SBA 7(a) lenders in Lincoln, OR

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

37 institutions have SBA 7(a) loans on record in Lincoln, together $90.5M across 285 loans. Columbia Bank is the largest, with 15% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Columbia Bank	119	$13.9M	15.4%	1.89%
2	Celtic Bank Corporation	6	$13.6M	15.0%	0.00%
3	U.S. Bank, National Association	49	$8.9M	9.9%	2.56%
4	Wells Fargo Bank National Association	13	$7.3M	8.0%	5.31%
5	Live Oak Banking Company	5	$5.4M	6.0%	0.00%
6	Commonwealth Business Bank	1	$5.0M	5.5%	0.00%
7	Bankwell Bank	1	$4.1M	4.5%	0.00%
8	Bank of Hope	3	$3.5M	3.9%	0.00%
9	Readycap Lending, LLC	7	$3.2M	3.6%	0.00%
10	Northwest Bank	2	$2.6M	2.9%	0.00%
11	Poppy Bank	1	$2.5M	2.8%	0.00%
12	Mission Valley Bank	1	$2.0M	2.2%	0.00%
13	Summit Bank	1	$1.8M	2.0%	0.00%
14	Bank of America, National Association	1	$1.6M	1.8%	0.00%
15	United Midwest Savings Bank National Association	1	$1.6M	1.8%	0.00%
16	Mountain Pacific Bank	1	$1.4M	1.6%	0.00%
17	American Continental Bank	1	$1.4M	1.5%	0.00%
18	Northeast Bank	2	$1.3M	1.4%	0.00%
19	1st Security Bank of Washington	48	$1.3M	1.4%	0.00%
20	Commercial Bank of California	1	$1.2M	1.3%	0.00%
21	Harvest Small Business Finance, LLC	1	$1.2M	1.3%	0.00%
22	First Interstate Bank	2	$1.1M	1.2%	0.00%
23	Banc of California	1	$1.0M	1.1%	0.00%
24	PCB Bank	1	$780K	0.9%	0.00%
25	Enterprise Bank & Trust	1	$425K	0.5%	0.00%
26	BMO Bank National Association	1	$390K	0.4%	0.00%
27	Five Star Bank	1	$350K	0.4%	82.20%
28	The Huntington National Bank	1	$325K	0.4%	0.00%
29	First Business Bank	1	$317K	0.4%	0.00%
30	Oregon Pacific Banking Company dba Oregon Pacific Bank	1	$200K	0.2%	90.07%
31	Marion & Polk Schools CU	1	$150K	0.2%	0.00%
32	TLC FCU	1	$125K	0.1%	0.00%
33	BayFirst National Bank	1	$109K	0.1%	0.00%
34	WaFd Bank	3	$80K	0.1%	0.00%
35	JPMorgan Chase Bank, National Association	1	$80K	0.1%	0.00%
36	Lender 2057189	2	$75K	0.1%	0.00%
37	KeyBank National Association	1	$50K	0.1%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	67	$48.5M	54.6%
2	Retail trade	50	$15.5M	17.5%
3	Construction	52	$7.7M	8.6%
4	Retail trade	26	$4.1M	4.6%
5	Professional & technical services	10	$4.0M	4.6%
6	Real estate & leasing	4	$2.8M	3.2%
7	Health care & social assistance	7	$2.6M	2.9%
8	Manufacturing	10	$917K	1.0%
9	Other services	14	$836K	0.9%
10	Finance & insurance	2	$630K	0.7%
11	Agriculture, forestry & fishing	10	$337K	0.4%
12	Transportation & warehousing	6	$256K	0.3%
13	Wholesale trade	8	$191K	0.2%
14	Information	2	$134K	0.2%
15	Administrative & waste services	5	$127K	0.1%
16	Manufacturing	4	$100K	0.1%
17	Manufacturing	3	$50K	0.1%
18	Arts, entertainment & recreation	2	$50K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.