SBA 7(a) lenders in Pend Oreille, WA
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
16 institutions have SBA 7(a) loans on record in Pend Oreille, together $9.6M across 53 loans. Glacier Bank is the largest, with 42% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Glacier Bank | 19 | $4.0M | 41.5% | 0.00% |
| 2 | Columbia Bank | 11 | $1.7M | 17.5% | 0.00% |
| 3 | Citizens Bank | 1 | $949K | 9.8% | 0.00% |
| 4 | Wells Fargo Bank National Association | 2 | $562K | 5.8% | 0.00% |
| 5 | Numerica CU | 4 | $530K | 5.5% | 4.62% |
| 6 | Idaho Central CU | 1 | $500K | 5.2% | 0.00% |
| 7 | Northeast Bank | 2 | $325K | 3.4% | 0.00% |
| 8 | First Interstate Bank | 1 | $260K | 2.7% | 0.00% |
| 9 | Washington Trust Bank | 3 | $186K | 1.9% | 0.00% |
| 10 | United Midwest Savings Bank National Association | 1 | $150K | 1.6% | 0.00% |
| 11 | BayFirst National Bank | 1 | $150K | 1.6% | 0.00% |
| 12 | Northwest Bank | 1 | $100K | 1.0% | 0.00% |
| 13 | U.S. Bank, National Association | 3 | $94K | 1.0% | 0.00% |
| 14 | Readycap Lending, LLC | 1 | $84K | 0.9% | 0.00% |
| 15 | Banner Bank | 1 | $50K | 0.5% | 0.00% |
| 16 | JPMorgan Chase Bank, National Association | 1 | $15K | 0.2% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Accommodation & food services | 7 | $2.3M | 23.6% |
| 2 | Wholesale trade | 3 | $1.3M | 13.7% |
| 3 | Other services | 9 | $1.1M | 11.7% |
| 4 | Retail trade | 4 | $1.0M | 10.9% |
| 5 | Information | 5 | $915K | 9.5% |
| 6 | Administrative & waste services | 3 | $565K | 5.9% |
| 7 | Utilities | 1 | $557K | 5.8% |
| 8 | Transportation & warehousing | 5 | $527K | 5.5% |
| 9 | Construction | 6 | $456K | 4.7% |
| 10 | Professional & technical services | 2 | $297K | 3.1% |
| 11 | Educational services | 1 | $215K | 2.2% |
| 12 | Agriculture, forestry & fishing | 5 | $207K | 2.1% |
| 13 | Real estate & leasing | 1 | $110K | 1.1% |
| 14 | Retail trade | 1 | $25K | 0.3% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.