SBA 7(a) lenders in Nacogdoches, TX

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

35 institutions have SBA 7(a) loans on record in Nacogdoches, together $132.4M across 181 loans. First Financial Bank is the largest, with 24% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	First Financial Bank	31	$31.3M	23.7%	0.00%
2	The Huntington National Bank	33	$21.8M	16.5%	1.09%
3	Live Oak Banking Company	18	$21.5M	16.2%	0.00%
4	Commercial Bank of Texas N.A.	46	$15.4M	11.6%	0.97%
5	Wallis Bank	3	$5.4M	4.1%	0.00%
6	Austin Bank Texas National Association	7	$3.2M	2.4%	0.00%
7	American State Bank	2	$3.0M	2.3%	0.00%
8	The Bancorp Bank National Association	2	$3.0M	2.3%	0.00%
9	b1BANK	2	$2.7M	2.0%	0.00%
10	Byline Bank	2	$2.3M	1.7%	0.00%
11	United Midwest Savings Bank National Association	3	$2.3M	1.7%	4.72%
12	Bank of Hope	1	$2.0M	1.5%	0.00%
13	Glacier Bank	1	$2.0M	1.5%	0.00%
14	First Western SBLC, LLC	1	$1.9M	1.4%	0.00%
15	First Bank	1	$1.9M	1.4%	0.00%
16	Southwestern National Bank	1	$1.8M	1.4%	0.00%
17	BankUnited, National Association	1	$1.6M	1.2%	0.00%
18	IncredibleBank	1	$1.2M	0.9%	0.00%
19	US Metro Bank	1	$1.2M	0.9%	0.00%
20	Wells Fargo Bank National Association	3	$1.0M	0.8%	33.75%
21	Regions Bank	2	$875K	0.7%	0.00%
22	Harvest Small Business Finance, LLC	2	$791K	0.6%	0.00%
23	Citizens 1st Bank	2	$642K	0.5%	85.98%
24	One World Bank	1	$500K	0.4%	0.00%
25	PNC Bank, National Association	1	$500K	0.4%	0.00%
26	Lone Star Bank	1	$470K	0.4%	0.00%
27	Readycap Lending, LLC	1	$380K	0.3%	0.00%
28	Newtek Bank, National Association	1	$350K	0.3%	0.00%
29	Zions Bank, A Division of	4	$330K	0.2%	0.00%
30	Texas National Bank of Jacksonville	1	$325K	0.2%	0.00%
31	Third Coast Bank	1	$250K	0.2%	0.00%
32	JPMorgan Chase Bank, National Association	1	$244K	0.2%	0.00%
33	Colony Bank	1	$150K	0.1%	0.00%
34	Celtic Bank Corporation	1	$150K	0.1%	0.00%
35	BayFirst National Bank	1	$150K	0.1%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Agriculture, forestry & fishing	48	$50.6M	38.2%
2	Retail trade	23	$20.3M	15.3%
3	Accommodation & food services	19	$12.7M	9.6%
4	Other services	13	$12.4M	9.4%
5	Wholesale trade	6	$6.4M	4.9%
6	Construction	10	$4.5M	3.4%
7	Health care & social assistance	14	$4.3M	3.2%
8	Educational services	4	$4.2M	3.2%
9	Finance & insurance	4	$4.0M	3.0%
10	Retail trade	10	$3.9M	2.9%
11	Professional & technical services	11	$3.3M	2.5%
12	Manufacturing	5	$1.7M	1.3%
13	Real estate & leasing	1	$1.6M	1.2%
14	Transportation & warehousing	2	$908K	0.7%
15	Manufacturing	5	$792K	0.6%
16	Arts, entertainment & recreation	2	$350K	0.3%
17	Manufacturing	3	$249K	0.2%
18	Utilities	1	$150K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.