SBA 7(a) lenders in Bandera, TX
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
18 institutions have SBA 7(a) loans on record in Bandera, together $12.7M across 30 loans. Evolve Bank and Trust is the largest, with 25% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Evolve Bank and Trust | 1 | $3.2M | 25.4% | 0.00% |
| 2 | The Huntington National Bank | 2 | $2.7M | 21.5% | 0.00% |
| 3 | Wallis Bank | 2 | $2.1M | 16.7% | 0.00% |
| 4 | Wells Fargo Bank National Association | 8 | $1.2M | 9.5% | 26.05% |
| 5 | Merchants Bank of California, National Association | 1 | $950K | 7.5% | 0.00% |
| 6 | First State Bank | 1 | $900K | 7.1% | 0.00% |
| 7 | Prosperity Bank | 1 | $543K | 4.3% | 0.00% |
| 8 | JPMorgan Chase Bank, National Association | 2 | $160K | 1.3% | 0.00% |
| 9 | Frost Bank | 1 | $150K | 1.2% | 0.00% |
| 10 | BayFirst National Bank | 1 | $150K | 1.2% | 0.00% |
| 11 | Navy FCU | 1 | $132K | 1.0% | 0.00% |
| 12 | Texas First Bank | 1 | $122K | 1.0% | 0.00% |
| 13 | Northeast Bank | 1 | $116K | 0.9% | 0.00% |
| 14 | PNC Bank, National Association | 3 | $80K | 0.6% | 0.00% |
| 15 | Randolph-Brooks FCU | 1 | $50K | 0.4% | 0.00% |
| 16 | Newtek Small Business Finance, Inc. | 1 | $30K | 0.2% | 0.00% |
| 17 | Celtic Bank Corporation | 1 | $25K | 0.2% | 0.00% |
| 18 | VelocitySBA, LLC | 1 | $20K | 0.2% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Accommodation & food services | 7 | $8.5M | 67.2% |
| 2 | Retail trade | 2 | $2.1M | 16.7% |
| 3 | Construction | 10 | $486K | 3.8% |
| 4 | Professional & technical services | 1 | $471K | 3.7% |
| 5 | Arts, entertainment & recreation | 2 | $463K | 3.6% |
| 6 | Health care & social assistance | 3 | $386K | 3.0% |
| 7 | Retail trade | 2 | $152K | 1.2% |
| 8 | Transportation & warehousing | 1 | $60K | 0.5% |
| 9 | Real estate & leasing | 1 | $20K | 0.2% |
| 10 | Wholesale trade | 1 | $10K | 0.1% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.