SBA 7(a) lenders in Hidalgo, TX

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

94 institutions have SBA 7(a) loans on record in Hidalgo, together $338.2M across 1,236 loans. PNC Bank, National Association is the largest, with 12% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	PNC Bank, National Association	333	$39.5M	11.7%	2.38%
2	Lone Star National Bank	125	$36.2M	10.7%	5.01%
3	JPMorgan Chase Bank, National Association	148	$29.5M	8.7%	5.81%
4	Live Oak Banking Company	12	$15.4M	4.5%	0.00%
5	Vantage Bank Texas	34	$14.7M	4.3%	0.00%
6	Greater State Bank	49	$14.6M	4.3%	2.25%
7	Wells Fargo Bank National Association	102	$13.7M	4.1%	5.77%
8	Newtek Bank, National Association	28	$13.7M	4.0%	0.00%
9	PlainsCapital Bank	49	$13.0M	3.8%	26.29%
10	Rio Bank	21	$10.1M	3.0%	0.00%
11	Northeast Bank	23	$8.5M	2.5%	0.00%
12	Third Coast Bank	2	$6.8M	2.0%	0.00%
13	Texas Regional Bank	5	$6.7M	2.0%	0.00%
14	U.S. Bank, National Association	4	$6.0M	1.8%	0.00%
15	Frost Bank	19	$5.4M	1.6%	0.00%
16	Wallis Bank	2	$5.2M	1.5%	4.85%
17	Readycap Lending, LLC	24	$5.0M	1.5%	0.00%
18	The Huntington National Bank	15	$4.9M	1.4%	0.00%
19	Peoples Bank	1	$4.6M	1.4%	0.00%
20	Celtic Bank Corporation	15	$4.2M	1.2%	3.46%
21	Seacoast National Bank	3	$4.1M	1.2%	0.00%
22	Commonwealth Business Bank	1	$3.6M	1.1%	35.21%
23	LiftFund, Inc.	23	$3.5M	1.0%	0.00%
24	Newtek Small Business Finance, Inc.	11	$3.4M	1.0%	0.73%
25	Open Bank	2	$3.1M	0.9%	0.00%
26	United Community Bank	2	$3.0M	0.9%	0.00%
27	Lendistry SBLC, LLC	5	$2.9M	0.9%	0.00%
28	Midwest Regional Bank	2	$2.9M	0.8%	59.55%
29	Republic Bank	1	$2.7M	0.8%	32.73%
30	Hanover Community Bank	1	$2.6M	0.8%	0.00%
31	First Bank of the Lake	3	$2.6M	0.8%	5.49%
32	BayFirst National Bank	16	$2.4M	0.7%	1.84%
33	PeopleFund	20	$2.4M	0.7%	9.44%
34	Bank of America, National Association	9	$2.1M	0.6%	1.63%
35	Broadway National Bank	1	$2.0M	0.6%	0.00%
36	The MINT National Bank	3	$1.8M	0.5%	0.00%
37	Capital One National Association	7	$1.8M	0.5%	0.00%
38	First Merchants Bank	1	$1.7M	0.5%	0.00%
39	Heritage Bank Inc	1	$1.7M	0.5%	0.00%
40	Cathay Bank	1	$1.7M	0.5%	0.00%
41	TransPecos Banks, SSB.	3	$1.4M	0.4%	0.00%
42	T Bank, National Association	1	$1.3M	0.4%	0.00%
43	Simmons Bank	3	$1.3M	0.4%	0.00%
44	Bank of the Orient	1	$1.2M	0.4%	0.00%
45	Enterprise Bank & Trust	3	$1.2M	0.4%	0.00%
46	Security Service FCU	6	$1.0M	0.3%	13.41%
47	Stearns Bank National Association	4	$1.0M	0.3%	0.00%
48	Regions Bank	2	$991K	0.3%	0.00%
49	Hancock Whitney Bank	3	$950K	0.3%	0.00%
50	KeyBank National Association	3	$912K	0.3%	0.00%
51	First National Bank of Pennsylvania	2	$801K	0.2%	0.00%
52	Citizens Bank	1	$785K	0.2%	0.00%
53	Harvest Small Business Finance, LLC	3	$729K	0.2%	0.00%
54	United Western Bank	1	$721K	0.2%	0.00%
55	Gulf Coast Bank and Trust Company	1	$720K	0.2%	0.00%
56	Shoreham Bank	1	$700K	0.2%	0.00%
57	United Midwest Savings Bank National Association	5	$667K	0.2%	14.63%
58	Colony Bank	2	$648K	0.2%	0.00%
59	Home Bank, National Association	1	$643K	0.2%	0.00%
60	The Bancorp Bank National Association	1	$640K	0.2%	0.00%
61	Happen Bank	1	$636K	0.2%	0.00%
62	VelocitySBA, LLC	6	$623K	0.2%	0.73%
63	Amarillo National Bank	2	$603K	0.2%	39.63%
64	First Community Bank	1	$601K	0.2%	0.00%
65	Coastal States Bank	1	$577K	0.2%	0.00%
66	Capital Bank, National Association	2	$560K	0.2%	0.00%
67	Independence Bank	4	$550K	0.2%	21.67%
68	First-Citizens Bank & Trust Company	2	$528K	0.2%	0.00%
69	Truliant FCU	1	$500K	0.1%	0.00%
70	SouthState Bank, National Association	1	$450K	0.1%	0.00%
71	Prosperity Bank	1	$398K	0.1%	0.00%
72	Arrow Bank National Association	2	$393K	0.1%	0.00%
73	Zions Bank, A Division of	1	$355K	0.1%	0.00%
74	Quaint Oak Bank	1	$329K	0.1%	0.00%
75	Banesco USA	1	$300K	0.1%	0.00%
76	Bank of Hope	15	$295K	0.1%	11.87%
77	Fifth Third Bank	1	$275K	0.1%	91.00%
78	First Western SBLC, LLC	1	$275K	0.1%	0.00%
79	Pinnacle Bank	1	$235K	0.1%	0.00%
80	Banc of California	1	$210K	0.1%	0.00%
81	Titan Bank, National Association	1	$205K	0.1%	0.00%
82	The Fidelity Bank	1	$189K	0.1%	0.00%
83	CDC Small Business Finance Corp.	1	$170K	0.1%	0.00%
84	ValueBank Texas	1	$150K	0.0%	0.00%
85	FinWise Bank	1	$150K	0.0%	0.00%
86	Columbia Bank	6	$145K	0.0%	10.15%
87	Bank Five Nine	1	$130K	0.0%	0.00%
88	Justine Petersen Housing & Reinvestment Corporation	1	$125K	0.0%	0.00%
89	Optus Bank	1	$105K	0.0%	0.00%
90	DreamSpring	1	$103K	0.0%	0.00%
91	International Bank of Commerce	1	$75K	0.0%	0.00%
92	First Community Bank	1	$25K	0.0%	0.00%
93	Federal Deposit Insurance Corporation	1	$20K	0.0%	0.00%
94	SoFi Bank, National Association	1	$7K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	144	$69.4M	20.5%
2	Health care & social assistance	184	$56.1M	16.6%
3	Wholesale trade	106	$33.7M	10.0%
4	Other services	83	$20.9M	6.2%
5	Professional & technical services	83	$19.8M	5.8%
6	Retail trade	115	$19.1M	5.6%
7	Administrative & waste services	45	$17.3M	5.1%
8	Real estate & leasing	26	$14.9M	4.4%
9	Transportation & warehousing	164	$14.6M	4.3%
10	Construction	99	$13.7M	4.0%
11	Manufacturing	28	$9.4M	2.8%
12	Arts, entertainment & recreation	17	$8.9M	2.6%
13	Retail trade	33	$7.8M	2.3%
14	Educational services	13	$6.8M	2.0%
15	Manufacturing	17	$6.5M	1.9%
16	Manufacturing	21	$5.8M	1.7%
17	Transportation & warehousing	10	$4.9M	1.5%
18	Finance & insurance	16	$3.8M	1.1%
19	Management of companies	2	$1.9M	0.6%
20	Mining & extraction	15	$1.2M	0.3%
21	Information	7	$674K	0.2%
22	Utilities	2	$443K	0.1%
23	Agriculture, forestry & fishing	5	$353K	0.1%
24	Public administration	1	$117K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.