SBA 7(a) lenders in Potter, PA
Approvals in SBA fiscal years 2008–2025. Source data as of 2026-06-30.
Lenders
16 institutions have SBA 7(a) loans on record in Potter, together $17.0M across 70 loans. Truist Bank is the largest, with 40% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Truist Bank | 3 | $6.8M | 40.1% | 0.00% |
| 2 | Citizens & Northern Bank | 35 | $5.0M | 29.4% | 0.00% |
| 3 | First Citizens Community Bank | 9 | $2.4M | 13.9% | 0.00% |
| 4 | United Midwest Savings Bank National Association | 1 | $1.0M | 5.9% | 0.00% |
| 5 | Community Bank, National Association | 3 | $507K | 3.0% | 0.00% |
| 6 | Northwest Bank | 8 | $462K | 2.7% | 0.00% |
| 7 | The Juniata Valley Bank | 2 | $145K | 0.9% | 0.00% |
| 8 | TD Bank, National Association | 1 | $130K | 0.8% | 0.00% |
| 9 | First Commonwealth Bank | 1 | $118K | 0.7% | 0.00% |
| 10 | First Heritage Federal Credit Union | 1 | $104K | 0.6% | 0.00% |
| 11 | Celtic Bank Corporation | 1 | $100K | 0.6% | 76.16% |
| 12 | High Point Federal Credit Union | 1 | $94K | 0.6% | 0.00% |
| 13 | CenTrust Bank, A Division of SmartBiz Bank National Association | 1 | $85K | 0.5% | 0.00% |
| 14 | Readycap Lending, LLC | 1 | $50K | 0.3% | 0.00% |
| 15 | PNC Bank, National Association | 1 | $20K | 0.1% | 0.00% |
| 16 | Bank of America, National Association | 1 | $16K | 0.1% | 94.34% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Agriculture, forestry & fishing | 6 | $7.3M | 43.0% |
| 2 | Accommodation & food services | 12 | $2.4M | 14.1% |
| 3 | Transportation & warehousing | 11 | $2.0M | 11.7% |
| 4 | Manufacturing | 3 | $1.5M | 8.9% |
| 5 | Wholesale trade | 5 | $994K | 5.8% |
| 6 | Retail trade | 7 | $799K | 4.7% |
| 7 | Construction | 12 | $660K | 3.9% |
| 8 | Retail trade | 3 | $463K | 2.7% |
| 9 | Arts, entertainment & recreation | 2 | $330K | 1.9% |
| 10 | Professional & technical services | 3 | $222K | 1.3% |
| 11 | Real estate & leasing | 1 | $118K | 0.7% |
| 12 | Other services | 2 | $90K | 0.5% |
| 13 | Administrative & waste services | 1 | $57K | 0.3% |
| 14 | Manufacturing | 1 | $50K | 0.3% |
| 15 | Finance & insurance | 1 | $20K | 0.1% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.