SBA 7(a) lenders in Orange, VT
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
22 institutions have SBA 7(a) loans on record in Orange, together $24.2M across 129 loans. Bar Harbor Bank & Trust is the largest, with 23% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Bar Harbor Bank & Trust | 47 | $5.5M | 22.7% | 0.00% |
| 2 | Community National Bank | 28 | $5.2M | 21.3% | 5.24% |
| 3 | Ledyard National Bank | 9 | $4.7M | 19.3% | 0.00% |
| 4 | TD Bank, National Association | 6 | $1.7M | 7.1% | 0.00% |
| 5 | Wells River Savings Bank | 5 | $1.3M | 5.3% | 21.31% |
| 6 | U.S. Bank, National Association | 1 | $1.2M | 4.8% | 0.00% |
| 7 | Manufacturers and Traders Trust Company | 3 | $689K | 2.8% | 0.00% |
| 8 | EastRise Federal Credit Union | 5 | $517K | 2.1% | 0.00% |
| 9 | Mascoma Bank | 4 | $512K | 2.1% | 0.00% |
| 10 | BayFirst National Bank | 2 | $458K | 1.9% | 0.00% |
| 11 | Celtic Bank Corporation | 1 | $399K | 1.6% | 0.00% |
| 12 | The Huntington National Bank | 1 | $350K | 1.4% | 0.00% |
| 13 | Vermont 504 Corporation | 2 | $321K | 1.3% | 0.00% |
| 14 | Heritage Family FCU | 1 | $293K | 1.2% | 0.00% |
| 15 | Union Bank | 4 | $271K | 1.1% | 0.00% |
| 16 | Bangor Savings Bank | 1 | $225K | 0.9% | 0.00% |
| 17 | Vermont FCU | 3 | $198K | 0.8% | 0.00% |
| 18 | Northeast Bank | 1 | $150K | 0.6% | 0.00% |
| 19 | KeyBank National Association | 1 | $128K | 0.5% | 0.00% |
| 20 | Vermont Community Loan Fund, Inc. | 1 | $100K | 0.4% | 0.00% |
| 21 | North Country Federal Credit Union | 2 | $75K | 0.3% | 0.00% |
| 22 | Newtek Bank, National Association | 1 | $50K | 0.2% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Retail trade | 16 | $3.5M | 14.5% |
| 2 | Manufacturing | 14 | $2.6M | 10.5% |
| 3 | Manufacturing | 5 | $2.5M | 10.1% |
| 4 | Manufacturing | 7 | $2.4M | 9.9% |
| 5 | Wholesale trade | 6 | $2.3M | 9.6% |
| 6 | Construction | 18 | $2.1M | 8.9% |
| 7 | Accommodation & food services | 15 | $2.1M | 8.8% |
| 8 | Agriculture, forestry & fishing | 10 | $1.6M | 6.6% |
| 9 | Real estate & leasing | 4 | $1.2M | 5.0% |
| 10 | Professional & technical services | 4 | $1.1M | 4.4% |
| 11 | Health care & social assistance | 5 | $738K | 3.0% |
| 12 | Administrative & waste services | 5 | $736K | 3.0% |
| 13 | Retail trade | 6 | $345K | 1.4% |
| 14 | Other services | 4 | $311K | 1.3% |
| 15 | Transportation & warehousing | 6 | $266K | 1.1% |
| 16 | Information | 2 | $230K | 0.9% |
| 17 | Educational services | 1 | $120K | 0.5% |
| 18 | Arts, entertainment & recreation | 1 | $60K | 0.2% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.