SBA 7(a) lenders in Vilas, WI
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
24 institutions have SBA 7(a) loans on record in Vilas, together $57.8M across 120 loans. IncredibleBank is the largest, with 31% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | IncredibleBank | 42 | $17.9M | 31.0% | 3.36% |
| 2 | Hiawatha National Bank | 2 | $5.0M | 8.6% | 0.00% |
| 3 | Byline Bank | 4 | $4.9M | 8.4% | 0.00% |
| 4 | First Internet Bank of Indiana | 2 | $3.9M | 6.8% | 0.00% |
| 5 | Nicolet National Bank | 10 | $3.4M | 5.9% | 0.00% |
| 6 | Great North Bank | 10 | $3.0M | 5.2% | 0.00% |
| 7 | Forward Bank | 1 | $2.9M | 5.0% | 0.00% |
| 8 | Bank Five Nine | 1 | $2.2M | 3.8% | 0.00% |
| 9 | Associated Bank National Association | 5 | $2.1M | 3.7% | 15.11% |
| 10 | Frandsen Bank and Trust | 1 | $1.9M | 3.2% | 0.00% |
| 11 | Live Oak Banking Company | 3 | $1.8M | 3.2% | 1.22% |
| 12 | T Bank, National Association | 1 | $1.7M | 2.9% | 0.00% |
| 13 | First Business Bank | 2 | $1.7M | 2.9% | 0.00% |
| 14 | Bank of Ann Arbor | 6 | $1.6M | 2.8% | 0.00% |
| 15 | The Huntington National Bank | 12 | $1.2M | 2.2% | 0.00% |
| 16 | BMO Bank National Association | 6 | $942K | 1.6% | 0.00% |
| 17 | Celtic Bank Corporation | 1 | $726K | 1.3% | 0.00% |
| 18 | Newtek Bank, National Association | 1 | $350K | 0.6% | 0.00% |
| 19 | U.S. Bank, National Association | 5 | $167K | 0.3% | 0.00% |
| 20 | BankVista | 1 | $150K | 0.3% | 0.00% |
| 21 | Peoples State Bank | 1 | $100K | 0.2% | 0.00% |
| 22 | Wisconsin Women's Business Initiative Corporation | 1 | $70K | 0.1% | 0.00% |
| 23 | Northeast Bank | 1 | $35K | 0.1% | 0.00% |
| 24 | Wells Fargo Bank National Association | 1 | $15K | 0.0% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Accommodation & food services | 23 | $12.7M | 22.0% |
| 2 | Retail trade | 13 | $9.5M | 16.4% |
| 3 | Real estate & leasing | 7 | $6.6M | 11.4% |
| 4 | Retail trade | 6 | $6.5M | 11.2% |
| 5 | Other services | 12 | $3.5M | 6.0% |
| 6 | Information | 3 | $3.3M | 5.7% |
| 7 | Construction | 15 | $3.2M | 5.6% |
| 8 | Wholesale trade | 7 | $3.0M | 5.1% |
| 9 | Professional & technical services | 9 | $2.4M | 4.2% |
| 10 | Manufacturing | 4 | $2.2M | 3.9% |
| 11 | Administrative & waste services | 10 | $2.0M | 3.5% |
| 12 | Manufacturing | 1 | $1.3M | 2.3% |
| 13 | Health care & social assistance | 1 | $440K | 0.8% |
| 14 | Manufacturing | 3 | $315K | 0.5% |
| 15 | Transportation & warehousing | 3 | $315K | 0.5% |
| 16 | Transportation & warehousing | 1 | $310K | 0.5% |
| 17 | Agriculture, forestry & fishing | 2 | $227K | 0.4% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.