SBA 7(a) lenders in Potter, TX

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

51 institutions have SBA 7(a) loans on record in Potter, together $106.6M across 191 loans. Celtic Bank Corporation is the largest, with 10% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Celtic Bank Corporation	8	$10.7M	10.0%	0.14%
2	Live Oak Banking Company	6	$9.9M	9.3%	2.06%
3	Hanmi Bank	4	$7.4M	7.0%	27.77%
4	Readycap Lending, LLC	5	$6.2M	5.8%	0.90%
5	Centennial Bank	36	$6.1M	5.7%	3.01%
6	GBank	2	$4.7M	4.4%	0.00%
7	Blue Ridge Bank National Association	1	$4.7M	4.4%	0.00%
8	City National Bank of Florida	1	$4.1M	3.8%	0.00%
9	Golden Bank National Association	1	$3.9M	3.6%	0.00%
10	JPMorgan Chase Bank, National Association	12	$3.9M	3.6%	6.88%
11	Commonwealth Business Bank	2	$3.6M	3.3%	0.00%
12	Herring Bank	5	$3.4M	3.2%	0.00%
13	Frost Bank	2	$3.1M	2.9%	0.00%
14	First United Bank	26	$2.8M	2.6%	0.00%
15	New Millennium Bank	1	$2.7M	2.6%	0.00%
16	Bank of Hope	1	$2.7M	2.5%	0.00%
17	United Midwest Savings Bank National Association	3	$2.6M	2.5%	5.05%
18	Wells Fargo Bank National Association	12	$2.5M	2.4%	7.47%
19	The Huntington National Bank	6	$2.4M	2.3%	0.00%
20	UMB Bank, National Association	4	$2.1M	2.0%	0.00%
21	First Pryority Bank	1	$2.1M	2.0%	0.00%
22	Columbia Bank	1	$2.1M	1.9%	61.83%
23	Equity Bank	2	$1.4M	1.3%	0.00%
24	SouthState Bank, National Association	1	$1.2M	1.1%	0.00%
25	Simmons Bank	1	$1.1M	1.0%	0.00%
26	Dream First Bank National Association	2	$765K	0.7%	0.00%
27	Midwest Regional Bank	1	$765K	0.7%	0.00%
28	SouthWest Bank	2	$721K	0.7%	0.00%
29	Interstate Bank	7	$656K	0.6%	0.00%
30	Northeast Bank	4	$548K	0.5%	0.00%
31	United Western Bank	1	$540K	0.5%	0.00%
32	First-Citizens Bank & Trust Company	1	$540K	0.5%	0.00%
33	Quaint Oak Bank	1	$528K	0.5%	0.00%
34	KeyBank National Association	1	$476K	0.4%	0.00%
35	Third Coast Bank	1	$470K	0.4%	0.00%
36	Newtek Bank, National Association	2	$450K	0.4%	0.00%
37	Byline Bank	1	$450K	0.4%	0.00%
38	PeopleFund	2	$368K	0.3%	0.00%
39	Capital Certified Development Corporation	2	$342K	0.3%	0.00%
40	First Bank and Trust of Memphis, A Division of Bank19	2	$290K	0.3%	0.00%
41	The Park National Bank	1	$250K	0.2%	0.00%
42	Community Banks of Colorado, A Division of NBH Bank	2	$250K	0.2%	0.00%
43	First Bank	1	$217K	0.2%	0.00%
44	Independence Bank	1	$150K	0.1%	89.23%
45	Lendistry SBLC, LLC	1	$137K	0.1%	0.00%
46	Capital One National Association	2	$100K	0.1%	0.00%
47	City Bank	1	$98K	0.1%	0.00%
48	PlainsCapital Bank	1	$65K	0.1%	0.00%
49	VelocitySBA, LLC	5	$53K	0.0%	23.90%
50	CDC Small Business Finance Corp.	1	$50K	0.0%	0.00%
51	Bank of America, National Association	1	$20K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	41	$53.1M	49.8%
2	Construction	19	$10.8M	10.1%
3	Retail trade	27	$9.3M	8.8%
4	Health care & social assistance	13	$7.6M	7.1%
5	Arts, entertainment & recreation	9	$4.8M	4.5%
6	Information	2	$4.1M	3.9%
7	Other services	13	$4.0M	3.7%
8	Administrative & waste services	6	$3.2M	3.0%
9	Real estate & leasing	6	$2.3M	2.2%
10	Wholesale trade	8	$2.2M	2.0%
11	Professional & technical services	21	$1.9M	1.8%
12	Retail trade	8	$1.3M	1.2%
13	Manufacturing	6	$680K	0.6%
14	Transportation & warehousing	7	$412K	0.4%
15	Manufacturing	2	$350K	0.3%
16	Mining & extraction	1	$250K	0.2%
17	Finance & insurance	1	$150K	0.1%
18	Agriculture, forestry & fishing	1	$100K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.