0.00%
8	Lender 2057189	16	$11.4M	3.0%	3.40%
9	Citizens Bank	13	$7.8M	2.0%	0.00%
10	First National Bank of Louisiana	3	$7.5M	2.0%	0.00%
11	The Bancorp Bank National Association	5	$7.4M	1.9%	0.00%
12	Valley National Bank	4	$6.5M	1.7%	0.00%
13	b1BANK	11	$6.0M	1.6%	0.00%
14	Regions Bank	5	$5.6M	1.5%	0.00%
15	Third Coast Bank	1	$5.0M	1.3%	0.00%
16	The Huntington National Bank	13	$4.9M	1.3%	0.99%
17	Hanover Community Bank	2	$4.9M	1.3%	0.00%
18	Capital One National Association	7	$4.3M	1.1%	0.00%
19	First Bank of the Lake	3	$4.3M	1.1%	0.00%
20	North State Bank	1	$4.3M	1.1%	0.00%
21	Plains State Bank	1	$4.1M	1.1%	0.00%
22	SouthState Bank, National Association	4	$3.9M	1.0%	0.00%
23	Northeast Bank	27	$3.8M	1.0%	0.00%
24	BankPlus	6	$3.7M	1.0%	6.09%
25	Gulf Coast Bank and Trust Company	8	$3.5M	0.9%	20.02%
26	First Financial Bank	3	$3.5M	0.9%	0.00%
27	Banc of California	4	$3.5M	0.9%	0.00%
28	Pinnacle Bank	1	$3.5M	0.9%	0.00%
29	Newtek Bank, National Association	20	$2.9M	0.8%	0.00%
30	American Bank	4	$2.8M	0.7%	0.00%
31	BayFirst National Bank	11	$2.7M	0.7%	0.00%
32	First Horizon Bank	7	$2.7M	0.7%	0.00%
33	Merchants & Marine Bank	9	$2.6M	0.7%	6.66%
34	Texas Capital Bank	1	$2.2M	0.6%	0.00%
35	Capital Bank, National Association	1	$2.2M	0.6%	0.00%
36	Bank Five Nine	1	$2.1M	0.6%	0.00%
37	The MINT National Bank	2	$2.1M	0.5%	0.00%
38	Celtic Bank Corporation	17	$1.9M	0.5%	10.64%
39	Stone Bank	2	$1.9M	0.5%	0.00%
40	Hanmi Bank	2	$1.8M	0.5%	24.33%
41	Golden Bank National Association	2	$1.6M	0.4%	0.00%
42	Harvest Small Business Finance, LLC	1	$1.5M	0.4%	0.00%
43	Members Choice CU	1	$1.4M	0.4%	0.00%
44	Touchmark National Bank	1	$1.3M	0.3%	0.00%
45	Stellar Bank	1	$1.3M	0.3%	0.00%
46	ECD Investments BIDCO Corporation	1	$1.2M	0.3%	0.00%
47	Open Bank	1	$1.1M	0.3%	0.00%
48	Bank of Hope	1	$1.0M	0.3%	0.00%
49	PNC Bank, National Association	2	$882K	0.2%	0.00%
50	Scale Bank	1	$779K	0.2%	0.00%
51	VelocitySBA, LLC	18	$719K	0.2%	4.58%
52	Fidelity Bank	4	$656K	0.2%	0.00%
53	Bank of Sunset and Trust Company	6	$642K	0.2%	20.52%
54	Wells Fargo Bank National Association	2	$584K	0.2%	41.01%
55	Readycap Lending, LLC	10	$552K	0.1%	0.00%
56	TowneBank	2	$552K	0.1%	0.00%
57	United Midwest Savings Bank National Association	4	$550K	0.1%	0.00%
58	ConnectOne Bank	1	$525K	0.1%	0.00%
59	Ameris Bank	1	$501K	0.1%	0.00%
60	Patterson State Bank	1	$500K	0.1%	78.92%
61	BankFirst Financial Services	3	$494K	0.1%	33.15%
62	Independence Bank	3	$425K	0.1%	26.68%
63	PCB Bank	1	$400K	0.1%	0.00%
64	United Community Bank	1	$362K	0.1%	0.00%
65	Keesler FCU	3	$355K	0.1%	0.00%
66	Stearns Bank National Association	1	$350K	0.1%	0.00%
67	Simmons Bank	1	$340K	0.1%	0.00%
68	Farmers State Bank & Trust Co.	2	$328K	0.1%	0.00%
69	Columbia Bank	9	$300K	0.1%	0.00%
70	LiftFund, Inc.	2	$295K	0.1%	0.00%
71	Colony Bank	2	$294K	0.1%	0.00%
72	Washington State Bank	1	$280K	0.1%	0.00%
73	Bank of Erath	2	$260K	0.1%	0.00%
74	Seacoast National Bank	1	$250K	0.1%	0.00%
75	Metro City Bank	1	$240K	0.1%	0.00%
76	Essential Credit Union	1	$232K	0.1%	0.00%
77	First Guaranty Bank	1	$200K	0.1%	0.00%
78	First Harrison Bank	1	$180K	0.0%	0.00%
79	Red River Bank	2	$173K	0.0%	0.00%
80	The First National Bank of Jeanerette	2	$159K	0.0%	0.00%
81	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$150K	0.0%	0.00%
82	First Financial Bank	1	$135K	0.0%	0.00%
83	Citizens Trust Bank	1	$110K	0.0%	0.00%
84	Lendistry SBLC, LLC	1	$30K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	99	$83.2M	21.8%
2	Mining & extraction	32	$31.9M	8.4%
3	Health care & social assistance	90	$29.9M	7.8%
4	Professional & technical services	70	$27.2M	7.1%
5	Other services	55	$23.1M	6.0%
6	Construction	64	$22.9M	6.0%
7	Real estate & leasing	24	$22.5M	5.9%
8	Arts, entertainment & recreation	33	$21.3M	5.6%
9	Manufacturing	40	$21.3M	5.6%
10	Retail trade	70	$18.8M	4.9%
11	Administrative & waste services	31	$16.0M	4.2%
12	Retail trade	42	$15.5M	4.1%
13	Wholesale trade	21	$14.6M	3.8%
14	Transportation & warehousing	27	$11.1M	2.9%
15	Finance & insurance	23	$6.2M	1.6%
16	Manufacturing	10	$6.1M	1.6%
17	Educational services	23	$6.0M	1.6%
18	Manufacturing	9	$1.5M	0.4%
19	Transportation & warehousing	4	$1.4M	0.4%
20	Information	3	$375K	0.1%
21	Public administration	1	$230K	0.1%
22	Utilities	1	$133K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.