SBA 7(a) lenders in Deschutes, OR

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

82 institutions have SBA 7(a) loans on record in Deschutes, together $355.1M across 954 loans. First Interstate Bank is the largest, with 14% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	First Interstate Bank	151	$48.2M	13.6%	3.49%
2	Wells Fargo Bank National Association	84	$39.4M	11.1%	0.58%
3	Live Oak Banking Company	26	$38.8M	10.9%	0.00%
4	U.S. Bank, National Association	216	$35.7M	10.1%	0.55%
5	Summit Bank	38	$25.8M	7.3%	1.04%
6	Columbia Bank	82	$23.8M	6.7%	1.90%
7	The Huntington National Bank	35	$18.3M	5.2%	0.00%
8	JPMorgan Chase Bank, National Association	54	$9.6M	2.7%	0.63%
9	First Merchants Bank	5	$9.1M	2.6%	1.51%
10	Enterprise Bank & Trust	7	$8.6M	2.4%	0.00%
11	Readycap Lending, LLC	15	$8.6M	2.4%	2.15%
12	Washington Trust Bank	18	$6.2M	1.8%	3.15%
13	Evolve Bank and Trust	5	$5.9M	1.6%	0.00%
14	Community West Bank	8	$5.1M	1.4%	4.65%
15	HomeTrust Bank	1	$3.6M	1.0%	0.00%
16	Banc of California	3	$3.5M	1.0%	0.00%
17	BayFirst National Bank	15	$3.3M	0.9%	7.41%
18	Zions Bank, A Division of	4	$2.9M	0.8%	0.00%
19	Gesa CU	5	$2.6M	0.7%	0.00%
20	Banner Bank	6	$2.6M	0.7%	0.00%
21	Newtek Small Business Finance, Inc.	4	$2.5M	0.7%	0.00%
22	Northeast Bank	15	$2.4M	0.7%	0.00%
23	Stearns Bank National Association	7	$2.2M	0.6%	0.00%
24	Gulf Coast Bank and Trust Company	4	$2.2M	0.6%	0.00%
25	Harborstone CU	3	$2.2M	0.6%	3.37%
26	Associated Bank National Association	3	$2.0M	0.6%	0.00%
27	Northwest Bank	4	$2.0M	0.6%	0.00%
28	United Midwest Savings Bank National Association	9	$1.9M	0.5%	0.00%
29	Citizens Bank	4	$1.9M	0.5%	0.00%
30	BizCapital BIDCO I, LLC	1	$1.8M	0.5%	0.00%
31	Bank of Hope	1	$1.8M	0.5%	0.00%
32	Newtek Bank, National Association	11	$1.7M	0.5%	0.00%
33	Beacon Bank and Trust	1	$1.7M	0.5%	0.00%
34	PNC Bank, National Association	1	$1.6M	0.4%	0.00%
35	Celtic Bank Corporation	8	$1.6M	0.4%	7.62%
36	PCB Bank	2	$1.6M	0.4%	0.00%
37	Byline Bank	5	$1.5M	0.4%	0.00%
38	Peoples Bank of Commerce	6	$1.5M	0.4%	0.00%
39	Bank of America, National Association	4	$1.5M	0.4%	3.59%
40	SouthState Bank, National Association	1	$1.4M	0.4%	0.00%
41	KeyBank National Association	6	$1.3M	0.4%	18.57%
42	United Business Bank	1	$1.2M	0.3%	0.00%
43	Five Star Bank	4	$1.1M	0.3%	0.00%
44	Mid Oregon Credit Union	4	$938K	0.3%	14.52%
45	Craft3	5	$870K	0.2%	0.00%
46	TowneBank	2	$847K	0.2%	0.00%
47	GBank	1	$705K	0.2%	0.00%
48	Bank of the West	1	$580K	0.2%	0.00%
49	22nd State Bank, A Division of 22nd State Banking Company	1	$565K	0.2%	0.00%
50	Seacoast National Bank	2	$530K	0.1%	0.00%
51	Pathward National Association	1	$510K	0.1%	0.00%
52	Chetco FCU	1	$500K	0.1%	0.00%
53	Willamette Valley Bank	1	$459K	0.1%	0.00%
54	Lendistry SBLC, LLC	4	$459K	0.1%	10.59%
55	First-Citizens Bank & Trust Company	1	$410K	0.1%	0.00%
56	Mechanics Bank	1	$410K	0.1%	0.00%
57	Happen Bank	1	$391K	0.1%	0.00%
58	CDC Small Business Finance Corp.	1	$350K	0.1%	0.00%
59	First Bank of the Lake	3	$340K	0.1%	0.00%
60	Capital One National Association	5	$325K	0.1%	56.30%
61	Banesco USA	1	$305K	0.1%	0.00%
62	Poppy Bank	1	$300K	0.1%	0.00%
63	WaFd Bank	7	$299K	0.1%	0.00%
64	CRF Small Business Loan Company, LLC	1	$295K	0.1%	0.00%
65	SELCO Community Credit Union	2	$282K	0.1%	0.00%
66	First Internet Bank of Indiana	1	$279K	0.1%	0.00%
67	Independence Bank	2	$275K	0.1%	51.93%
68	Stone Bank	1	$250K	0.1%	0.00%
69	Idaho First Bank	1	$225K	0.1%	0.00%
70	Plumas Bank	1	$224K	0.1%	0.00%
71	First Western SBLC, LLC	1	$150K	0.0%	76.06%
72	Capital Bank, National Association	1	$150K	0.0%	0.00%
73	First Savings Bank	1	$146K	0.0%	65.23%
74	Popular Bank	2	$139K	0.0%	87.36%
75	The Bancorp Bank National Association	1	$110K	0.0%	0.00%
76	The Yellowstone Bank	1	$100K	0.0%	0.00%
77	Farmers and Merchants Bank of St. Clair	1	$72K	0.0%	0.00%
78	Idaho Central CU	1	$58K	0.0%	0.00%
79	VelocitySBA, LLC	6	$58K	0.0%	20.91%
80	Evergreen Business Capital	1	$30K	0.0%	0.00%
81	Northrim Bank	1	$25K	0.0%	0.00%
82	SoFi Bank, National Association	1	$15K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	91	$51.0M	14.4%
2	Accommodation & food services	98	$34.7M	9.8%
3	Retail trade	85	$32.5M	9.2%
4	Manufacturing	43	$30.3M	8.5%
5	Construction	143	$27.5M	7.7%
6	Other services	76	$24.8M	7.0%
7	Retail trade	66	$23.2M	6.5%
8	Real estate & leasing	32	$21.3M	6.0%
9	Professional & technical services	73	$18.3M	5.2%
10	Manufacturing	24	$13.8M	3.9%
11	Arts, entertainment & recreation	28	$13.0M	3.7%
12	Manufacturing	40	$12.3M	3.5%
13	Administrative & waste services	42	$11.1M	3.1%
14	Transportation & warehousing	16	$11.1M	3.1%
15	Wholesale trade	40	$9.2M	2.6%
16	Educational services	9	$7.1M	2.0%
17	Information	18	$5.0M	1.4%
18	Finance & insurance	14	$3.5M	1.0%
19	Agriculture, forestry & fishing	8	$3.5M	1.0%
20	Transportation & warehousing	6	$774K	0.2%
21	Mining & extraction	1	$617K	0.2%
22	Utilities	1	$279K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.