SBA 7(a) lenders in Franklin, WA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

47 institutions have SBA 7(a) loans on record in Franklin, together $88.5M across 248 loans. Banner Bank is the largest, with 13% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Banner Bank	37	$11.6M	13.1%	0.12%
2	HAPO Community CU	45	$7.5M	8.5%	1.03%
3	Columbia Bank	25	$7.3M	8.3%	0.00%
4	Readycap Lending, LLC	3	$4.5M	5.1%	0.00%
5	BMO Bank National Association	5	$3.8M	4.3%	0.00%
6	CTBC Bank Corp. (USA)	1	$3.5M	3.9%	0.00%
7	Numerica CU	10	$3.5M	3.9%	1.83%
8	Hanmi Bank	2	$3.0M	3.4%	0.00%
9	Bank of America, National Association	2	$2.8M	3.1%	0.00%
10	Live Oak Banking Company	2	$2.7M	3.1%	0.00%
11	Cathay Bank	1	$2.6M	2.9%	0.00%
12	Mechanics Bank	2	$2.5M	2.8%	0.00%
13	U.S. Bank, National Association	28	$2.5M	2.8%	0.47%
14	First Internet Bank of Indiana	2	$2.4M	2.7%	0.00%
15	Enterprise Bank & Trust	1	$2.1M	2.4%	0.00%
16	Newtek Small Business Finance, Inc.	4	$2.0M	2.3%	0.00%
17	Wells Fargo Bank National Association	7	$2.0M	2.3%	0.00%
18	Gesa CU	11	$2.0M	2.3%	13.67%
19	Bank of Hope	4	$1.7M	1.9%	0.00%
20	Commonwealth Business Bank	1	$1.6M	1.8%	0.00%
21	Glacier Bank	1	$1.5M	1.7%	0.00%
22	KeyBank National Association	11	$1.5M	1.6%	0.00%
23	Celtic Bank Corporation	5	$1.4M	1.6%	0.00%
24	First Interstate Bank	2	$1.4M	1.6%	0.00%
25	First Bank	1	$1.2M	1.3%	70.37%
26	Bank of Eastern Oregon	3	$958K	1.1%	0.00%
27	Business Lenders, LLC	1	$837K	0.9%	92.58%
28	Platinum Bank	1	$808K	0.9%	0.00%
29	United Community Bank	2	$650K	0.7%	0.00%
30	United Midwest Savings Bank National Association	3	$650K	0.7%	0.00%
31	PCB Bank	1	$580K	0.7%	0.00%
32	The Bancorp Bank National Association	2	$516K	0.6%	0.00%
33	Zions Bank, A Division of	1	$497K	0.6%	0.00%
34	America First Federal Credit Union	1	$495K	0.6%	0.00%
35	Byline Bank	1	$468K	0.5%	0.00%
36	Washington Trust Bank	4	$460K	0.5%	0.00%
37	Banc of California	1	$450K	0.5%	0.00%
38	The Huntington National Bank	2	$406K	0.5%	0.00%
39	Navy FCU	1	$400K	0.5%	0.00%
40	D. L. Evans Bank	1	$350K	0.4%	0.00%
41	Baker Boyer National Bank	1	$350K	0.4%	0.00%
42	North State Bank	1	$340K	0.4%	0.00%
43	Northeast Bank	2	$275K	0.3%	0.00%
44	United Business Bank	1	$187K	0.2%	0.00%
45	JPMorgan Chase Bank, National Association	3	$75K	0.1%	0.00%
46	Idaho Central CU	1	$75K	0.1%	0.00%
47	VelocitySBA, LLC	1	$8K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Construction	57	$18.3M	20.7%
2	Health care & social assistance	27	$15.0M	16.9%
3	Accommodation & food services	28	$11.9M	13.5%
4	Retail trade	23	$8.8M	9.9%
5	Agriculture, forestry & fishing	13	$6.5M	7.3%
6	Other services	19	$5.3M	6.0%
7	Manufacturing	10	$3.7M	4.1%
8	Arts, entertainment & recreation	5	$3.1M	3.5%
9	Transportation & warehousing	19	$3.0M	3.4%
10	Retail trade	4	$3.0M	3.4%
11	Professional & technical services	5	$3.0M	3.4%
12	Wholesale trade	6	$1.8M	2.1%
13	Administrative & waste services	14	$1.7M	1.9%
14	Manufacturing	7	$1.3M	1.4%
15	Finance & insurance	4	$897K	1.0%
16	Real estate & leasing	3	$656K	0.7%
17	Manufacturing	2	$562K	0.6%
18	Transportation & warehousing	2	$171K	0.2%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.