SBA 7(a) lenders in Polk, OR

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

33 institutions have SBA 7(a) loans on record in Polk, together $46.2M across 190 loans. U.S. Bank, National Association is the largest, with 21% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	U.S. Bank, National Association	36	$9.7M	20.9%	0.14%
2	West Coast Community Bank	1	$4.4M	9.6%	0.00%
3	Columbia Bank	77	$3.4M	7.3%	0.49%
4	Readycap Lending, LLC	5	$3.4M	7.3%	0.00%
5	Bank of Hope	2	$3.4M	7.2%	0.00%
6	Summit Bank	1	$3.0M	6.5%	0.00%
7	Wells Fargo Bank National Association	12	$2.7M	5.9%	0.34%
8	Banc of California	3	$2.6M	5.6%	0.00%
9	Live Oak Banking Company	4	$2.6M	5.5%	0.00%
10	BMO Bank National Association	1	$1.7M	3.7%	0.00%
11	Peoples Bank of Commerce	3	$1.7M	3.6%	0.00%
12	Northeast Bank	6	$1.1M	2.3%	0.00%
13	KeyBank National Association	9	$1.0M	2.2%	0.00%
14	JPMorgan Chase Bank, National Association	7	$900K	1.9%	0.00%
15	Mechanics Bank	1	$863K	1.9%	0.00%
16	Capital Bank, National Association	1	$595K	1.3%	0.00%
17	Mountain Pacific Bank	1	$415K	0.9%	0.00%
18	Integro Bank	1	$376K	0.8%	0.00%
19	Magnifi Financial CU	1	$338K	0.7%	0.00%
20	Royal Business Bank	1	$323K	0.7%	0.00%
21	Newtek Small Business Finance, Inc.	2	$291K	0.6%	0.00%
22	United Midwest Savings Bank National Association	1	$250K	0.5%	0.00%
23	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$180K	0.4%	0.00%
24	Simmons Bank	1	$177K	0.4%	0.00%
25	The Huntington National Bank	1	$150K	0.3%	0.00%
26	North State Bank	1	$150K	0.3%	0.00%
27	Bank of the Pacific	1	$142K	0.3%	0.00%
28	Capital One National Association	2	$135K	0.3%	67.77%
29	Marion & Polk Schools CU	1	$125K	0.3%	0.00%
30	Newtek Bank, National Association	2	$105K	0.2%	0.00%
31	Celtic Bank Corporation	1	$100K	0.2%	0.00%
32	BayFirst National Bank	1	$100K	0.2%	50.17%
33	VelocitySBA, LLC	2	$28K	0.1%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Retail trade	32	$6.6M	14.2%
2	Arts, entertainment & recreation	6	$6.4M	13.8%
3	Accommodation & food services	15	$6.3M	13.5%
4	Health care & social assistance	16	$5.2M	11.3%
5	Other services	16	$4.0M	8.5%
6	Transportation & warehousing	6	$3.6M	7.8%
7	Manufacturing	2	$3.4M	7.3%
8	Professional & technical services	18	$2.9M	6.4%
9	Construction	34	$2.1M	4.6%
10	Manufacturing	5	$1.7M	3.7%
11	Administrative & waste services	8	$1.5M	3.2%
12	Manufacturing	4	$1.3M	2.8%
13	Agriculture, forestry & fishing	10	$471K	1.0%
14	Educational services	2	$250K	0.5%
15	Retail trade	5	$200K	0.4%
16	Information	3	$140K	0.3%
17	Real estate & leasing	2	$92K	0.2%
18	Finance & insurance	3	$85K	0.2%
19	Wholesale trade	3	$60K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.