SBA 7(a) lenders in Adams, PA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

35 institutions have SBA 7(a) loans on record in Adams, together $66.8M across 182 loans. Manufacturers and Traders Trust Company is the largest, with 20% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Manufacturers and Traders Trust Company	104	$13.3M	19.9%	0.63%
2	Beacon Bank and Trust	7	$11.2M	16.8%	5.61%
3	Newtek Small Business Finance, Inc.	4	$5.3M	8.0%	0.00%
4	Peapack Private Bank and Trust	1	$5.0M	7.5%	0.00%
5	PCB Bank	2	$3.3M	5.0%	0.00%
6	The Huntington National Bank	5	$3.2M	4.7%	0.00%
7	Farmers & Merchants Bank	2	$2.5M	3.8%	11.96%
8	U.S. Bank, National Association	2	$2.5M	3.7%	0.00%
9	Truist Bank	1	$2.2M	3.3%	0.00%
10	Byline Bank	1	$2.1M	3.2%	0.00%
11	BBB Funding, LLC	1	$2.0M	3.0%	0.00%
12	Mid Penn Bank	2	$1.9M	2.8%	0.00%
13	Harvest Small Business Finance, LLC	1	$1.7M	2.6%	0.00%
14	Citizens Bank, National Association	3	$1.7M	2.6%	0.00%
15	PNC Bank, National Association	11	$1.6M	2.5%	4.86%
16	Live Oak Banking Company	1	$1.3M	1.9%	0.00%
17	Wilmington Savings Fund Society FSB	2	$1.1M	1.6%	0.00%
18	Celtic Bank Corporation	5	$990K	1.5%	0.00%
19	First Commonwealth Bank	1	$696K	1.0%	0.00%
20	Northeast Bank	2	$395K	0.6%	0.00%
21	Burke & Herbert Bank & Trust Company	1	$375K	0.6%	53.88%
22	WesBanco Bank, Inc.	1	$356K	0.5%	0.00%
23	United Midwest Savings Bank National Association	2	$300K	0.4%	0.00%
24	BayFirst National Bank	1	$250K	0.4%	0.00%
25	Orrstown Bank	1	$245K	0.4%	0.00%
26	Newtek Bank, National Association	2	$214K	0.3%	0.00%
27	Readycap Lending, LLC	2	$208K	0.3%	0.00%
28	Community First Capital Corp	3	$183K	0.3%	22.25%
29	ACNB Bank	2	$170K	0.3%	0.00%
30	Santander Bank, National Association	3	$167K	0.2%	0.00%
31	Heritage Bank Inc	1	$150K	0.2%	0.00%
32	TD Bank, National Association	1	$50K	0.1%	0.00%
33	Farmers and Merchants Trust Company of Chambersburg	1	$50K	0.1%	0.00%
34	Wells Fargo Bank National Association	2	$25K	0.0%	0.00%
35	VelocitySBA, LLC	1	$8K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	24	$19.8M	29.6%
2	Manufacturing	16	$9.4M	14.1%
3	Manufacturing	5	$5.9M	8.8%
4	Professional & technical services	14	$5.3M	8.0%
5	Construction	33	$5.1M	7.6%
6	Manufacturing	8	$5.0M	7.5%
7	Agriculture, forestry & fishing	10	$4.7M	7.0%
8	Health care & social assistance	5	$2.4M	3.5%
9	Retail trade	7	$2.2M	3.3%
10	Retail trade	8	$1.8M	2.6%
11	Wholesale trade	12	$1.3M	1.9%
12	Administrative & waste services	13	$1.1M	1.7%
13	Other services	6	$1.1M	1.6%
14	Real estate & leasing	5	$1.1M	1.6%
15	Transportation & warehousing	7	$311K	0.5%
16	Arts, entertainment & recreation	4	$216K	0.3%
17	Transportation & warehousing	1	$100K	0.1%
18	Educational services	2	$80K	0.1%
19	Finance & insurance	2	$43K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.