SBA 7(a) lenders in Somervell, TX
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
23 institutions have SBA 7(a) loans on record in Somervell, together $37.7M across 30 loans. US Metro Bank is the largest, with 10% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | US Metro Bank | 1 | $3.8M | 10.0% | 0.00% |
| 2 | Commonwealth Business Bank | 2 | $3.3M | 8.8% | 0.00% |
| 3 | Metro City Bank | 2 | $3.2M | 8.4% | 0.00% |
| 4 | Open Bank | 1 | $3.0M | 8.1% | 0.00% |
| 5 | Capital Bank, National Association | 1 | $3.0M | 8.0% | 58.89% |
| 6 | Midwest Regional Bank | 2 | $2.8M | 7.4% | 0.00% |
| 7 | SouthState Bank, National Association | 3 | $2.6M | 6.9% | 0.00% |
| 8 | Bank of Hope | 2 | $2.5M | 6.6% | 0.00% |
| 9 | Gulf Coast Bank and Trust Company | 1 | $2.1M | 5.6% | 0.00% |
| 10 | BankUnited, National Association | 1 | $1.8M | 4.8% | 0.00% |
| 11 | Northwest FCU | 1 | $1.5M | 4.0% | 0.00% |
| 12 | The Huntington National Bank | 1 | $1.2M | 3.3% | 0.00% |
| 13 | Banc of California | 1 | $1.2M | 3.2% | 0.00% |
| 14 | Celtic Bank Corporation | 1 | $1.2M | 3.1% | 0.00% |
| 15 | Susser Bank | 1 | $997K | 2.6% | 0.00% |
| 16 | Home Bank, National Association | 1 | $880K | 2.3% | 0.00% |
| 17 | Readycap Lending, LLC | 2 | $815K | 2.2% | 0.00% |
| 18 | Byline Bank | 1 | $633K | 1.7% | 0.00% |
| 19 | Lendistry SBLC, LLC | 1 | $350K | 0.9% | 0.00% |
| 20 | Simmons Bank | 1 | $342K | 0.9% | 0.00% |
| 21 | First Financial Bank | 1 | $264K | 0.7% | 0.00% |
| 22 | United Midwest Savings Bank National Association | 1 | $100K | 0.3% | 70.97% |
| 23 | PlainsCapital Bank | 1 | $56K | 0.1% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Accommodation & food services | 14 | $24.4M | 64.8% |
| 2 | Retail trade | 6 | $6.9M | 18.3% |
| 3 | Retail trade | 2 | $3.2M | 8.4% |
| 4 | Health care & social assistance | 1 | $997K | 2.6% |
| 5 | Other services | 3 | $920K | 2.4% |
| 6 | Finance & insurance | 1 | $633K | 1.7% |
| 7 | Professional & technical services | 1 | $500K | 1.3% |
| 8 | Administrative & waste services | 1 | $100K | 0.3% |
| 9 | Educational services | 1 | $56K | 0.1% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.