SBA 7(a) lenders in Franklin, WA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

49 institutions have SBA 7(a) loans on record in Franklin, together $93.2M across 253 loans. Banner Bank is the largest, with 12% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Banner Bank	37	$11.6M	12.5%	0.12%
2	Columbia Bank	26	$7.7M	8.2%	0.00%
3	HAPO Community CU	45	$7.5M	8.0%	1.03%
4	Readycap Lending, LLC	3	$4.5M	4.8%	0.00%
5	BMO Bank National Association	5	$3.8M	4.1%	0.00%
6	CTBC Bank Corp. (USA)	1	$3.5M	3.7%	0.00%
7	Numerica CU	10	$3.5M	3.7%	1.83%
8	U.S. Bank, National Association	29	$3.4M	3.7%	0.34%
9	Hanmi Bank	2	$3.0M	3.3%	0.00%
10	Bank of America, National Association	2	$2.8M	3.0%	0.00%
11	Live Oak Banking Company	2	$2.7M	2.9%	0.00%
12	Cathay Bank	1	$2.6M	2.7%	0.00%
13	Commonwealth Business Bank	2	$2.6M	2.7%	0.00%
14	Mechanics Bank	2	$2.5M	2.7%	0.00%
15	First Internet Bank of Indiana	2	$2.4M	2.5%	0.00%
16	Enterprise Bank & Trust	1	$2.1M	2.3%	0.00%
17	Lender 2057189	4	$2.0M	2.2%	0.00%
18	Wells Fargo Bank National Association	7	$2.0M	2.2%	0.00%
19	Gesa CU	11	$2.0M	2.2%	13.67%
20	Bank of Hope	4	$1.7M	1.8%	0.00%
21	Glacier Bank	1	$1.5M	1.6%	0.00%
22	Citizens Bank	1	$1.5M	1.6%	0.00%
23	KeyBank National Association	11	$1.5M	1.6%	0.00%
24	Celtic Bank Corporation	5	$1.4M	1.5%	0.00%
25	First Interstate Bank	2	$1.4M	1.5%	0.00%
26	First Bank	1	$1.2M	1.3%	70.37%
27	Newtek Bank, National Association	1	$1.0M	1.1%	0.00%
28	Bank of Eastern Oregon	3	$958K	1.0%	0.00%
29	Business Lenders, LLC	1	$837K	0.9%	92.58%
30	Platinum Bank	1	$808K	0.9%	0.00%
31	United Community Bank	2	$650K	0.7%	0.00%
32	United Midwest Savings Bank National Association	3	$650K	0.7%	0.00%
33	PCB Bank	1	$580K	0.6%	0.00%
34	The Bancorp Bank National Association	2	$516K	0.6%	0.00%
35	Zions Bank, A Division of	1	$497K	0.5%	0.00%
36	America First Federal Credit Union	1	$495K	0.5%	0.00%
37	Byline Bank	1	$468K	0.5%	0.00%
38	Washington Trust Bank	4	$460K	0.5%	0.00%
39	Banc of California	1	$450K	0.5%	0.00%
40	The Huntington National Bank	2	$406K	0.4%	0.00%
41	Navy FCU	1	$400K	0.4%	0.00%
42	D. L. Evans Bank	1	$350K	0.4%	0.00%
43	Baker Boyer National Bank	1	$350K	0.4%	0.00%
44	North State Bank	1	$340K	0.4%	0.00%
45	Northeast Bank	2	$275K	0.3%	0.00%
46	United Business Bank	1	$187K	0.2%	0.00%
47	JPMorgan Chase Bank, National Association	3	$75K	0.1%	0.00%
48	Idaho Central CU	1	$75K	0.1%	0.00%
49	VelocitySBA, LLC	1	$8K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Construction	57	$18.3M	19.7%
2	Health care & social assistance	28	$16.0M	17.1%
3	Accommodation & food services	28	$11.9M	12.8%
4	Retail trade	23	$8.8M	9.4%
5	Agriculture, forestry & fishing	13	$6.5M	6.9%
6	Retail trade	7	$6.3M	6.8%
7	Other services	19	$5.3M	5.7%
8	Manufacturing	10	$3.7M	3.9%
9	Arts, entertainment & recreation	5	$3.1M	3.3%
10	Transportation & warehousing	19	$3.0M	3.3%
11	Professional & technical services	5	$3.0M	3.2%
12	Wholesale trade	6	$1.8M	2.0%
13	Administrative & waste services	14	$1.7M	1.8%
14	Manufacturing	7	$1.3M	1.4%
15	Finance & insurance	4	$897K	1.0%
16	Real estate & leasing	3	$656K	0.7%
17	Manufacturing	2	$562K	0.6%
18	Educational services	1	$326K	0.3%
19	Transportation & warehousing	2	$171K	0.2%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.