Lynx Renard
SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Franklin, VT

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

23 institutions have SBA 7(a) loans on record in Franklin, together $32.6M across 258 loans. Community National Bank is the largest, with 26% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1Community National Bank30$8.6M26.3%0.00%
2Peoples Trust Company of St. Albans94$7.3M22.5%3.60%
3Manufacturers and Traders Trust Company29$4.8M14.9%0.00%
4National Cooperative Bank, National Association1$3.1M9.6%0.00%
5Union Bank16$2.2M6.7%0.00%
6TD Bank, National Association20$1.1M3.5%0.77%
7EastRise Federal Credit Union8$1.1M3.5%12.41%
8KeyBank National Association13$646K2.0%0.00%
9Vermont FCU10$589K1.8%0.00%
10Continental Bank1$500K1.5%0.00%
11Vermont 504 Corporation4$465K1.4%0.00%
12North Country Federal Credit Union6$356K1.1%0.00%
13Citizens Bank, National Association8$328K1.0%0.00%
14Northeast Bank3$286K0.9%0.00%
15Green Mountain CU6$278K0.9%0.00%
16Bank of America, National Association1$223K0.7%0.00%
17TowneBank1$150K0.5%0.00%
18BayFirst National Bank2$135K0.4%0.00%
19United Midwest Savings Bank National Association1$125K0.4%0.00%
20Newtek Small Business Finance, Inc.1$80K0.2%0.00%
21Community Bank, National Association1$50K0.2%0.00%
22National Bank of Middlebury1$30K0.1%0.00%
23VelocitySBA, LLC1$15K0.0%0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Wholesale trade2$5.5M16.9%
2Retail trade17$5.2M16.1%
3Construction47$3.7M11.5%
4Manufacturing19$3.2M9.9%
5Agriculture, forestry & fishing33$2.7M8.2%
6Accommodation & food services28$2.2M6.6%
7Other services22$1.7M5.3%
8Transportation & warehousing13$1.7M5.2%
9Retail trade11$1.2M3.5%
10Manufacturing9$1.1M3.5%
11Professional & technical services9$745K2.3%
12Arts, entertainment & recreation7$725K2.2%
13Administrative & waste services13$663K2.0%
14Finance & insurance4$628K1.9%
15Real estate & leasing8$550K1.7%
16Manufacturing9$454K1.4%
17Information3$300K0.9%
18Educational services2$163K0.5%
19Health care & social assistance2$153K0.5%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.