SBA 7(a) lenders in Fond Du Lac, WI

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

56 institutions have SBA 7(a) loans on record in Fond Du Lac, together $177.0M across 389 loans. Bank First, N.A. is the largest, with 36% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Bank First, N.A.	124	$63.4M	35.8%	0.04%
2	National Exchange Bank and Trust	47	$20.6M	11.7%	0.93%
3	Byline Bank	11	$13.6M	7.7%	0.00%
4	Horicon Bank	11	$6.9M	3.9%	2.54%
5	Bank Five Nine	7	$6.6M	3.7%	2.82%
6	UMB Bank, National Association	12	$5.9M	3.3%	1.60%
7	US Metro Bank	1	$4.8M	2.7%	0.00%
8	Summit CU	3	$4.8M	2.7%	0.00%
9	Fox Valley Savings Bank	3	$3.8M	2.1%	0.00%
10	Wells Fargo Bank National Association	8	$3.6M	2.1%	36.08%
11	Bank of Ann Arbor	14	$3.4M	1.9%	0.00%
12	Nicolet National Bank	6	$3.1M	1.7%	0.00%
13	Associated Bank National Association	27	$2.8M	1.6%	2.00%
14	BMO Bank National Association	12	$2.8M	1.6%	1.67%
15	Waldo State Bank	1	$2.4M	1.4%	0.00%
16	Live Oak Banking Company	3	$2.1M	1.2%	0.00%
17	GBank	1	$2.1M	1.2%	0.00%
18	Bristol Morgan Bank	8	$2.0M	1.1%	0.00%
19	TowneBank	2	$1.8M	1.0%	0.00%
20	Marine Credit Union	1	$1.6M	0.9%	0.00%
21	First Western SBLC, LLC	1	$1.5M	0.9%	0.00%
22	The Huntington National Bank	6	$1.5M	0.9%	0.00%
23	Baraboo State Bank	2	$1.5M	0.8%	0.00%
24	State Bank of Newburg	1	$1.3M	0.7%	0.00%
25	Verve, a Credit Union	8	$1.2M	0.7%	0.00%
26	First Chicago Bank & Trust	1	$1.1M	0.6%	89.54%
27	Celtic Bank Corporation	4	$1.0M	0.6%	37.74%
28	OakStar Bank	1	$1.0M	0.6%	0.00%
29	Fortifi Bank	5	$994K	0.6%	0.00%
30	JPMorgan Chase Bank, National Association	10	$889K	0.5%	3.24%
31	BayFirst National Bank	3	$700K	0.4%	0.00%
32	FinWise Bank	1	$650K	0.4%	0.00%
33	First Merchants Bank	1	$554K	0.3%	42.81%
34	Readycap Lending, LLC	2	$543K	0.3%	0.00%
35	Waukesha State Bank	2	$459K	0.3%	46.28%
36	Wisconsin Women's Business Initiative Corporation	2	$350K	0.2%	0.00%
37	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$343K	0.2%	0.00%
38	State Bank of Chilton	1	$325K	0.2%	0.00%
39	Independence Bank	2	$300K	0.2%	46.33%
40	Ladysmith Federal Savings & Loan Association	1	$300K	0.2%	0.00%
41	U.S. Bank, National Association	15	$285K	0.2%	0.00%
42	IncredibleBank	1	$237K	0.1%	77.48%
43	Banesco USA	1	$230K	0.1%	0.00%
44	Citizens Bank	1	$211K	0.1%	0.00%
45	Stearns Bank National Association	1	$190K	0.1%	0.00%
46	Johnson Bank	1	$184K	0.1%	0.00%
47	Mid America Bank	1	$170K	0.1%	0.00%
48	Fox Communities CU	1	$162K	0.1%	0.00%
49	Hiawatha National Bank	1	$150K	0.1%	0.00%
50	United Midwest Savings Bank National Association	1	$150K	0.1%	95.12%
51	Newtek Bank, National Association	1	$150K	0.1%	0.00%
52	Red River State Bank	1	$110K	0.1%	0.00%
53	The Peshtigo National Bank	2	$100K	0.1%	0.00%
54	The Bank of Kaukauna	1	$50K	0.0%	0.00%
55	The Port Washington State Bank	1	$12K	0.0%	0.00%
56	VelocitySBA, LLC	1	$10K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	62	$29.0M	16.4%
2	Manufacturing	28	$21.9M	12.4%
3	Wholesale trade	32	$18.4M	10.4%
4	Other services	46	$17.9M	10.1%
5	Construction	53	$17.7M	10.0%
6	Retail trade	32	$16.4M	9.2%
7	Health care & social assistance	29	$10.4M	5.9%
8	Mining & extraction	2	$8.9M	5.0%
9	Manufacturing	18	$8.5M	4.8%
10	Manufacturing	8	$6.1M	3.5%
11	Professional & technical services	13	$5.3M	3.0%
12	Arts, entertainment & recreation	5	$5.1M	2.9%
13	Transportation & warehousing	15	$2.5M	1.4%
14	Retail trade	12	$2.3M	1.3%
15	Finance & insurance	7	$1.8M	1.0%
16	Administrative & waste services	11	$1.4M	0.8%
17	Agriculture, forestry & fishing	3	$990K	0.6%
18	Transportation & warehousing	3	$952K	0.5%
19	Educational services	5	$946K	0.5%
20	Real estate & leasing	5	$542K	0.3%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.