SBA 7(a) lenders in Grand Isle, VT
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
15 institutions have SBA 7(a) loans on record in Grand Isle, together $3.6M across 42 loans. Peoples Trust Company of St. Albans is the largest, with 21% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Peoples Trust Company of St. Albans | 12 | $744K | 20.9% | 0.00% |
| 2 | Manufacturers and Traders Trust Company | 7 | $603K | 17.0% | 0.00% |
| 3 | TD Bank, National Association | 5 | $572K | 16.1% | 0.00% |
| 4 | Northfield Savings Bank | 1 | $440K | 12.4% | 0.00% |
| 5 | Vermont FCU | 3 | $333K | 9.3% | 0.00% |
| 6 | Green Mountain CU | 2 | $327K | 9.2% | 0.00% |
| 7 | Union Bank | 3 | $175K | 4.9% | 0.00% |
| 8 | Five Star Bank | 1 | $125K | 3.5% | 0.00% |
| 9 | Vermont 504 Corporation | 1 | $100K | 2.8% | 0.00% |
| 10 | Community National Bank | 2 | $62K | 1.7% | 0.00% |
| 11 | Stearns Bank National Association | 1 | $35K | 1.0% | 0.00% |
| 12 | Citizens Bank, National Association | 1 | $13K | 0.4% | 0.00% |
| 13 | KeyBank National Association | 1 | $10K | 0.3% | 0.00% |
| 14 | EastRise Federal Credit Union | 1 | $10K | 0.3% | 0.00% |
| 15 | Community Bank, National Association | 1 | $10K | 0.3% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Retail trade | 8 | $749K | 21.0% |
| 2 | Construction | 3 | $615K | 17.3% |
| 3 | Manufacturing | 7 | $450K | 12.7% |
| 4 | Administrative & waste services | 2 | $327K | 9.2% |
| 5 | Manufacturing | 1 | $249K | 7.0% |
| 6 | Accommodation & food services | 5 | $239K | 6.7% |
| 7 | Public administration | 2 | $215K | 6.0% |
| 8 | Real estate & leasing | 2 | $196K | 5.5% |
| 9 | Other services | 4 | $182K | 5.1% |
| 10 | Health care & social assistance | 1 | $180K | 5.1% |
| 11 | Agriculture, forestry & fishing | 4 | $112K | 3.2% |
| 12 | Professional & technical services | 1 | $25K | 0.7% |
| 13 | Information | 1 | $10K | 0.3% |
| 14 | Arts, entertainment & recreation | 1 | $10K | 0.3% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.