SBA 7(a) lenders in St Joseph, IN

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

66 institutions have SBA 7(a) loans on record in St Joseph, together $332.5M across 982 loans. 1st Source Bank is the largest, with 21% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	1st Source Bank	477	$68.3M	20.5%	0.52%
2	KeyBank National Association	45	$18.7M	5.6%	0.00%
3	The Huntington National Bank	76	$18.3M	5.5%	1.78%
4	Centier Bank	58	$17.2M	5.2%	1.13%
5	Millennium Bank	9	$16.9M	5.1%	0.00%
6	Byline Bank	8	$14.6M	4.4%	0.00%
7	Live Oak Banking Company	12	$13.4M	4.0%	0.00%
8	BankUnited, National Association	4	$13.4M	4.0%	0.00%
9	Old National Bank	12	$12.4M	3.7%	0.00%
10	Horizon Bank	46	$12.1M	3.6%	9.04%
11	Readycap Lending, LLC	5	$10.1M	3.0%	0.00%
12	Everwise Credit Union	11	$9.9M	3.0%	0.00%
13	Celtic Bank Corporation	10	$9.7M	2.9%	0.83%
14	GBank	5	$9.4M	2.8%	0.00%
15	SouthState Bank, National Association	3	$6.0M	1.8%	0.00%
16	Port 51 Lending LLC	1	$5.0M	1.5%	0.00%
17	Capital Bank, National Association	1	$5.0M	1.5%	0.00%
18	Wells Fargo Bank National Association	18	$4.5M	1.4%	0.00%
19	Northeast Bank	6	$4.4M	1.3%	15.30%
20	Lake City Bank	27	$4.3M	1.3%	0.00%
21	PNC Bank, National Association	16	$3.7M	1.1%	2.79%
22	Shoreham Bank	2	$3.5M	1.1%	0.00%
23	JPMorgan Chase Bank, National Association	17	$2.9M	0.9%	0.00%
24	First Bank of the Lake	2	$2.9M	0.9%	0.00%
25	First National Bank of Pennsylvania	3	$2.9M	0.9%	0.00%
26	First Bank	2	$2.7M	0.8%	0.00%
27	Inova Federal Credit Union	6	$2.6M	0.8%	0.00%
28	United FCU	13	$2.6M	0.8%	0.00%
29	Northwest Bank	12	$2.2M	0.7%	0.00%
30	Firstrust Savings Bank	1	$2.2M	0.7%	0.00%
31	Stearns Bank National Association	1	$2.1M	0.6%	0.00%
32	First State Bank of Middlebury	6	$2.1M	0.6%	0.00%
33	Merchants Bank of Indiana	4	$2.0M	0.6%	0.00%
34	Fifth Third Bank	6	$2.0M	0.6%	17.82%
35	United Midwest Savings Bank National Association	6	$2.0M	0.6%	0.00%
36	Shinhan Bank America	1	$1.9M	0.6%	54.93%
37	Crossroads Bank	1	$1.8M	0.5%	0.00%
38	The MINT National Bank	2	$1.6M	0.5%	0.00%
39	Metro City Bank	1	$1.6M	0.5%	0.00%
40	First Internet Bank of Indiana	3	$1.4M	0.4%	0.00%
41	Lender 2057189	3	$1.4M	0.4%	0.00%
42	OakStar Bank	4	$1.3M	0.4%	0.00%
43	Hanmi Bank	1	$1.1M	0.3%	0.00%
44	U.S. Bank, National Association	3	$1.0M	0.3%	14.48%
45	Wilmington Savings Fund Society FSB	1	$765K	0.2%	0.00%
46	Associated Bank National Association	1	$727K	0.2%	0.00%
47	BayFirst National Bank	4	$717K	0.2%	0.00%
48	Zions Bank, A Division of	1	$673K	0.2%	0.00%
49	Bank of America, National Association	1	$540K	0.2%	0.00%
50	Community Banks of Colorado, A Division of NBH Bank	1	$493K	0.1%	0.00%
51	Bank Five Nine	2	$382K	0.1%	0.00%
52	Independence Bank	3	$350K	0.1%	23.82%
53	North Valley Bank	1	$335K	0.1%	0.00%
54	Five Star Bank	1	$325K	0.1%	0.00%
55	Peoples Bank	1	$300K	0.1%	0.00%
56	United Community Bank	1	$300K	0.1%	0.00%
57	Newtek Bank, National Association	1	$250K	0.1%	0.00%
58	City National Bank of Florida	1	$215K	0.1%	0.00%
59	BMO Bank National Association	1	$200K	0.1%	0.00%
60	Flagstar Bank National Association	2	$185K	0.1%	0.00%
61	Lendistry SBLC, LLC	1	$150K	0.0%	0.00%
62	The Bank of Missouri	1	$75K	0.0%	0.00%
63	DeMotte State Bank	1	$50K	0.0%	0.00%
64	VelocitySBA, LLC	4	$38K	0.0%	19.53%
65	Business Loan Center, LLC	1	$25K	0.0%	98.57%
66	SoFi Bank, National Association	1	$25K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	126	$96.0M	29.3%
2	Manufacturing	72	$35.1M	10.7%
3	Other services	103	$29.2M	8.9%
4	Retail trade	70	$26.9M	8.2%
5	Professional & technical services	76	$25.7M	7.8%
6	Manufacturing	57	$22.6M	6.9%
7	Health care & social assistance	65	$22.2M	6.8%
8	Arts, entertainment & recreation	24	$15.4M	4.7%
9	Construction	68	$14.7M	4.5%
10	Wholesale trade	37	$10.9M	3.3%
11	Transportation & warehousing	117	$6.3M	1.9%
12	Retail trade	33	$4.5M	1.4%
13	Administrative & waste services	47	$4.4M	1.3%
14	Finance & insurance	20	$4.0M	1.2%
15	Real estate & leasing	18	$3.0M	0.9%
16	Manufacturing	15	$3.0M	0.9%
17	Educational services	8	$2.1M	0.6%
18	Information	4	$587K	0.2%
19	Management of companies	1	$242K	0.1%
20	Utilities	2	$202K	0.1%
21	Agriculture, forestry & fishing	3	$179K	0.1%
22	Transportation & warehousing	4	$109K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.