SBA 7(a) lenders in Oneida, WI

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

36 institutions have SBA 7(a) loans on record in Oneida, together $59.6M across 147 loans. IncredibleBank is the largest, with 35% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	IncredibleBank	36	$20.9M	35.0%	1.88%
2	Nicolet National Bank	14	$6.2M	10.4%	0.00%
3	Bank of Ann Arbor	6	$4.6M	7.7%	0.00%
4	Peoples State Bank	13	$3.3M	5.6%	0.77%
5	Byline Bank	3	$2.9M	4.8%	0.00%
6	National Bank of Commerce	1	$2.8M	4.7%	0.00%
7	MidCountry Bank	1	$2.2M	3.8%	0.00%
8	The Huntington National Bank	17	$1.8M	3.0%	0.00%
9	Farmers & Merchants Bank & Trust	1	$1.8M	3.0%	0.00%
10	Celtic Bank Corporation	5	$1.6M	2.6%	6.23%
11	Bank Five Nine	1	$1.3M	2.1%	0.00%
12	U.S. Bank, National Association	6	$1.2M	2.1%	0.00%
13	Hanmi Bank	1	$1.1M	1.9%	0.00%
14	First Western SBLC, LLC	1	$1.1M	1.9%	0.00%
15	Great North Bank	1	$992K	1.7%	0.00%
16	Northeast Bank	4	$767K	1.3%	0.00%
17	Citizens State Bank of La Crosse	1	$720K	1.2%	0.00%
18	City National Bank of Florida	1	$500K	0.8%	0.00%
19	Forward Bank	2	$488K	0.8%	0.00%
20	Associated Bank National Association	11	$484K	0.8%	1.50%
21	CoVantage CU	3	$475K	0.8%	0.00%
22	Baraboo State Bank	1	$440K	0.7%	0.00%
23	Gulf Coast Bank and Trust Company	1	$312K	0.5%	0.00%
24	First National Bank & Trust Co	1	$300K	0.5%	0.00%
25	Readycap Lending, LLC	1	$254K	0.4%	0.00%
26	Newtek Bank, National Association	1	$175K	0.3%	0.00%
27	Wisconsin Women's Business Initiative Corporation	2	$175K	0.3%	0.00%
28	First Bank of the Lake	1	$150K	0.3%	0.00%
29	Independence Bank	1	$150K	0.3%	0.00%
30	Northeast Entrepreneur Fund, Inc.	2	$142K	0.2%	0.00%
31	Stearns Bank National Association	1	$140K	0.2%	0.00%
32	Capital One National Association	1	$50K	0.1%	53.98%
33	BMO Bank National Association	2	$45K	0.1%	0.00%
34	BayFirst National Bank	1	$40K	0.1%	0.00%
35	Prevail Bank	1	$25K	0.0%	0.00%
36	VelocitySBA, LLC	1	$8K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	43	$24.1M	40.5%
2	Construction	27	$6.2M	10.4%
3	Real estate & leasing	8	$4.6M	7.8%
4	Manufacturing	5	$4.5M	7.6%
5	Retail trade	7	$3.9M	6.5%
6	Retail trade	9	$3.4M	5.7%
7	Wholesale trade	1	$2.8M	4.7%
8	Other services	10	$2.7M	4.6%
9	Information	5	$2.2M	3.7%
10	Health care & social assistance	5	$1.7M	2.9%
11	Professional & technical services	11	$1.5M	2.5%
12	Manufacturing	2	$667K	1.1%
13	Manufacturing	5	$642K	1.1%
14	Administrative & waste services	2	$180K	0.3%
15	Transportation & warehousing	2	$137K	0.2%
16	Finance & insurance	2	$100K	0.2%
17	Agriculture, forestry & fishing	2	$93K	0.2%
18	Arts, entertainment & recreation	1	$25K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.