SBA 7(a) lenders in Kaufman, TX

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

86 institutions have SBA 7(a) loans on record in Kaufman, together $218.9M across 326 loans. The American National Bank of Texas is the largest, with 16% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	The American National Bank of Texas	51	$34.2M	15.6%	0.20%
2	Celtic Bank Corporation	12	$18.8M	8.6%	0.00%
3	Live Oak Banking Company	6	$13.3M	6.1%	0.00%
4	Newtek Small Business Finance, Inc.	5	$9.8M	4.5%	0.00%
5	PNC Bank, National Association	27	$9.2M	4.2%	0.48%
6	Metro City Bank	7	$9.2M	4.2%	0.00%
7	The Huntington National Bank	12	$6.2M	2.8%	0.00%
8	Bank of Hope	6	$5.5M	2.5%	12.80%
9	Readycap Lending, LLC	4	$5.3M	2.4%	0.46%
10	Citizens Bank	2	$4.9M	2.2%	0.00%
11	Hancock Whitney Bank	3	$4.8M	2.2%	0.00%
12	Great Plains National Bank	2	$4.7M	2.1%	0.00%
13	Milestone Bank	2	$4.5M	2.1%	0.00%
14	Frost Bank	3	$3.8M	1.7%	0.00%
15	Wells Fargo Bank National Association	28	$3.7M	1.7%	0.77%
16	Harmony Bank	6	$3.4M	1.6%	0.00%
17	JPMorgan Chase Bank, National Association	16	$3.4M	1.5%	2.98%
18	Harvest Small Business Finance, LLC	2	$3.1M	1.4%	0.00%
19	Simmons Bank	3	$3.0M	1.4%	0.00%
20	BankUnited, National Association	3	$2.9M	1.3%	0.00%
21	MidFirst Bank	2	$2.7M	1.2%	0.00%
22	Capital One National Association	1	$2.6M	1.2%	0.00%
23	US Metro Bank	1	$2.5M	1.1%	0.00%
24	United Midwest Savings Bank National Association	9	$2.4M	1.1%	15.95%
25	Truist Bank	4	$2.4M	1.1%	0.00%
26	Pathward National Association	1	$2.2M	1.0%	0.00%
27	IncredibleBank	1	$2.0M	0.9%	0.00%
28	Columbia Bank	2	$2.0M	0.9%	0.00%
29	Austin Bank Texas National Association	1	$2.0M	0.9%	0.00%
30	Peoples Bank	1	$2.0M	0.9%	0.00%
31	Sunflower Bank National Association	3	$1.9M	0.9%	0.00%
32	PromiseOne Bank	2	$1.9M	0.9%	0.00%
33	Ameris Bank	1	$1.8M	0.8%	0.00%
34	Evolve Bank and Trust	2	$1.7M	0.8%	0.00%
35	Commonwealth Business Bank	3	$1.7M	0.8%	0.00%
36	First State Bank	1	$1.7M	0.8%	0.00%
37	TowneBank	2	$1.6M	0.7%	0.00%
38	Genesis Bank	1	$1.6M	0.7%	0.00%
39	First Guaranty Bank	2	$1.5M	0.7%	0.00%
40	Northeast Bank	8	$1.5M	0.7%	0.00%
41	Bank OZK	1	$1.5M	0.7%	0.00%
42	Newtek Bank, National Association	7	$1.5M	0.7%	0.00%
43	First Internet Bank of Indiana	1	$1.3M	0.6%	0.00%
44	City Bank	6	$1.3M	0.6%	0.00%
45	BayFirst National Bank	6	$1.3M	0.6%	0.00%
46	Texas Regional Bank	1	$1.2M	0.5%	0.00%
47	PCB Bank	2	$1.1M	0.5%	0.00%
48	Northwest Bank	2	$876K	0.4%	9.14%
49	PlainsCapital Bank	1	$875K	0.4%	0.00%
50	Commercial Bank of Texas N.A.	1	$870K	0.4%	0.00%
51	Lendistry SBLC, LLC	3	$803K	0.4%	0.00%
52	Seacoast National Bank	2	$747K	0.3%	35.26%
53	The Bancorp Bank National Association	2	$724K	0.3%	9.50%
54	UMB Bank, National Association	2	$675K	0.3%	0.00%
55	Poppy Bank	1	$669K	0.3%	0.00%
56	Bank Five Nine	3	$615K	0.3%	0.00%
57	American Continental Bank	1	$600K	0.3%	0.00%
58	The First National Bank of McGregor d/b/a TFNB Your Bank for Life	1	$568K	0.3%	0.00%
59	Customers Bank	1	$564K	0.3%	64.05%
60	T Bank, National Association	1	$550K	0.3%	0.00%
61	Gulf Coast Bank and Trust Company	1	$532K	0.2%	0.00%
62	Susser Bank	1	$510K	0.2%	0.00%
63	First Commonwealth Bank	1	$436K	0.2%	0.00%
64	Texas Bank	2	$423K	0.2%	0.00%
65	Midwest Regional Bank	1	$386K	0.2%	0.00%
66	Colony Bank	1	$386K	0.2%	0.00%
67	PeopleFund	4	$380K	0.2%	34.23%
68	Bank of America, National Association	1	$365K	0.2%	0.00%
69	NexBank	1	$355K	0.2%	0.00%
70	Five Star Bank	1	$350K	0.2%	0.00%
71	One World Bank	1	$300K	0.1%	0.00%
72	First Bank of the Lake	1	$294K	0.1%	0.00%
73	SouthState Bank, National Association	1	$280K	0.1%	0.00%
74	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$262K	0.1%	0.00%
75	Texas Security Bank	1	$250K	0.1%	0.00%
76	MVB Bank, Inc.	1	$246K	0.1%	0.00%
77	LiftFund, Inc.	1	$242K	0.1%	0.00%
78	Craft Bank	1	$241K	0.1%	0.00%
79	Community National Bank	1	$240K	0.1%	0.00%
80	Fifth Third Bank	1	$230K	0.1%	0.00%
81	Stearns Bank National Association	2	$221K	0.1%	0.00%
82	VelocitySBA, LLC	2	$158K	0.1%	0.00%
83	Zions Bank, A Division of	1	$135K	0.1%	0.00%
84	Carter FCU	1	$90K	0.0%	0.00%
85	Open Bank	1	$80K	0.0%	0.00%
86	Woodforest National Bank	1	$80K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	48	$38.6M	17.6%
2	Retail trade	45	$36.6M	16.7%
3	Health care & social assistance	30	$26.0M	11.9%
4	Construction	37	$20.3M	9.3%
5	Other services	34	$19.6M	9.0%
6	Manufacturing	18	$14.5M	6.6%
7	Arts, entertainment & recreation	19	$12.3M	5.6%
8	Professional & technical services	19	$9.2M	4.2%
9	Retail trade	11	$9.1M	4.1%
10	Real estate & leasing	5	$7.0M	3.2%
11	Manufacturing	8	$6.6M	3.0%
12	Transportation & warehousing	13	$5.0M	2.3%
13	Transportation & warehousing	3	$3.6M	1.6%
14	Information	2	$3.2M	1.5%
15	Administrative & waste services	14	$3.1M	1.4%
16	Manufacturing	5	$1.8M	0.8%
17	Educational services	1	$1.2M	0.5%
18	Wholesale trade	10	$972K	0.4%
19	Finance & insurance	3	$367K	0.2%
20	Agriculture, forestry & fishing	1	$5K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.