SBA 7(a) lenders in Lucas, OH

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

90 institutions have SBA 7(a) loans on record in Lucas, together $514.9M across 1,768 loans. The Huntington National Bank is the largest, with 31% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	The Huntington National Bank	1,083	$158.5M	30.8%	3.25%
2	Fifth Third Bank	73	$42.6M	8.3%	2.43%
3	KeyBank National Association	110	$28.7M	5.6%	2.95%
4	Live Oak Banking Company	17	$22.9M	4.5%	0.00%
5	United Midwest Savings Bank National Association	16	$18.9M	3.7%	5.36%
6	The State Bank and Trust Company	29	$17.8M	3.5%	0.00%
7	Celtic Bank Corporation	12	$13.0M	2.5%	1.06%
8	Shoreham Bank	5	$12.7M	2.5%	0.00%
9	Buckeye State Bank	41	$12.2M	2.4%	5.40%
10	First Utah Bank	3	$8.8M	1.7%	0.00%
11	GBank	3	$8.2M	1.6%	0.00%
12	Citizens Bank, National Association	60	$8.1M	1.6%	0.21%
13	First Western SBLC, LLC	3	$7.8M	1.5%	0.00%
14	WesBanco Bank, Inc.	20	$7.6M	1.5%	0.00%
15	The Croghan Colonial Bank	14	$6.0M	1.2%	2.56%
16	Newtek Bank, National Association	7	$6.0M	1.2%	0.00%
17	Old National Bank	3	$5.7M	1.1%	0.00%
18	Southwestern National Bank	2	$5.5M	1.1%	0.00%
19	IncredibleBank	1	$5.0M	1.0%	0.00%
20	Wright Patt Credit Union Inc	1	$5.0M	1.0%	0.00%
21	Bank of Hope	4	$4.8M	0.9%	0.00%
22	The Genoa Banking Company	35	$4.8M	0.9%	15.59%
23	Five Star Bank	5	$4.6M	0.9%	0.00%
24	Columbia Bank	3	$3.8M	0.7%	0.00%
25	Northeast Bank	13	$3.8M	0.7%	21.71%
26	PNC Bank, National Association	24	$3.4M	0.7%	2.07%
27	Waterford Bank, National Association	6	$3.3M	0.6%	0.00%
28	Port 51 Lending LLC	2	$3.3M	0.6%	0.00%
29	Commonwealth Business Bank	1	$3.0M	0.6%	0.00%
30	Northwest FCU	1	$3.0M	0.6%	0.00%
31	BayFirst National Bank	9	$3.0M	0.6%	2.34%
32	First Commonwealth Bank	2	$2.9M	0.6%	0.00%
33	Byline Bank	4	$2.8M	0.5%	0.00%
34	Capital Bank, National Association	2	$2.8M	0.5%	0.00%
35	Newtek Small Business Finance, Inc.	6	$2.5M	0.5%	0.00%
36	The Farmers and Merchants State Bank	5	$2.5M	0.5%	0.00%
37	BankUnited, National Association	2	$2.4M	0.5%	0.00%
38	ChoiceOne Bank	4	$2.4M	0.5%	0.00%
39	Readycap Lending, LLC	11	$2.4M	0.5%	0.00%
40	FWBank	2	$2.3M	0.5%	0.00%
41	Credit Union One	1	$2.3M	0.4%	0.00%
42	Happen Bank	1	$2.3M	0.4%	0.00%
43	Southwest Capital Bank	1	$2.2M	0.4%	0.00%
44	Stearns Bank National Association	7	$2.0M	0.4%	0.00%
45	Wells Fargo Bank National Association	2	$2.0M	0.4%	0.00%
46	Harvest Small Business Finance, LLC	3	$2.0M	0.4%	0.00%
47	U.S. Bank, National Association	4	$1.9M	0.4%	0.00%
48	Bank Five Nine	1	$1.8M	0.4%	0.00%
49	First Merchants Bank	4	$1.8M	0.3%	0.00%
50	Evolve Bank and Trust	2	$1.7M	0.3%	0.00%
51	The Bancorp Bank National Association	1	$1.7M	0.3%	0.00%
52	Lendistry SBLC, LLC	6	$1.6M	0.3%	0.00%
53	Poppy Bank	1	$1.6M	0.3%	0.00%
54	Heritage Bank Inc	3	$1.6M	0.3%	0.00%
55	Banc of California	1	$1.5M	0.3%	0.00%
56	Economic and Community Development Institute	7	$1.4M	0.3%	0.00%
57	JPMorgan Chase Bank, National Association	9	$1.4M	0.3%	0.00%
58	First Internet Bank of Indiana	1	$1.3M	0.3%	0.00%
59	Legence Bank	1	$1.3M	0.2%	0.00%
60	HomeTrust Bank	1	$1.3M	0.2%	0.00%
61	Civista Bank	4	$1.2M	0.2%	0.00%
62	Bank419	12	$1.2M	0.2%	0.00%
63	Bank of America, National Association	1	$1.1M	0.2%	0.00%
64	Northwest Bank	2	$1.1M	0.2%	0.00%
65	TowneBank	2	$1.1M	0.2%	0.00%
66	Federal Deposit Insurance Corporation	3	$991K	0.2%	7.92%
67	O Bee Credit Union	1	$905K	0.2%	0.00%
68	First Bank	1	$825K	0.2%	65.38%
69	The Farmers National Bank of Canfield	2	$796K	0.2%	0.00%
70	West Central Development Corporation	7	$678K	0.1%	0.00%
71	Peoples Bank	2	$667K	0.1%	0.00%
72	Vibe Credit Union	2	$648K	0.1%	0.00%
73	Pathward National Association	1	$624K	0.1%	0.00%
74	Gulf Coast Bank and Trust Company	1	$564K	0.1%	0.00%
75	Telhio Credit Union Inc	1	$500K	0.1%	0.00%
76	Independence Bank	5	$470K	0.1%	34.63%
77	First Bank of the Lake	2	$345K	0.1%	0.00%
78	The Union Bank Company	1	$340K	0.1%	0.00%
79	Directions CU	1	$333K	0.1%	0.00%
80	Sutton Bank	1	$150K	0.0%	0.00%
81	CRF Small Business Loan Company, LLC	1	$150K	0.0%	0.00%
82	Simmons Bank	1	$148K	0.0%	0.00%
83	First-Citizens Bank & Trust Company	1	$140K	0.0%	27.37%
84	Optus Bank	1	$126K	0.0%	83.39%
85	Seacoast National Bank	1	$100K	0.0%	0.00%
86	Signature Bank, National Association	1	$90K	0.0%	0.00%
87	STAR Financial Bank	2	$65K	0.0%	0.00%
88	Community Capital Development Corporation	1	$50K	0.0%	0.00%
89	Growth Capital Corp.	2	$50K	0.0%	0.00%
90	VelocitySBA, LLC	4	$40K	0.0%	31.95%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	273	$110.5M	21.5%
2	Health care & social assistance	162	$51.4M	10.0%
3	Other services	167	$49.2M	9.6%
4	Professional & technical services	146	$45.5M	8.8%
5	Retail trade	122	$32.5M	6.3%
6	Real estate & leasing	51	$29.9M	5.8%
7	Wholesale trade	56	$27.5M	5.3%
8	Construction	226	$27.1M	5.3%
9	Manufacturing	69	$23.0M	4.5%
10	Administrative & waste services	127	$19.9M	3.9%
11	Arts, entertainment & recreation	50	$19.4M	3.8%
12	Transportation & warehousing	115	$17.3M	3.4%
13	Retail trade	62	$15.0M	2.9%
14	Manufacturing	33	$14.4M	2.8%
15	Finance & insurance	29	$11.8M	2.3%
16	Information	17	$9.6M	1.9%
17	Manufacturing	29	$5.5M	1.1%
18	Educational services	22	$3.3M	0.6%
19	Transportation & warehousing	10	$1.8M	0.3%
20	Agriculture, forestry & fishing	1	$50K	0.0%
21	Mining & extraction	1	$19K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.