SBA 7(a) lenders in Frio, TX
Approvals in SBA fiscal years 2012–2026. Source data as of 2026-06-30.
Lenders
14 institutions have SBA 7(a) loans on record in Frio, together $19.6M across 19 loans. First Western SBLC, LLC is the largest, with 21% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | First Western SBLC, LLC | 2 | $4.1M | 21.0% | 0.00% |
| 2 | Bank OZK | 2 | $3.8M | 19.3% | 0.00% |
| 3 | Enterprise Bank & Trust | 1 | $2.3M | 12.0% | 0.00% |
| 4 | Home Bank, National Association | 1 | $2.3M | 11.6% | 0.00% |
| 5 | PNC Bank, National Association | 2 | $2.2M | 11.4% | 1.09% |
| 6 | Wallis Bank | 1 | $2.0M | 10.1% | 0.00% |
| 7 | TowneBank | 1 | $738K | 3.8% | 0.00% |
| 8 | Great Southern Bank | 1 | $663K | 3.4% | 0.00% |
| 9 | Equity Bank | 1 | $603K | 3.1% | 0.00% |
| 10 | American Momentum Bank | 2 | $251K | 1.3% | 0.00% |
| 11 | Celtic Bank Corporation | 1 | $150K | 0.8% | 0.00% |
| 12 | Randolph-Brooks FCU | 1 | $150K | 0.8% | 0.00% |
| 13 | Stearns Bank National Association | 1 | $150K | 0.8% | 0.00% |
| 14 | Newtek Bank, National Association | 2 | $148K | 0.8% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Accommodation & food services | 9 | $14.5M | 74.2% |
| 2 | Health care & social assistance | 2 | $2.3M | 11.6% |
| 3 | Retail trade | 1 | $2.0M | 10.1% |
| 4 | Retail trade | 3 | $325K | 1.7% |
| 5 | Other services | 2 | $304K | 1.6% |
| 6 | Utilities | 1 | $150K | 0.8% |
| 7 | Transportation & warehousing | 1 | $45K | 0.2% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.