SBA 7(a) lenders in Wood, TX
Approvals in SBA fiscal years 2009–2026. Source data as of 2026-06-30.
Lenders
21 institutions have SBA 7(a) loans on record in Wood, together $26.4M across 43 loans. Live Oak Banking Company is the largest, with 26% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 4 | $6.7M | 25.5% | 0.00% |
| 2 | JPMorgan Chase Bank, National Association | 7 | $5.2M | 19.9% | 0.00% |
| 3 | First Financial Bank | 2 | $2.1M | 8.0% | 0.00% |
| 4 | The Bancorp Bank National Association | 1 | $2.0M | 7.6% | 0.00% |
| 5 | PNC Bank, National Association | 1 | $1.9M | 7.3% | 0.00% |
| 6 | Wells Fargo Bank National Association | 2 | $1.4M | 5.3% | 0.00% |
| 7 | Texas Bank | 2 | $1.4M | 5.1% | 0.00% |
| 8 | Gulf Coast Bank and Trust Company | 1 | $1.3M | 4.8% | 0.00% |
| 9 | BayFirst National Bank | 1 | $645K | 2.4% | 0.00% |
| 10 | Origin Bank | 6 | $595K | 2.3% | 0.00% |
| 11 | The City National Bank of Sulphur Springs | 2 | $569K | 2.2% | 0.00% |
| 12 | Stone Bank | 1 | $510K | 1.9% | 0.00% |
| 13 | Northeast Bank | 4 | $466K | 1.8% | 0.00% |
| 14 | GBank | 1 | $406K | 1.5% | 0.00% |
| 15 | Prosperity Bank | 1 | $350K | 1.3% | 0.00% |
| 16 | Citizens 1st Bank | 1 | $253K | 1.0% | 0.00% |
| 17 | United Midwest Savings Bank National Association | 2 | $200K | 0.8% | 0.00% |
| 18 | Celtic Bank Corporation | 1 | $150K | 0.6% | 0.00% |
| 19 | Fifth Third Bank | 1 | $100K | 0.4% | 0.00% |
| 20 | SouthState Bank, National Association | 1 | $100K | 0.4% | 0.00% |
| 21 | VelocitySBA, LLC | 1 | $5K | 0.0% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Construction | 9 | $6.8M | 25.9% |
| 2 | Manufacturing | 6 | $4.7M | 17.7% |
| 3 | Other services | 5 | $3.4M | 13.0% |
| 4 | Agriculture, forestry & fishing | 3 | $2.6M | 9.9% |
| 5 | Accommodation & food services | 4 | $2.5M | 9.6% |
| 6 | Retail trade | 3 | $2.2M | 8.1% |
| 7 | Retail trade | 3 | $1.9M | 7.1% |
| 8 | Health care & social assistance | 3 | $1.3M | 4.9% |
| 9 | Wholesale trade | 1 | $350K | 1.3% |
| 10 | Manufacturing | 1 | $253K | 1.0% |
| 11 | Professional & technical services | 2 | $184K | 0.7% |
| 12 | Arts, entertainment & recreation | 1 | $125K | 0.5% |
| 13 | Administrative & waste services | 2 | $92K | 0.3% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.