SBA 7(a) lenders in Sheboygan, WI

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

60 institutions have SBA 7(a) loans on record in Sheboygan, together $360.2M across 792 loans. UMB Bank, National Association is the largest, with 27% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	UMB Bank, National Association	270	$98.4M	27.3%	4.11%
2	Bank First, N.A.	108	$62.7M	17.4%	0.15%
3	Summit CU	67	$45.1M	12.5%	0.00%
4	Oostburg State Bank	90	$37.2M	10.3%	0.00%
5	Hiawatha National Bank	28	$12.0M	3.3%	0.00%
6	Cleveland State Bank	31	$10.0M	2.8%	2.54%
7	Byline Bank	9	$9.5M	2.6%	0.00%
8	Live Oak Banking Company	4	$6.3M	1.8%	0.00%
9	Bank Five Nine	19	$6.0M	1.7%	0.00%
10	National Exchange Bank and Trust	11	$5.8M	1.6%	0.00%
11	The Huntington National Bank	7	$5.7M	1.6%	1.78%
12	Nicolet National Bank	13	$5.5M	1.5%	0.00%
13	Waldo State Bank	4	$5.3M	1.5%	0.00%
14	US Eagle FCU	1	$5.0M	1.4%	0.00%
15	Merchants Bank of Indiana	1	$4.8M	1.3%	0.00%
16	Columbia Bank	2	$2.8M	0.8%	1.68%
17	UnitedOne Credit Union	3	$2.7M	0.8%	0.00%
18	Collins State Bank	3	$2.6M	0.7%	22.21%
19	Newtek Bank, National Association	2	$2.5M	0.7%	0.00%
20	Coulee Bank	1	$2.4M	0.7%	0.00%
21	BMO Bank National Association	8	$2.2M	0.6%	0.00%
22	U.S. Bank, National Association	17	$2.1M	0.6%	0.00%
23	GBank	1	$2.0M	0.6%	0.00%
24	CCFBank National Association	3	$1.8M	0.5%	0.00%
25	Kohler CU	6	$1.8M	0.5%	24.86%
26	Wells Fargo Bank National Association	12	$1.6M	0.4%	0.89%
27	First Merchants Bank	2	$1.5M	0.4%	0.00%
28	Associated Bank National Association	17	$1.3M	0.4%	22.47%
29	Lender 2582371	1	$1.2M	0.3%	0.00%
30	Ixonia Bank	1	$1.1M	0.3%	0.00%
31	Celtic Bank Corporation	2	$947K	0.3%	28.82%
32	State Bank of Chilton	2	$797K	0.2%	0.00%
33	Waukesha State Bank	2	$742K	0.2%	0.00%
34	The Stephenson National Bank and Trust	1	$695K	0.2%	0.00%
35	First Bank of the Lake	2	$682K	0.2%	0.00%
36	Bank of Ann Arbor	2	$664K	0.2%	0.00%
37	CIBM Bank	1	$650K	0.2%	0.00%
38	Harvest Small Business Finance, LLC	1	$640K	0.2%	0.00%
39	Midwest BankCentre	1	$630K	0.2%	0.00%
40	Centerstone SBA Lending, Inc.	1	$485K	0.1%	0.00%
41	Western State Bank	1	$475K	0.1%	0.00%
42	Readycap Lending, LLC	3	$465K	0.1%	0.00%
43	Northeast Bank	4	$429K	0.1%	0.00%
44	Wisconsin Women's Business Initiative Corporation	3	$411K	0.1%	26.78%
45	Fox Communities CU	2	$400K	0.1%	0.00%
46	Shoreline CU	1	$350K	0.1%	0.00%
47	JPMorgan Chase Bank, National Association	1	$250K	0.1%	0.00%
48	Johnson Bank	5	$240K	0.1%	0.00%
49	Lendistry SBLC, LLC	2	$190K	0.1%	0.00%
50	Community First CU	1	$175K	0.0%	0.00%
51	WBD Advantage Fund, LLC	1	$170K	0.0%	0.00%
52	BayFirst National Bank	2	$160K	0.0%	0.00%
53	United Midwest Savings Bank National Association	1	$150K	0.0%	0.00%
54	Tri City National Bank	1	$100K	0.0%	0.00%
55	Fortifi Bank	1	$100K	0.0%	0.00%
56	Simmons Bank	1	$60K	0.0%	0.00%
57	Landmark Credit Union	1	$55K	0.0%	0.00%
58	PyraMax Bank FSB	1	$41K	0.0%	0.00%
59	First American Capital Corp.	1	$30K	0.0%	0.00%
60	VelocitySBA, LLC	2	$20K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	135	$59.9M	16.6%
2	Manufacturing	89	$39.8M	11.0%
3	Manufacturing	56	$39.5M	11.0%
4	Retail trade	63	$34.3M	9.5%
5	Construction	70	$32.9M	9.1%
6	Other services	67	$25.9M	7.2%
7	Arts, entertainment & recreation	25	$22.0M	6.1%
8	Health care & social assistance	66	$19.3M	5.4%
9	Retail trade	29	$17.6M	4.9%
10	Real estate & leasing	30	$11.5M	3.2%
11	Agriculture, forestry & fishing	8	$11.4M	3.2%
12	Professional & technical services	35	$10.3M	2.9%
13	Transportation & warehousing	33	$8.5M	2.4%
14	Wholesale trade	20	$7.9M	2.2%
15	Administrative & waste services	30	$7.4M	2.1%
16	Manufacturing	21	$5.4M	1.5%
17	Transportation & warehousing	3	$3.8M	1.0%
18	Finance & insurance	7	$1.8M	0.5%
19	Mining & extraction	2	$803K	0.2%
20	Information	1	$100K	0.0%
21	Educational services	2	$40K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.