SBA 7(a) lenders in Yavapai, AZ

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

89 institutions have SBA 7(a) loans on record in Yavapai, together $398.2M across 794 loans. JPMorgan Chase Bank, National Association is the largest, with 9% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	JPMorgan Chase Bank, National Association	160	$34.4M	8.6%	3.65%
2	Wells Fargo Bank National Association	89	$33.3M	8.4%	1.22%
3	Zions Bank, A Division of	72	$26.0M	6.5%	0.67%
4	Midwest Regional Bank	26	$22.7M	5.7%	0.00%
5	St. Louis Bank	26	$21.8M	5.5%	0.00%
6	Celtic Bank Corporation	23	$20.4M	5.1%	0.00%
7	U.S. Bank, National Association	41	$17.9M	4.5%	16.68%
8	Live Oak Banking Company	17	$16.0M	4.0%	0.00%
9	Readycap Lending, LLC	12	$12.0M	3.0%	0.00%
10	Columbia Bank	10	$11.6M	2.9%	0.41%
11	Arizona Financial Credit Union	18	$10.4M	2.6%	0.00%
12	America First Federal Credit Union	10	$8.9M	2.2%	0.00%
13	Enterprise Bank & Trust	8	$8.9M	2.2%	0.00%
14	PNC Bank, National Association	24	$8.3M	2.1%	0.46%
15	Glacier Bank	21	$7.9M	2.0%	1.10%
16	Banc of California	6	$7.7M	1.9%	0.00%
17	First Utah Bank	2	$6.8M	1.7%	0.00%
18	United Community Bank	5	$6.6M	1.6%	0.00%
19	Western Alliance Bank	7	$5.4M	1.3%	0.00%
20	Bell Bank	2	$5.2M	1.3%	0.00%
21	Genisys CU	1	$5.0M	1.3%	0.00%
22	OneAZ CU	8	$4.6M	1.1%	0.00%
23	FDIC - Community Bank & Trust-West Georgia	2	$4.4M	1.1%	0.00%
24	Newtek Small Business Finance, Inc.	5	$4.4M	1.1%	0.00%
25	Merchants Bank of Indiana	1	$4.4M	1.1%	0.00%
26	United Midwest Savings Bank National Association	5	$4.1M	1.0%	0.00%
27	Newtek Bank, National Association	17	$3.6M	0.9%	0.00%
28	Byline Bank	3	$3.6M	0.9%	0.00%
29	Mission Bank	1	$3.3M	0.8%	0.00%
30	The Huntington National Bank	11	$3.0M	0.7%	0.00%
31	Evolve Bank and Trust	2	$2.9M	0.7%	0.00%
32	First Merchants Bank	1	$2.9M	0.7%	0.00%
33	Stearns Bank National Association	8	$2.6M	0.6%	0.00%
34	Bank of America, National Association	13	$2.5M	0.6%	5.65%
35	Capital One National Association	3	$2.5M	0.6%	3.87%
36	First Bank	1	$2.4M	0.6%	0.00%
37	NexBank	1	$2.4M	0.6%	0.00%
38	First Bank of the Lake	2	$2.4M	0.6%	0.00%
39	T Bank, National Association	3	$2.1M	0.5%	0.00%
40	Harvest Small Business Finance, LLC	2	$2.0M	0.5%	0.00%
41	First-Citizens Bank & Trust Company	1	$2.0M	0.5%	0.00%
42	Mountain America FCU	7	$1.8M	0.5%	0.00%
43	Grasshopper Bank National Association	2	$1.7M	0.4%	0.00%
44	Northeast Bank	14	$1.7M	0.4%	0.69%
45	22nd State Bank, A Division of 22nd State Banking Company	1	$1.7M	0.4%	0.00%
46	Arizona Capital Source	8	$1.6M	0.4%	0.00%
47	Alerus Financial, National Association	3	$1.6M	0.4%	0.00%
48	Seacoast National Bank	1	$1.5M	0.4%	0.00%
49	Busey Bank	2	$1.4M	0.4%	0.00%
50	First Internet Bank of Indiana	4	$1.4M	0.4%	0.00%
51	UMB Bank, National Association	4	$1.3M	0.3%	0.00%
52	Stone Bank	1	$1.3M	0.3%	0.00%
53	Sunflower Bank National Association	3	$1.2M	0.3%	0.00%
54	Lendistry SBLC, LLC	2	$1.2M	0.3%	0.00%
55	BayFirst National Bank	10	$1.1M	0.3%	0.00%
56	Fund-Ex Solutions Group, LLC	1	$1.1M	0.3%	0.00%
57	Citizens Bank	1	$1.0M	0.3%	0.00%
58	Integro Bank	1	$1.0M	0.3%	0.00%
59	Texas Capital Bank	1	$946K	0.2%	0.00%
60	VelocitySBA, LLC	14	$944K	0.2%	3.88%
61	BNC National Bank	4	$895K	0.2%	0.00%
62	Craft Bank	1	$856K	0.2%	0.00%
63	Citizens Business Bank National Association	1	$850K	0.2%	0.00%
64	United Business Bank	2	$830K	0.2%	0.00%
65	Port 51 Lending LLC	2	$800K	0.2%	0.00%
66	Commonwealth Business Bank	2	$700K	0.2%	0.00%
67	CalPrivate Bank	2	$625K	0.2%	0.00%
68	Fifth Third Bank	1	$622K	0.2%	96.98%
69	Happen Bank	2	$622K	0.2%	0.00%
70	Southwest Heritage Bank	1	$597K	0.1%	0.00%
71	IncredibleBank	1	$576K	0.1%	0.00%
72	CDC Small Business Finance Corp.	3	$560K	0.1%	3.52%
73	Flagstar Bank National Association	3	$537K	0.1%	20.65%
74	UNION BANK OF CALIFORNIA, N.A.	1	$478K	0.1%	90.72%
75	Old National Bank	1	$393K	0.1%	0.00%
76	Genesis Bank	1	$390K	0.1%	0.00%
77	The Bancorp Bank National Association	1	$375K	0.1%	0.00%
78	GBank	1	$349K	0.1%	0.00%
79	Bank Five Nine	1	$335K	0.1%	0.00%
80	Poppy Bank	1	$328K	0.1%	0.00%
81	CRF Small Business Loan Company, LLC	1	$300K	0.1%	0.00%
82	Independence Bank	2	$300K	0.1%	33.90%
83	Five Star Bank	1	$250K	0.1%	0.00%
84	Prestamos CDFI, LLC	1	$249K	0.1%	0.00%
85	BMO Bank National Association	3	$220K	0.1%	0.00%
86	Colony Bank	1	$150K	0.0%	0.00%
87	SoFi Bank, National Association	1	$135K	0.0%	0.00%
88	DreamSpring	1	$130K	0.0%	0.00%
89	Associated Bank National Association	1	$60K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	115	$105.7M	26.5%
2	Health care & social assistance	89	$41.7M	10.5%
3	Construction	102	$35.9M	9.0%
4	Retail trade	64	$32.5M	8.2%
5	Other services	63	$29.9M	7.5%
6	Professional & technical services	81	$29.7M	7.5%
7	Administrative & waste services	57	$26.6M	6.7%
8	Retail trade	52	$16.0M	4.0%
9	Real estate & leasing	24	$15.3M	3.8%
10	Arts, entertainment & recreation	17	$10.5M	2.6%
11	Manufacturing	29	$10.3M	2.6%
12	Manufacturing	17	$9.9M	2.5%
13	Educational services	14	$8.4M	2.1%
14	Mining & extraction	6	$6.4M	1.6%
15	Manufacturing	9	$5.3M	1.3%
16	Finance & insurance	11	$4.2M	1.1%
17	Wholesale trade	16	$3.6M	0.9%
18	Transportation & warehousing	21	$3.6M	0.9%
19	Utilities	1	$1.8M	0.4%
20	Information	5	$744K	0.2%
21	Agriculture, forestry & fishing	1	$150K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.