SBA 7(a) lenders in Cass, TX
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
24 institutions have SBA 7(a) loans on record in Cass, together $20.9M across 35 loans. First Financial Bank is the largest, with 20% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | First Financial Bank | 5 | $4.2M | 20.2% | 0.00% |
| 2 | Live Oak Banking Company | 2 | $2.1M | 10.1% | 0.00% |
| 3 | Wallis Bank | 1 | $2.0M | 9.4% | 0.00% |
| 4 | Open Bank | 1 | $1.8M | 8.7% | 0.00% |
| 5 | First Internet Bank of Indiana | 1 | $1.8M | 8.5% | 0.00% |
| 6 | Merchants Bank of Indiana | 1 | $1.7M | 8.1% | 0.00% |
| 7 | Peoples Bank | 1 | $1.6M | 7.7% | 0.00% |
| 8 | IncredibleBank | 1 | $1.6M | 7.6% | 0.00% |
| 9 | Celtic Bank Corporation | 2 | $1.1M | 5.5% | 0.00% |
| 10 | Metro City Bank | 1 | $865K | 4.1% | 0.00% |
| 11 | Wells Fargo Bank National Association | 5 | $759K | 3.6% | 0.00% |
| 12 | Hanmi Bank | 2 | $400K | 1.9% | 8.29% |
| 13 | Glacier Bank | 1 | $275K | 1.3% | 0.00% |
| 14 | Red River Employees Federal Credit Union | 1 | $138K | 0.7% | 0.00% |
| 15 | Seacoast National Bank | 1 | $125K | 0.6% | 0.00% |
| 16 | Readycap Lending, LLC | 1 | $100K | 0.5% | 0.00% |
| 17 | The Huntington National Bank | 1 | $80K | 0.4% | 0.00% |
| 18 | Austin Bank Texas National Association | 1 | $50K | 0.2% | 0.00% |
| 19 | Randolph-Brooks FCU | 1 | $50K | 0.2% | 0.00% |
| 20 | Regions Bank | 1 | $50K | 0.2% | 0.00% |
| 21 | Northeast Bank | 1 | $30K | 0.1% | 0.00% |
| 22 | Newtek Small Business Finance, Inc. | 1 | $25K | 0.1% | 0.00% |
| 23 | Capital One National Association | 1 | $25K | 0.1% | 0.00% |
| 24 | VelocitySBA, LLC | 1 | $10K | 0.0% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Accommodation & food services | 5 | $4.5M | 21.5% |
| 2 | Retail trade | 6 | $3.7M | 17.9% |
| 3 | Agriculture, forestry & fishing | 5 | $2.4M | 11.5% |
| 4 | Professional & technical services | 2 | $2.4M | 11.3% |
| 5 | Retail trade | 3 | $2.1M | 10.0% |
| 6 | Real estate & leasing | 1 | $2.0M | 9.4% |
| 7 | Manufacturing | 1 | $1.8M | 8.5% |
| 8 | Health care & social assistance | 2 | $1.2M | 5.8% |
| 9 | Manufacturing | 2 | $325K | 1.6% |
| 10 | Manufacturing | 1 | $138K | 0.7% |
| 11 | Other services | 3 | $120K | 0.6% |
| 12 | Construction | 1 | $103K | 0.5% |
| 13 | Finance & insurance | 1 | $100K | 0.5% |
| 14 | Arts, entertainment & recreation | 1 | $50K | 0.2% |
| 15 | Transportation & warehousing | 1 | $25K | 0.1% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.