SBA 7(a) lenders in Fayette, OH
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
24 institutions have SBA 7(a) loans on record in Fayette, together $28.1M across 119 loans. The Huntington National Bank is the largest, with 24% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 78 | $6.8M | 24.3% | 1.96% |
| 2 | Shoreham Bank | 1 | $5.0M | 17.8% | 0.00% |
| 3 | GBank | 1 | $3.6M | 12.8% | 0.00% |
| 4 | German American Bank | 1 | $2.0M | 7.1% | 0.00% |
| 5 | Live Oak Banking Company | 1 | $1.9M | 6.8% | 0.00% |
| 6 | Open Bank | 2 | $1.3M | 4.5% | 0.00% |
| 7 | Fifth Third Bank | 3 | $1.2M | 4.3% | 0.00% |
| 8 | Celtic Bank Corporation | 6 | $1.1M | 3.9% | 10.39% |
| 9 | First Western SBLC, LLC | 1 | $870K | 3.1% | 0.00% |
| 10 | Byline Bank | 1 | $850K | 3.0% | 0.00% |
| 11 | United Community Bank | 1 | $680K | 2.4% | 103.01% |
| 12 | PNC Bank, National Association | 1 | $660K | 2.4% | 0.00% |
| 13 | Readycap Lending, LLC | 1 | $500K | 1.8% | 0.00% |
| 14 | Commonwealth Business Bank | 1 | $400K | 1.4% | 0.00% |
| 15 | LCNB National Bank | 1 | $374K | 1.3% | 0.00% |
| 16 | KeyBank National Association | 2 | $366K | 1.3% | 0.00% |
| 17 | Northeast Bank | 2 | $200K | 0.7% | 11.50% |
| 18 | Columbia Bank | 5 | $110K | 0.4% | 24.99% |
| 19 | U.S. Bank, National Association | 5 | $56K | 0.2% | 0.00% |
| 20 | Five Star Bank | 1 | $50K | 0.2% | 0.00% |
| 21 | JPMorgan Chase Bank, National Association | 1 | $35K | 0.1% | 0.00% |
| 22 | United Midwest Savings Bank National Association | 1 | $25K | 0.1% | 0.00% |
| 23 | Bank of Hope | 1 | $10K | 0.0% | 95.20% |
| 24 | Wells Fargo Bank National Association | 1 | $5K | 0.0% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Accommodation & food services | 10 | $11.1M | 39.6% |
| 2 | Retail trade | 17 | $3.7M | 13.2% |
| 3 | Real estate & leasing | 4 | $3.0M | 10.7% |
| 4 | Manufacturing | 2 | $2.0M | 7.2% |
| 5 | Other services | 9 | $1.3M | 4.7% |
| 6 | Health care & social assistance | 5 | $1.2M | 4.2% |
| 7 | Manufacturing | 2 | $1.0M | 3.6% |
| 8 | Administrative & waste services | 10 | $995K | 3.5% |
| 9 | Transportation & warehousing | 17 | $939K | 3.3% |
| 10 | Wholesale trade | 3 | $735K | 2.6% |
| 11 | Retail trade | 7 | $560K | 2.0% |
| 12 | Finance & insurance | 2 | $394K | 1.4% |
| 13 | Agriculture, forestry & fishing | 4 | $260K | 0.9% |
| 14 | Construction | 11 | $249K | 0.9% |
| 15 | Information | 5 | $165K | 0.6% |
| 16 | Professional & technical services | 5 | $165K | 0.6% |
| 17 | Arts, entertainment & recreation | 3 | $160K | 0.6% |
| 18 | Manufacturing | 2 | $81K | 0.3% |
| 19 | Educational services | 1 | $5K | 0.0% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.