SBA 7(a) lenders in Waupaca, WI

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

43 institutions have SBA 7(a) loans on record in Waupaca, together $58.0M across 156 loans. JPMorgan Chase Bank, National Association is the largest, with 10% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	JPMorgan Chase Bank, National Association	14	$6.1M	10.5%	1.00%
2	Enterprise Bank & Trust	1	$5.0M	8.6%	0.00%
3	U.S. Bank, National Association	6	$4.7M	8.0%	0.00%
4	Byline Bank	5	$4.6M	8.0%	0.00%
5	Fox Communities CU	21	$4.2M	7.2%	0.00%
6	First State Bank	12	$3.7M	6.5%	2.58%
7	Bank First, N.A.	14	$3.2M	5.5%	8.59%
8	BankUnited, National Association	1	$2.7M	4.6%	0.00%
9	First Western SBLC, LLC	1	$2.5M	4.2%	0.00%
10	Bank of Ann Arbor	5	$2.4M	4.2%	0.00%
11	Wolf River Community Bank	1	$2.0M	3.4%	0.00%
12	Peoples State Bank	2	$1.6M	2.8%	0.00%
13	BayFirst National Bank	1	$1.6M	2.8%	0.00%
14	IncredibleBank	1	$1.5M	2.5%	0.00%
15	Bank Five Nine	3	$1.2M	2.1%	0.00%
16	BMO Bank National Association	4	$1.2M	2.1%	21.57%
17	First Financial Bank	1	$1.2M	2.1%	0.00%
18	Nicolet National Bank	2	$899K	1.5%	0.00%
19	Waukesha State Bank	1	$777K	1.3%	0.00%
20	Newtek Bank, National Association	4	$765K	1.3%	0.00%
21	UMB Bank, National Association	2	$743K	1.3%	0.00%
22	Newtek Small Business Finance, Inc.	2	$658K	1.1%	0.00%
23	Associated Bank National Association	15	$489K	0.8%	39.29%
24	CRF Small Business Loan Company, LLC	1	$470K	0.8%	0.00%
25	Northeast Bank	4	$400K	0.7%	0.00%
26	Premier Community Bank	4	$397K	0.7%	0.00%
27	State Bank Financial	2	$350K	0.6%	0.00%
28	State Bank of Chilton	1	$307K	0.5%	0.00%
29	National Exchange Bank and Trust	1	$300K	0.5%	0.00%
30	Colony Bank	2	$285K	0.5%	0.00%
31	Community First CU	5	$279K	0.5%	0.00%
32	Johnson Bank	2	$230K	0.4%	0.00%
33	The Farmers State Bank of Waupaca	1	$200K	0.3%	0.00%
34	Wisconsin Women's Business Initiative Corporation	2	$195K	0.3%	0.00%
35	Celtic Bank Corporation	1	$150K	0.3%	0.00%
36	United Midwest Savings Bank National Association	1	$150K	0.3%	0.00%
37	Fidelity National Bank	1	$150K	0.3%	0.00%
38	Five Star Bank	1	$150K	0.3%	0.00%
39	The Huntington National Bank	3	$132K	0.2%	0.00%
40	AbbyBank	1	$100K	0.2%	0.00%
41	Verve, a Credit Union	1	$50K	0.1%	0.00%
42	Capital One National Association	1	$25K	0.0%	0.00%
43	Wells Fargo Bank National Association	2	$20K	0.0%	51.54%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	18	$14.9M	25.6%
2	Retail trade	22	$8.4M	14.5%
3	Arts, entertainment & recreation	9	$7.1M	12.3%
4	Construction	18	$3.3M	5.7%
5	Transportation & warehousing	20	$3.3M	5.6%
6	Manufacturing	14	$3.3M	5.6%
7	Utilities	5	$3.1M	5.4%
8	Agriculture, forestry & fishing	6	$2.7M	4.7%
9	Other services	15	$2.6M	4.5%
10	Manufacturing	2	$2.3M	3.9%
11	Retail trade	10	$2.1M	3.6%
12	Wholesale trade	4	$1.7M	3.0%
13	Health care & social assistance	2	$806K	1.4%
14	Information	1	$777K	1.3%
15	Administrative & waste services	4	$538K	0.9%
16	Real estate & leasing	2	$464K	0.8%
17	Professional & technical services	2	$460K	0.8%
18	Finance & insurance	1	$150K	0.3%
19	Manufacturing	1	$18K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.