SBA 7(a) lenders in Hardin, TX

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

33 institutions have SBA 7(a) loans on record in Hardin, together $60.2M across 107 loans. Live Oak Banking Company is the largest, with 15% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	6	$8.9M	14.7%	0.00%
2	Hancock Whitney Bank	6	$5.6M	9.4%	0.00%
3	InBank	1	$5.0M	8.3%	0.00%
4	CapitalSpring SBLC, LLC	1	$4.6M	7.6%	0.00%
5	Bank OZK	1	$3.5M	5.8%	0.00%
6	Cathay Bank	1	$2.9M	4.8%	0.00%
7	The Huntington National Bank	5	$2.8M	4.6%	0.00%
8	Texas Dow Empl CU	1	$2.7M	4.5%	0.00%
9	Bank of Hope	2	$2.5M	4.2%	0.00%
10	Texas Gulf Bank National Association	1	$2.4M	4.0%	0.00%
11	PNC Bank, National Association	35	$2.1M	3.5%	4.08%
12	Stellar Bank	2	$2.0M	3.3%	0.00%
13	Capital One National Association	4	$1.9M	3.2%	0.00%
14	United Community Bank	1	$1.9M	3.2%	0.00%
15	Byline Bank	2	$1.5M	2.5%	0.00%
16	Schertz Bank & Trust	1	$1.5M	2.5%	0.00%
17	The MINT National Bank	2	$1.4M	2.2%	0.00%
18	Banc of California	1	$1.3M	2.1%	0.00%
19	JPMorgan Chase Bank, National Association	5	$1.1M	1.9%	0.00%
20	Wells Fargo Bank National Association	10	$820K	1.4%	0.00%
21	Newtek Bank, National Association	3	$800K	1.3%	0.00%
22	Wallis Bank	1	$650K	1.1%	0.00%
23	Celtic Bank Corporation	4	$500K	0.8%	21.25%
24	Commercial Bank of Texas N.A.	1	$380K	0.6%	0.00%
25	First Financial Bank	1	$369K	0.6%	0.00%
26	United Midwest Savings Bank National Association	2	$300K	0.5%	0.00%
27	First State Bank of Texas	1	$251K	0.4%	0.00%
28	Midwest Regional Bank	1	$198K	0.3%	0.00%
29	First National Bank of Louisiana	1	$100K	0.2%	0.00%
30	PlainsCapital Bank	1	$75K	0.1%	95.25%
31	Northeast Bank	1	$75K	0.1%	0.00%
32	Newtek Small Business Finance, Inc.	1	$65K	0.1%	0.00%
33	First Bank	1	$45K	0.1%	75.02%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Retail trade	17	$23.2M	38.5%
2	Accommodation & food services	13	$8.2M	13.6%
3	Health care & social assistance	9	$7.3M	12.2%
4	Other services	7	$5.7M	9.4%
5	Construction	12	$4.2M	7.0%
6	Real estate & leasing	9	$3.8M	6.3%
7	Professional & technical services	9	$2.6M	4.3%
8	Finance & insurance	3	$1.8M	3.0%
9	Manufacturing	2	$1.5M	2.5%
10	Transportation & warehousing	6	$772K	1.3%
11	Retail trade	7	$659K	1.1%
12	Administrative & waste services	6	$265K	0.4%
13	Agriculture, forestry & fishing	2	$75K	0.1%
14	Educational services	2	$65K	0.1%
15	Mining & extraction	1	$50K	0.1%
16	Utilities	1	$25K	0.0%
17	Arts, entertainment & recreation	1	$25K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.