SBA 7(a) lenders in Johnson, TX

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

107 institutions have SBA 7(a) loans on record in Johnson, together $279.0M across 520 loans. SouthState Bank, National Association is the largest, with 12% of approvals.

ShowingBanks 96Credit unions 3Non-depository lenders 8

YearsAll yearsLast 5 yearsLast 10 yearsDownturn, FY2008-09First fiscal yearFY2008FY2009FY2010FY2011FY2012FY2013FY2014FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026toLast fiscal yearFY2008FY2009FY2010FY2011FY2012FY2013FY2014FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026

Rank	Lender	Loans	Approved	Share	Loss rate
1	SouthState Bank, National Association	68	$32.9M	11.8%	0.87%
2	T Bank, National Association	7	$15.2M	5.5%	0.00%
3	BankUnited, National Association	9	$13.1M	4.7%	13.22%
4	Wells Fargo Bank National Association	60	$12.8M	4.6%	4.37%
5	First Guaranty Bank	7	$10.7M	3.8%	0.00%
6	The Huntington National Bank	17	$9.5M	3.4%	12.04%
7	The American National Bank of Texas	14	$7.7M	2.7%	2.64%
8	Celtic Bank Corporation	9	$7.5M	2.7%	0.82%
9	Enterprise Bank & Trust	4	$7.3M	2.6%	0.00%
10	Simmons Bank	7	$6.2M	2.2%	0.00%
11	Wallis Bank	6	$6.0M	2.2%	0.00%
12	Bankwell Bank	2	$5.8M	2.1%	0.00%
13	Live Oak Banking Company	6	$5.8M	2.1%	3.78%
14	Gulf Coast Bank and Trust Company	7	$5.7M	2.0%	0.00%
15	PNC Bank, National Association	46	$5.4M	1.9%	0.00%
16	US Metro Bank	3	$5.1M	1.8%	0.00%
17	Ciera Bank	1	$5.0M	1.8%	0.00%
18	Fifth Third Bank	5	$4.9M	1.8%	0.00%
19	Ameris Bank	6	$4.8M	1.7%	12.55%
20	Golden Bank National Association	3	$4.6M	1.7%	0.00%
21	Open Bank	3	$4.5M	1.6%	0.00%
22	Frost Bank	6	$4.5M	1.6%	0.00%
23	First Commonwealth Bank	3	$3.7M	1.3%	0.00%
24	Northeast Bank	16	$3.4M	1.2%	0.00%
25	Lender 2057189	6	$3.3M	1.2%	3.61%
26	Pinnacle Bank	5	$3.2M	1.2%	0.00%
27	Newtek Bank, National Association	11	$2.8M	1.0%	0.00%
28	JPMorgan Chase Bank, National Association	27	$2.7M	1.0%	0.93%
29	VelocitySBA, LLC	4	$2.7M	1.0%	0.15%
30	Susser Bank	2	$2.6M	0.9%	0.00%
31	HomeTrust Bank	1	$2.6M	0.9%	0.00%
32	Bank of Hope	5	$2.5M	0.9%	9.75%
33	Byline Bank	2	$2.4M	0.9%	0.00%
34	PlainsCapital Bank	4	$2.3M	0.8%	55.74%
35	One World Bank	1	$2.1M	0.8%	0.00%
36	Grasshopper Bank National Association	1	$2.1M	0.7%	0.00%
37	Peoples Bank	1	$2.0M	0.7%	0.00%
38	First Financial Bank	1	$2.0M	0.7%	0.00%
39	U.S. Bank, National Association	1	$2.0M	0.7%	0.00%
40	The MINT National Bank	1	$1.9M	0.7%	0.00%
41	FDIC - Community Bank & Trust-West Georgia	1	$1.8M	0.6%	0.00%
42	Readycap Lending, LLC	10	$1.6M	0.6%	0.00%
43	UMB Bank, National Association	2	$1.6M	0.6%	0.00%
44	PromiseOne Bank	1	$1.6M	0.6%	0.00%
45	BayFirst National Bank	8	$1.5M	0.5%	36.84%
46	Banc of California	2	$1.5M	0.5%	81.88%
47	Community National Bank and Trust of Texas	2	$1.4M	0.5%	0.00%
48	Commonwealth Business Bank	2	$1.4M	0.5%	0.00%
49	Citizens Bank	1	$1.4M	0.5%	0.00%
50	Citizens National Bank of Texas	4	$1.4M	0.5%	0.00%
51	United Midwest Savings Bank National Association	9	$1.3M	0.5%	8.19%
52	Evolve Bank and Trust	1	$1.3M	0.5%	0.00%
53	Spectra Bank	1	$1.2M	0.4%	0.00%
54	Encore Bank	2	$1.2M	0.4%	0.00%
55	First Bank of the Lake	3	$1.1M	0.4%	0.00%
56	Heritage Bank Inc	2	$1.1M	0.4%	0.00%
57	Grandview Bank	2	$1.1M	0.4%	0.00%
58	Colonial Savings FA	2	$1.1M	0.4%	8.28%
59	PeopleFund	8	$1.1M	0.4%	0.00%
60	Bank of America, National Association	3	$1.0M	0.4%	0.00%
61	Pinnacle Bank	1	$1.0M	0.4%	0.00%
62	Stearns Bank National Association	2	$985K	0.4%	0.00%
63	Midwest Regional Bank	1	$959K	0.3%	0.00%
64	Sunflower Bank National Association	1	$946K	0.3%	0.00%
65	TexasBank	2	$900K	0.3%	0.00%
66	Luminate Bank	1	$883K	0.3%	0.00%
67	Hanmi Bank	3	$871K	0.3%	0.00%
68	Climate First Bank	1	$845K	0.3%	0.00%
69	Lendistry SBLC, LLC	5	$837K	0.3%	0.00%
70	First Financial Bank	2	$803K	0.3%	0.00%
71	Zions Bank, A Division of	3	$718K	0.3%	0.00%
72	Community Banks of Colorado, A Division of NBH Bank	1	$704K	0.3%	0.00%
73	Titan Bank, National Association	2	$667K	0.2%	0.00%
74	SpiritBank	3	$662K	0.2%	91.85%
75	Plains State Bank	1	$582K	0.2%	0.00%
76	Pathward National Association	1	$541K	0.2%	0.00%
77	Hancock Whitney Bank	1	$500K	0.2%	0.00%
78	United Business Bank	1	$451K	0.2%	0.00%
79	First Internet Bank of Indiana	1	$435K	0.2%	0.00%
80	Independence Bank	3	$425K	0.2%	35.08%
81	United Community Bank	1	$405K	0.1%	0.00%
82	Colony Bank	1	$393K	0.1%	0.00%
83	EECU	1	$381K	0.1%	0.00%
84	Bank of the West	1	$380K	0.1%	0.00%
85	InterBank	2	$366K	0.1%	0.00%
86	Home Bank, National Association	1	$350K	0.1%	0.00%
87	America First Federal Credit Union	1	$335K	0.1%	0.00%
88	Capital One National Association	2	$304K	0.1%	0.00%
89	AmeriState Bank	1	$302K	0.1%	84.43%
90	Vast Bank, National Association	1	$300K	0.1%	0.00%
91	Regions Bank	2	$275K	0.1%	0.00%
92	First National Bank of Omaha	1	$252K	0.1%	0.00%
93	BOKF, National Association	1	$250K	0.1%	0.00%
94	LiftFund, Inc.	1	$250K	0.1%	0.00%
95	Stone Bank	1	$250K	0.1%	0.00%
96	Centerstone SBA Lending, Inc.	1	$209K	0.1%	0.00%
97	Bank Five Nine	1	$180K	0.1%	0.00%
98	First Command Bank	1	$154K	0.1%	0.00%
99	Great Plains National Bank	1	$150K	0.1%	0.00%
100	Texas National Bank of Jacksonville	1	$150K	0.1%	0.00%
101	The First National Bank of McGregor d/b/a TFNB Your Bank for Life	1	$146K	0.1%	0.00%
102	Beacon Bank and Trust	1	$110K	0.0%	0.00%
103	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$85K	0.0%	0.00%
104	First Merchants Bank	1	$65K	0.0%	0.00%
105	Worthington Bank	1	$50K	0.0%	0.00%
106	Columbia Bank	1	$50K	0.0%	0.00%
107	Randolph-Brooks FCU	1	$50K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.