SBA 7(a) lenders in Vernon, WI
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
22 institutions have SBA 7(a) loans on record in Vernon, together $28.0M across 62 loans. CCFBank National Association is the largest, with 24% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | CCFBank National Association | 8 | $6.7M | 23.9% | 0.00% |
| 2 | US Metro Bank | 1 | $5.0M | 17.9% | 0.00% |
| 3 | Coulee Bank | 10 | $2.7M | 9.7% | 0.00% |
| 4 | Peoples State Bank | 5 | $1.8M | 6.3% | 0.00% |
| 5 | U.S. Bank, National Association | 3 | $1.3M | 4.8% | 0.00% |
| 6 | River Bank | 4 | $1.3M | 4.7% | 9.65% |
| 7 | First Bank | 1 | $1.2M | 4.4% | 0.00% |
| 8 | Live Oak Banking Company | 1 | $1.1M | 4.0% | 0.00% |
| 9 | The Bancorp Bank National Association | 1 | $910K | 3.2% | 0.00% |
| 10 | MVB Bank, Inc. | 1 | $873K | 3.1% | 0.00% |
| 11 | State Bank Financial | 6 | $851K | 3.0% | 0.00% |
| 12 | Merchants Bank, National Association | 3 | $707K | 2.5% | 0.00% |
| 13 | Associated Bank National Association | 4 | $617K | 2.2% | 0.00% |
| 14 | Park Bank National Association | 2 | $605K | 2.2% | 0.00% |
| 15 | First National Bank & Trust Company | 2 | $600K | 2.1% | 0.00% |
| 16 | Altra Federal Credit Union | 3 | $518K | 1.8% | 0.00% |
| 17 | Security Financial Bank | 2 | $361K | 1.3% | 0.00% |
| 18 | UMB Bank, National Association | 1 | $350K | 1.2% | 0.00% |
| 19 | Royal Bank | 1 | $250K | 0.9% | 0.00% |
| 20 | Wells Fargo Bank National Association | 1 | $92K | 0.3% | 0.00% |
| 21 | One Community Bank | 1 | $62K | 0.2% | 0.00% |
| 22 | VelocitySBA, LLC | 1 | $15K | 0.1% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Retail trade | 5 | $7.4M | 26.3% |
| 2 | Transportation & warehousing | 6 | $4.0M | 14.2% |
| 3 | Construction | 14 | $3.1M | 11.1% |
| 4 | Other services | 4 | $2.9M | 10.4% |
| 5 | Manufacturing | 4 | $2.6M | 9.2% |
| 6 | Health care & social assistance | 2 | $1.7M | 6.2% |
| 7 | Professional & technical services | 4 | $1.4M | 5.1% |
| 8 | Manufacturing | 3 | $1.1M | 3.8% |
| 9 | Mining & extraction | 1 | $1.1M | 3.7% |
| 10 | Real estate & leasing | 5 | $1.0M | 3.7% |
| 11 | Accommodation & food services | 7 | $825K | 2.9% |
| 12 | Retail trade | 3 | $262K | 0.9% |
| 13 | Manufacturing | 1 | $240K | 0.9% |
| 14 | Information | 1 | $210K | 0.7% |
| 15 | Agriculture, forestry & fishing | 1 | $150K | 0.5% |
| 16 | Wholesale trade | 1 | $43K | 0.2% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.