SBA 7(a) lenders in La Crosse, WI

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

50 institutions have SBA 7(a) loans on record in La Crosse, together $234.3M across 770 loans. Park Bank National Association is the largest, with 21% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Park Bank National Association	151	$49.7M	21.2%	9.32%
2	State Bank Financial	112	$29.3M	12.5%	2.55%
3	Citizens State Bank of La Crosse	113	$24.5M	10.5%	2.26%
4	Altra Federal Credit Union	93	$19.5M	8.3%	1.53%
5	CCFBank National Association	28	$16.9M	7.2%	6.20%
6	Coulee Bank	39	$10.9M	4.6%	0.00%
7	Byline Bank	6	$9.4M	4.0%	0.00%
8	Old National Bank	7	$7.2M	3.1%	0.00%
9	Associated Bank National Association	42	$7.1M	3.0%	0.07%
10	Merchants Bank, National Association	26	$7.1M	3.0%	4.13%
11	River Bank	37	$6.1M	2.6%	1.31%
12	Live Oak Banking Company	2	$5.3M	2.2%	0.00%
13	Wells Fargo Bank National Association	21	$4.4M	1.9%	0.00%
14	Platinum Bank	3	$3.9M	1.7%	0.00%
15	Newtek Small Business Finance, Inc.	1	$3.0M	1.3%	0.00%
16	U.S. Bank, National Association	14	$2.9M	1.3%	0.00%
17	Minnwest Bank	3	$2.2M	1.0%	0.00%
18	Alerus Financial, National Association	3	$2.1M	0.9%	7.63%
19	Marine Credit Union	3	$1.8M	0.8%	0.00%
20	Scale Bank	3	$1.7M	0.7%	0.00%
21	PNC Bank, National Association	1	$1.6M	0.7%	0.00%
22	Bank First, N.A.	4	$1.5M	0.6%	0.00%
23	Frandsen Bank and Trust	1	$1.4M	0.6%	0.00%
24	The First National Bank of Bangor	1	$1.2M	0.5%	0.00%
25	Celtic Bank Corporation	2	$1.2M	0.5%	0.00%
26	Verve, a Credit Union	8	$1.1M	0.5%	0.00%
27	Customers Bank	1	$1.1M	0.5%	0.00%
28	WNB Financial, National Association	3	$1.1M	0.5%	0.00%
29	Newtek Bank, National Association	5	$1.1M	0.5%	0.00%
30	Wisconsin Women's Business Initiative Corporation	8	$1.1M	0.5%	38.37%
31	CalPrivate Bank	1	$900K	0.4%	0.00%
32	Nicolet National Bank	2	$841K	0.4%	0.00%
33	BMO Bank National Association	3	$770K	0.3%	0.00%
34	Bank Five Nine	1	$640K	0.3%	0.00%
35	Equity Bank	1	$621K	0.3%	0.00%
36	Readycap Lending, LLC	1	$500K	0.2%	0.00%
37	Pioneer Bank	2	$400K	0.2%	0.00%
38	Royal Bank	2	$351K	0.1%	0.00%
39	The Park Bank	1	$325K	0.1%	0.00%
40	The Huntington National Bank	2	$323K	0.1%	7.63%
41	First Bank	1	$214K	0.1%	0.00%
42	Bluff View Bank	2	$200K	0.1%	0.00%
43	Northeast Bank	2	$195K	0.1%	45.19%
44	NSB Bank	1	$195K	0.1%	37.97%
45	Simmons Bank	1	$174K	0.1%	0.00%
46	BayFirst National Bank	2	$140K	0.1%	0.00%
47	Summit CU	1	$60K	0.0%	0.00%
48	Manufacturers Bank and Trust Company	1	$50K	0.0%	0.00%
49	Capital One National Association	1	$35K	0.0%	0.00%
50	VelocitySBA, LLC	1	$5K	0.0%	95.06%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	115	$34.2M	14.6%
2	Retail trade	58	$26.3M	11.2%
3	Health care & social assistance	67	$23.6M	10.1%
4	Other services	77	$18.1M	7.7%
5	Manufacturing	22	$17.4M	7.4%
6	Construction	87	$15.8M	6.7%
7	Manufacturing	34	$14.8M	6.3%
8	Professional & technical services	72	$13.6M	5.8%
9	Retail trade	59	$12.9M	5.5%
10	Transportation & warehousing	32	$11.4M	4.9%
11	Real estate & leasing	20	$10.6M	4.5%
12	Arts, entertainment & recreation	38	$9.6M	4.1%
13	Administrative & waste services	22	$7.1M	3.0%
14	Wholesale trade	13	$5.7M	2.4%
15	Manufacturing	16	$4.0M	1.7%
16	Information	8	$2.3M	1.0%
17	Agriculture, forestry & fishing	9	$2.1M	0.9%
18	Educational services	5	$1.9M	0.8%
19	Transportation & warehousing	4	$1.4M	0.6%
20	Finance & insurance	11	$1.4M	0.6%
21	Utilities	1	$79K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.