SBA 7(a) lenders in Orleans, VT
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
19 institutions have SBA 7(a) loans on record in Orleans, together $27.4M across 187 loans. Community National Bank is the largest, with 51% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Community National Bank | 75 | $14.0M | 51.2% | 1.98% |
| 2 | Live Oak Banking Company | 2 | $2.8M | 10.3% | 0.00% |
| 3 | North Country Federal Credit Union | 40 | $2.4M | 8.8% | 0.00% |
| 4 | Union Bank | 14 | $2.1M | 7.5% | 0.00% |
| 5 | Passumpsic Savings Bank | 16 | $1.3M | 4.8% | 17.02% |
| 6 | Manufacturers and Traders Trust Company | 10 | $1.1M | 3.9% | 0.00% |
| 7 | TD Bank, National Association | 12 | $885K | 3.2% | 0.00% |
| 8 | Citizens Bank | 1 | $785K | 2.9% | 0.00% |
| 9 | Newtek Small Business Finance, Inc. | 1 | $350K | 1.3% | 0.00% |
| 10 | SouthState Bank, National Association | 1 | $320K | 1.2% | 0.00% |
| 11 | JPMorgan Chase Bank, National Association | 1 | $300K | 1.1% | 0.00% |
| 12 | PNC Bank, National Association | 1 | $300K | 1.1% | 85.31% |
| 13 | EastRise Federal Credit Union | 5 | $219K | 0.8% | 0.00% |
| 14 | Clear Mountain Bank, Inc. | 2 | $188K | 0.7% | 0.00% |
| 15 | Northeast Bank | 1 | $150K | 0.5% | 72.66% |
| 16 | Celtic Bank Corporation | 1 | $75K | 0.3% | 0.00% |
| 17 | Newtek Bank, National Association | 1 | $60K | 0.2% | 0.00% |
| 18 | Vermont 504 Corporation | 1 | $50K | 0.2% | 0.00% |
| 19 | Bangor Savings Bank | 2 | $36K | 0.1% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Retail trade | 28 | $6.3M | 23.1% |
| 2 | Other services | 12 | $4.7M | 17.3% |
| 3 | Wholesale trade | 9 | $2.4M | 8.8% |
| 4 | Transportation & warehousing | 27 | $2.3M | 8.2% |
| 5 | Agriculture, forestry & fishing | 18 | $2.2M | 7.9% |
| 6 | Health care & social assistance | 4 | $2.0M | 7.3% |
| 7 | Professional & technical services | 6 | $1.7M | 6.2% |
| 8 | Construction | 20 | $1.5M | 5.3% |
| 9 | Retail trade | 12 | $1.1M | 4.0% |
| 10 | Manufacturing | 7 | $934K | 3.4% |
| 11 | Accommodation & food services | 11 | $778K | 2.8% |
| 12 | Administrative & waste services | 20 | $734K | 2.7% |
| 13 | Manufacturing | 3 | $394K | 1.4% |
| 14 | Manufacturing | 2 | $188K | 0.7% |
| 15 | Arts, entertainment & recreation | 6 | $179K | 0.7% |
| 16 | Mining & extraction | 1 | $53K | 0.2% |
| 17 | Real estate & leasing | 1 | $30K | 0.1% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.