SBA 7(a) lenders in Columbia, PA
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
23 institutions have SBA 7(a) loans on record in Columbia, together $23.0M across 77 loans. Live Oak Banking Company is the largest, with 22% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 3 | $5.0M | 21.6% | 0.00% |
| 2 | Fidelity Deposit and Discount Bank | 3 | $3.3M | 14.5% | 0.00% |
| 3 | Federal Deposit Insurance Corporation | 1 | $3.0M | 12.8% | 0.00% |
| 4 | First Keystone Community Bank | 1 | $2.4M | 10.3% | 0.00% |
| 5 | Mid Penn Bank | 1 | $2.0M | 8.7% | 0.00% |
| 6 | Manufacturers and Traders Trust Company | 37 | $1.8M | 8.0% | 1.62% |
| 7 | Beacon Bank and Trust | 1 | $1.2M | 5.1% | 0.00% |
| 8 | Hanover Community Bank | 1 | $1.0M | 4.3% | 0.00% |
| 9 | Journey Bank | 4 | $724K | 3.1% | 0.00% |
| 10 | Northeast Bank | 4 | $415K | 1.8% | 0.00% |
| 11 | BayFirst National Bank | 1 | $350K | 1.5% | 0.00% |
| 12 | Northwest Bank | 2 | $348K | 1.5% | 0.00% |
| 13 | Newtek Bank, National Association | 2 | $320K | 1.4% | 0.00% |
| 14 | PNC Bank, National Association | 6 | $285K | 1.2% | 4.10% |
| 15 | PS Bank | 1 | $200K | 0.9% | 0.00% |
| 16 | The Huntington National Bank | 1 | $175K | 0.8% | 0.00% |
| 17 | Celtic Bank Corporation | 1 | $125K | 0.5% | 0.00% |
| 18 | Service 1st Federal Credit Union | 1 | $110K | 0.5% | 0.00% |
| 19 | Truist Bank | 1 | $100K | 0.4% | 0.00% |
| 20 | NEPA Alliance Business Finance Corporation | 1 | $57K | 0.2% | 0.00% |
| 21 | Citizens Bank, National Association | 2 | $54K | 0.2% | 0.00% |
| 22 | Capital One National Association | 1 | $50K | 0.2% | 0.00% |
| 23 | Readycap Lending, LLC | 1 | $35K | 0.2% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Retail trade | 6 | $6.5M | 28.0% |
| 2 | Accommodation & food services | 17 | $5.1M | 22.3% |
| 3 | Health care & social assistance | 6 | $3.5M | 15.1% |
| 4 | Wholesale trade | 4 | $2.4M | 10.5% |
| 5 | Manufacturing | 1 | $2.4M | 10.3% |
| 6 | Construction | 18 | $1.2M | 5.0% |
| 7 | Administrative & waste services | 4 | $431K | 1.9% |
| 8 | Information | 1 | $350K | 1.5% |
| 9 | Professional & technical services | 6 | $325K | 1.4% |
| 10 | Manufacturing | 2 | $250K | 1.1% |
| 11 | Finance & insurance | 2 | $204K | 0.9% |
| 12 | Transportation & warehousing | 2 | $99K | 0.4% |
| 13 | Other services | 3 | $95K | 0.4% |
| 14 | Transportation & warehousing | 1 | $83K | 0.4% |
| 15 | Retail trade | 1 | $50K | 0.2% |
| 16 | Real estate & leasing | 1 | $50K | 0.2% |
| 17 | Manufacturing | 1 | $45K | 0.2% |
| 18 | Educational services | 1 | $25K | 0.1% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.