SBA 7(a) lenders in Ozaukee, WI

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

71 institutions have SBA 7(a) loans on record in Ozaukee, together $234.2M across 650 loans. Bank Five Nine is the largest, with 17% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Bank Five Nine	94	$39.7M	17.0%	4.18%
2	Byline Bank	37	$35.7M	15.2%	0.40%
3	Summit CU	30	$13.0M	5.5%	1.79%
4	Old National Bank	8	$11.7M	5.0%	0.00%
5	Live Oak Banking Company	11	$11.5M	4.9%	0.00%
6	U.S. Bank, National Association	66	$10.1M	4.3%	0.80%
7	Associated Bank National Association	76	$7.9M	3.4%	2.26%
8	Horicon Bank	58	$7.9M	3.4%	3.73%
9	Bank First, N.A.	26	$7.9M	3.4%	0.00%
10	Waukesha State Bank	8	$7.6M	3.2%	0.00%
11	UMB Bank, National Association	14	$7.5M	3.2%	6.73%
12	Celtic Bank Corporation	11	$6.8M	2.9%	0.00%
13	The Huntington National Bank	18	$5.4M	2.3%	2.86%
14	Millennium Bank	1	$5.0M	2.1%	0.00%
15	BMO Bank National Association	21	$3.9M	1.7%	0.00%
16	JPMorgan Chase Bank, National Association	18	$3.6M	1.6%	0.00%
17	Oostburg State Bank	7	$3.5M	1.5%	0.00%
18	Nicolet National Bank	3	$3.4M	1.5%	0.00%
19	Wells Fargo Bank National Association	17	$2.8M	1.2%	0.00%
20	Pinnacle Bank	1	$2.7M	1.2%	0.00%
21	Harvest Small Business Finance, LLC	4	$2.7M	1.1%	0.00%
22	First Business Bank	3	$2.6M	1.1%	0.00%
23	FDIC - Community Bank & Trust-West Georgia	1	$2.2M	0.9%	0.00%
24	CIBM Bank	3	$2.1M	0.9%	0.00%
25	National Exchange Bank and Trust	4	$1.7M	0.7%	0.00%
26	PNC Bank, National Association	4	$1.7M	0.7%	0.00%
27	Customers Bank	1	$1.6M	0.7%	0.00%
28	PyraMax Bank FSB	18	$1.5M	0.6%	0.00%
29	The Port Washington State Bank	9	$1.3M	0.6%	0.00%
30	Happen Bank	1	$1.3M	0.5%	0.00%
31	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$1.2M	0.5%	0.00%
32	United Midwest Savings Bank National Association	5	$1.2M	0.5%	0.00%
33	Spring Bank	8	$1.0M	0.4%	15.95%
34	North Shore Bank	1	$1.0M	0.4%	0.00%
35	Town Bank, National Association	3	$936K	0.4%	8.54%
36	Stearns Bank National Association	2	$844K	0.4%	0.00%
37	Community State Bank	2	$800K	0.3%	0.00%
38	Stone Bank	1	$795K	0.3%	0.00%
39	TowneBank	1	$733K	0.3%	0.00%
40	Wisconsin Women's Business Initiative Corporation	5	$720K	0.3%	23.82%
41	First Internet Bank of Indiana	1	$696K	0.3%	0.00%
42	Bank of Ann Arbor	3	$600K	0.3%	0.00%
43	Northeast Bank	5	$596K	0.3%	0.00%
44	Johnson Bank	3	$553K	0.2%	0.00%
45	Westbury Bank	1	$525K	0.2%	0.00%
46	Citizens Bank	1	$400K	0.2%	0.00%
47	HomeTrust Bank	1	$387K	0.2%	0.00%
48	PCB Bank	1	$385K	0.2%	0.00%
49	Newtek Bank, National Association	3	$375K	0.2%	0.00%
50	American Momentum Bank	1	$366K	0.2%	0.00%
51	First Bank of the Lake	1	$354K	0.2%	0.00%
52	The Park Bank	1	$350K	0.1%	0.00%
53	Cleveland State Bank	1	$336K	0.1%	0.00%
54	Capital Bank, National Association	2	$303K	0.1%	0.00%
55	BayFirst National Bank	2	$300K	0.1%	0.00%
56	One Community Bank	1	$300K	0.1%	0.00%
57	Kohler CU	3	$260K	0.1%	0.00%
58	Newtek Small Business Finance, LLC	1	$250K	0.1%	0.00%
59	Magnifi Financial CU	1	$243K	0.1%	0.00%
60	Waldo State Bank	1	$213K	0.1%	0.00%
61	Truliant FCU	1	$180K	0.1%	0.00%
62	Peoples State Bank	1	$168K	0.1%	0.00%
63	First-Citizens Bank & Trust Company	2	$150K	0.1%	78.05%
64	Readycap Lending, LLC	1	$150K	0.1%	0.00%
65	Village Bank and Trust, National Association	1	$100K	0.0%	0.00%
66	Landmark Credit Union	2	$85K	0.0%	0.00%
67	Tri City National Bank	1	$75K	0.0%	0.00%
68	Educators Credit Union	1	$65K	0.0%	0.00%
69	Capital One National Association	1	$50K	0.0%	0.00%
70	CDC Small Business Finance Corp.	1	$35K	0.0%	0.00%
71	VelocitySBA, LLC	1	$13K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	68	$37.8M	16.1%
2	Manufacturing	66	$34.8M	14.9%
3	Accommodation & food services	67	$28.5M	12.1%
4	Professional & technical services	90	$24.4M	10.4%
5	Wholesale trade	34	$16.2M	6.9%
6	Other services	55	$15.4M	6.6%
7	Construction	66	$15.3M	6.5%
8	Retail trade	32	$12.3M	5.2%
9	Real estate & leasing	16	$8.9M	3.8%
10	Administrative & waste services	38	$8.8M	3.7%
11	Arts, entertainment & recreation	22	$6.7M	2.9%
12	Retail trade	32	$5.6M	2.4%
13	Manufacturing	10	$4.8M	2.0%
14	Educational services	13	$3.7M	1.6%
15	Transportation & warehousing	2	$2.7M	1.1%
16	Manufacturing	11	$2.5M	1.0%
17	Information	5	$2.1M	0.9%
18	Transportation & warehousing	9	$1.6M	0.7%
19	Finance & insurance	10	$1.6M	0.7%
20	Agriculture, forestry & fishing	2	$595K	0.3%
21	Public administration	2	$200K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.