SBA 7(a) lenders in Klamath, OR

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

41 institutions have SBA 7(a) loans on record in Klamath, together $70.6M across 156 loans. U.S. Bank, National Association is the largest, with 13% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	U.S. Bank, National Association	20	$8.9M	12.5%	0.00%
2	Open Bank	3	$8.2M	11.6%	0.00%
3	Columbia Bank	32	$7.6M	10.8%	0.00%
4	Bank of Hope	4	$7.2M	10.2%	0.00%
5	Readycap Lending, LLC	6	$6.7M	9.5%	2.83%
6	Wells Fargo Bank National Association	19	$4.4M	6.3%	3.84%
7	Commonwealth Business Bank	1	$3.4M	4.8%	0.00%
8	Royal Business Bank	1	$2.9M	4.1%	0.00%
9	WaFd Bank	18	$1.9M	2.8%	0.00%
10	Gulf Coast Bank and Trust Company	1	$1.8M	2.6%	0.00%
11	PNC Bank, National Association	2	$1.3M	1.9%	0.00%
12	Coastal States Bank	1	$1.3M	1.9%	0.00%
13	Marion & Polk Schools CU	6	$1.3M	1.8%	0.00%
14	Newtek Bank, National Association	3	$1.2M	1.7%	0.00%
15	First Interstate Bank	5	$1.2M	1.7%	0.00%
16	Live Oak Banking Company	2	$1.2M	1.7%	0.00%
17	United Community Bank	1	$1.1M	1.6%	67.49%
18	First Business Bank	1	$980K	1.4%	0.00%
19	Byline Bank	1	$980K	1.4%	0.00%
20	Harvest Small Business Finance, LLC	1	$900K	1.3%	0.00%
21	Peoples Bank of Commerce	4	$866K	1.2%	0.00%
22	Enterprise Bank & Trust	1	$788K	1.1%	0.00%
23	GBank	1	$649K	0.9%	0.00%
24	BayFirst National Bank	2	$525K	0.7%	0.00%
25	Banner Bank	2	$475K	0.7%	0.00%
26	SouthState Bank, National Association	1	$470K	0.7%	0.00%
27	BMO Bank National Association	1	$350K	0.5%	0.00%
28	Bank of America, National Association	3	$341K	0.5%	0.00%
29	Optus Bank	1	$259K	0.4%	50.06%
30	Newtek Small Business Finance, LLC	1	$169K	0.2%	0.00%
31	United Midwest Savings Bank National Association	1	$150K	0.2%	0.00%
32	Celtic Bank Corporation	1	$150K	0.2%	0.00%
33	Plumas Bank	1	$150K	0.2%	0.00%
34	Accion Opportunity Fund Community Development	1	$134K	0.2%	0.00%
35	Lendistry SBLC, LLC	1	$105K	0.1%	0.00%
36	Five Star Bank	1	$100K	0.1%	0.00%
37	The Huntington National Bank	1	$100K	0.1%	0.00%
38	Northeast Bank	1	$94K	0.1%	0.00%
39	Capital One National Association	1	$75K	0.1%	0.00%
40	JPMorgan Chase Bank, National Association	1	$50K	0.1%	0.00%
41	SoFi Bank, National Association	1	$24K	0.0%	87.95%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	31	$29.3M	41.5%
2	Health care & social assistance	17	$6.4M	9.0%
3	Retail trade	22	$5.6M	7.9%
4	Other services	10	$5.4M	7.7%
5	Retail trade	7	$4.7M	6.7%
6	Manufacturing	3	$4.0M	5.6%
7	Wholesale trade	3	$3.3M	4.7%
8	Construction	21	$3.0M	4.2%
9	Professional & technical services	8	$2.9M	4.1%
10	Finance & insurance	5	$2.1M	2.9%
11	Arts, entertainment & recreation	6	$1.4M	2.1%
12	Transportation & warehousing	10	$1.4M	2.0%
13	Administrative & waste services	3	$390K	0.6%
14	Manufacturing	2	$298K	0.4%
15	Agriculture, forestry & fishing	5	$243K	0.3%
16	Real estate & leasing	2	$143K	0.2%
17	Manufacturing	1	$32K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.