SBA 7(a) lenders in Karnes, TX
Approvals in SBA fiscal years 2009–2026. Source data as of 2026-06-30.
Lenders
18 institutions have SBA 7(a) loans on record in Karnes, together $38.5M across 27 loans. Enterprise Bank & Trust is the largest, with 12% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Enterprise Bank & Trust | 1 | $4.6M | 12.0% | 0.00% |
| 2 | Stearns Bank National Association | 2 | $4.5M | 11.8% | 0.00% |
| 3 | The Huntington National Bank | 3 | $4.3M | 11.2% | 0.00% |
| 4 | Newtek Bank, National Association | 2 | $4.0M | 10.3% | 0.00% |
| 5 | Wallis Bank | 2 | $3.8M | 10.0% | 0.00% |
| 6 | Readycap Lending, LLC | 2 | $3.5M | 9.2% | 0.00% |
| 7 | Woori America Bank | 1 | $3.2M | 8.2% | 0.00% |
| 8 | Capital One National Association | 2 | $3.1M | 8.1% | 44.97% |
| 9 | Agility Bank, National Association | 1 | $2.2M | 5.8% | 0.00% |
| 10 | First Western SBLC, LLC | 1 | $1.8M | 4.8% | 0.00% |
| 11 | Celtic Bank Corporation | 2 | $1.8M | 4.6% | 0.00% |
| 12 | Live Oak Banking Company | 1 | $650K | 1.7% | 0.00% |
| 13 | Sunflower Bank National Association | 1 | $486K | 1.3% | 0.00% |
| 14 | First Financial Bank | 2 | $250K | 0.6% | 0.00% |
| 15 | Simmons Bank | 1 | $100K | 0.3% | 0.00% |
| 16 | Randolph-Brooks FCU | 1 | $35K | 0.1% | 0.00% |
| 17 | Northeast Bank | 1 | $25K | 0.1% | 0.00% |
| 18 | Wells Fargo Bank National Association | 1 | $5K | 0.0% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Accommodation & food services | 12 | $25.5M | 66.1% |
| 2 | Mining & extraction | 5 | $4.6M | 11.9% |
| 3 | Transportation & warehousing | 2 | $4.0M | 10.3% |
| 4 | Real estate & leasing | 3 | $3.8M | 9.8% |
| 5 | Health care & social assistance | 1 | $486K | 1.3% |
| 6 | Retail trade | 3 | $231K | 0.6% |
| 7 | Administrative & waste services | 1 | $5K | 0.0% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.