SBA 7(a) lenders in Mclennan, TX

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

112 institutions have SBA 7(a) loans on record in Mclennan, together $291.8M across 493 loans. Live Oak Banking Company is the largest, with 8% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	11	$24.6M	8.4%	0.00%
2	The First National Bank of McGregor d/b/a TFNB Your Bank for Life	101	$24.3M	8.3%	6.10%
3	PNC Bank, National Association	48	$12.9M	4.4%	0.90%
4	The Huntington National Bank	20	$9.1M	3.1%	2.39%
5	GBank	2	$8.3M	2.9%	0.00%
6	Metro City Bank	7	$8.0M	2.8%	0.00%
7	Newtek Small Business Finance, LLC	9	$7.6M	2.6%	0.00%
8	Plains State Bank	3	$6.7M	2.3%	9.80%
9	Bank Five Nine	2	$6.7M	2.3%	0.00%
10	Enterprise Bank & Trust	4	$6.0M	2.0%	0.00%
11	Wallis Bank	3	$5.8M	2.0%	0.00%
12	Southwestern National Bank	3	$5.8M	2.0%	0.00%
13	SouthState Bank, National Association	11	$5.7M	2.0%	0.00%
14	Western Commerce Bank	2	$5.5M	1.9%	0.00%
15	Bank of Hope	2	$5.0M	1.7%	0.36%
16	Fifth Third Bank	1	$5.0M	1.7%	0.00%
17	One World Bank	2	$4.8M	1.6%	0.00%
18	Prosperity Bank	2	$4.8M	1.6%	0.00%
19	FDIC - Community Bank & Trust-West Georgia	1	$4.5M	1.5%	0.00%
20	The MINT National Bank	3	$4.4M	1.5%	0.00%
21	Wells Fargo Bank National Association	31	$4.3M	1.5%	1.45%
22	Hancock Whitney Bank	2	$4.3M	1.5%	0.00%
23	Shoreham Bank	2	$4.3M	1.5%	0.00%
24	Randolph-Brooks FCU	3	$4.1M	1.4%	0.00%
25	First Guaranty Bank	4	$3.9M	1.3%	0.00%
26	Port 51 Lending LLC	1	$3.8M	1.3%	0.00%
27	US Metro Bank	2	$3.8M	1.3%	0.00%
28	Gulf Coast Bank and Trust Company	3	$3.7M	1.3%	0.00%
29	PlainsCapital Bank	3	$3.2M	1.1%	7.62%
30	Home Bank, National Association	1	$3.1M	1.1%	0.00%
31	BankUnited, National Association	2	$3.1M	1.1%	0.00%
32	PromiseOne Bank	3	$3.0M	1.0%	0.00%
33	Global One Bank	2	$2.9M	1.0%	0.00%
34	First Financial Bank	3	$2.9M	1.0%	0.00%
35	North State Bank	2	$2.9M	1.0%	0.00%
36	JPMorgan Chase Bank, National Association	33	$2.8M	1.0%	0.60%
37	IncredibleBank	1	$2.8M	0.9%	0.00%
38	Newtek Bank, National Association	5	$2.7M	0.9%	0.00%
39	First Bank of the Lake	4	$2.7M	0.9%	0.00%
40	Harvest Small Business Finance, LLC	1	$2.2M	0.7%	0.00%
41	First National Bank Texas	7	$2.1M	0.7%	0.00%
42	Security State Bank and Trust	1	$2.1M	0.7%	0.00%
43	T Bank, National Association	1	$1.9M	0.7%	0.00%
44	Midwest Regional Bank	7	$1.9M	0.7%	0.00%
45	BayFirst National Bank	10	$1.8M	0.6%	20.08%
46	Columbia Bank	2	$1.8M	0.6%	0.00%
47	Customers Bank	1	$1.8M	0.6%	0.00%
48	Fountainhead SBF LLC	1	$1.7M	0.6%	0.00%
49	VelocitySBA, LLC	7	$1.7M	0.6%	0.56%
50	Byline Bank	3	$1.5M	0.5%	0.00%
51	Citizens Bank	3	$1.5M	0.5%	0.00%
52	First Mid Bank & Trust, National Association	1	$1.5M	0.5%	0.00%
53	Open Bank	1	$1.4M	0.5%	0.00%
54	Zions Bancorporation, National Association	3	$1.4M	0.5%	20.47%
55	Commonwealth Business Bank	2	$1.4M	0.5%	0.00%
56	Simmons Bank	6	$1.4M	0.5%	0.00%
57	United Midwest Savings Bank National Association	9	$1.4M	0.5%	18.94%
58	Centennial Bank	1	$1.3M	0.5%	0.00%
59	Northeast Bank	7	$1.3M	0.5%	0.00%
60	Stearns Bank National Association	4	$1.3M	0.4%	39.00%
61	Sunflower Bank National Association	1	$1.2M	0.4%	0.00%
62	TowneBank	1	$1.2M	0.4%	0.00%
63	Hanmi Bank	1	$1.1M	0.4%	0.00%
64	CRF Small Business Loan Company, LLC	1	$1.1M	0.4%	0.00%
65	Bank of the Orient	1	$1.0M	0.4%	0.00%
66	Banc of California	1	$1.0M	0.3%	0.00%
67	MidFirst Bank	1	$935K	0.3%	0.00%
68	Pathward National Association	1	$890K	0.3%	0.00%
69	City National Bank of Florida	1	$890K	0.3%	0.00%
70	Incommons Bank NA	1	$812K	0.3%	80.75%
71	First Commonwealth Bank	1	$809K	0.3%	0.00%
72	U.S. Bank, National Association	2	$745K	0.3%	0.00%
73	The Bancorp Bank National Association	2	$740K	0.3%	0.00%
74	Happen Bank	2	$716K	0.2%	0.00%
75	Associated Bank National Association	2	$699K	0.2%	0.00%
76	First Internet Bank of Indiana	1	$676K	0.2%	0.00%
77	Platinum Bank	2	$665K	0.2%	0.00%
78	Hanover Community Bank	3	$646K	0.2%	0.00%
79	Cathay Bank	1	$640K	0.2%	0.00%
80	Five Star Bank	2	$625K	0.2%	0.00%
81	American Bank National Association	2	$621K	0.2%	0.00%
82	Milestone Bank	1	$600K	0.2%	0.00%
83	Centerstone SBA Lending, Inc.	1	$590K	0.2%	0.00%
84	Florida Capital Bank, National Association	2	$559K	0.2%	0.00%
85	Fulton Bank, National Association	1	$554K	0.2%	0.00%
86	The First National Bank of Tom Bean	1	$518K	0.2%	0.00%
87	Grandview Bank	1	$444K	0.2%	0.00%
88	Heritage Bank Inc	1	$425K	0.1%	0.00%
89	Regions Bank	1	$416K	0.1%	0.00%
90	United Community Bank	1	$359K	0.1%	0.00%
91	Capital Certified Development Corporation	1	$350K	0.1%	0.00%
92	The First National Bank of Evant	1	$350K	0.1%	0.00%
93	Pioneer Bank SSB	2	$350K	0.1%	0.00%
94	Grasshopper Bank National Association	1	$350K	0.1%	0.00%
95	Texas First Bank	1	$346K	0.1%	0.00%
96	Frost Bank	1	$320K	0.1%	0.00%
97	Bank of America, National Association	1	$310K	0.1%	0.00%
98	KeyBank National Association	1	$309K	0.1%	0.00%
99	Texell CU	3	$309K	0.1%	0.00%
100	The First National Bank of Spearville	1	$300K	0.1%	0.00%
101	Celtic Bank Corporation	4	$260K	0.1%	0.00%
102	Horizon Bank SSB	1	$248K	0.1%	0.00%
103	PeopleFund	1	$220K	0.1%	0.00%
104	First Bank	1	$200K	0.1%	0.00%
105	Readycap Lending, LLC	3	$195K	0.1%	0.00%
106	First Western SBLC, LLC d/b/a Peachtree Group	1	$191K	0.1%	0.00%
107	City Bank	1	$150K	0.1%	0.00%
108	Seacoast National Bank	1	$150K	0.1%	0.00%
109	Independence Bank	2	$125K	0.0%	0.00%
110	Citizens National Bank	1	$103K	0.0%	0.00%
111	Citibank, N.A.	1	$100K	0.0%	96.67%
112	BancFirst	1	$88K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	89	$86.7M	29.7%
2	Retail trade	63	$54.5M	18.7%
3	Health care & social assistance	42	$34.3M	11.7%
4	Retail trade	34	$23.0M	7.9%
5	Arts, entertainment & recreation	31	$18.2M	6.3%
6	Other services	60	$17.1M	5.9%
7	Wholesale trade	16	$14.2M	4.9%
8	Construction	35	$8.0M	2.7%
9	Professional & technical services	28	$7.4M	2.5%
10	Administrative & waste services	25	$6.1M	2.1%
11	Real estate & leasing	7	$5.5M	1.9%
12	Transportation & warehousing	19	$3.9M	1.3%
13	Manufacturing	5	$3.4M	1.2%
14	Agriculture, forestry & fishing	4	$3.4M	1.2%
15	Educational services	17	$2.7M	0.9%
16	Information	6	$1.7M	0.6%
17	Manufacturing	6	$1.2M	0.4%
18	Finance & insurance	4	$521K	0.2%
19	Mining & extraction	1	$50K	0.0%
20	Manufacturing	1	$45K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.