SBA 7(a) lenders in Fairfield, OH

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

60 institutions have SBA 7(a) loans on record in Fairfield, together $191.1M across 731 loans. The Huntington National Bank is the largest, with 27% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	The Huntington National Bank	368	$52.6M	27.5%	2.24%
2	First Commonwealth Bank	14	$19.4M	10.1%	0.00%
3	Live Oak Banking Company	14	$15.9M	8.3%	0.00%
4	United Midwest Savings Bank National Association	7	$7.2M	3.7%	0.00%
5	CFBank National Association	5	$6.9M	3.6%	0.00%
6	Telhio Credit Union Inc	31	$5.6M	2.9%	0.00%
7	Northwest Bank	4	$5.6M	2.9%	0.00%
8	German American Bank	24	$5.1M	2.6%	0.00%
9	Southern Bank	1	$5.0M	2.6%	0.00%
10	Celtic Bank Corporation	10	$4.8M	2.5%	0.52%
11	U.S. Bank, National Association	29	$4.5M	2.3%	0.85%
12	Peoples Bank	17	$3.9M	2.0%	0.00%
13	JPMorgan Chase Bank, National Association	42	$3.8M	2.0%	0.00%
14	First Financial Bank	2	$3.6M	1.9%	0.00%
15	Fifth Third Bank	11	$3.5M	1.8%	1.11%
16	United Community Bank	1	$3.0M	1.6%	0.00%
17	The Park National Bank	13	$2.8M	1.5%	0.00%
18	PNC Bank, National Association	12	$2.6M	1.4%	33.33%
19	The Union Bank Company	7	$2.6M	1.4%	0.00%
20	KEMBA Financial CU	4	$2.2M	1.2%	0.00%
21	Colony Bank	1	$2.2M	1.1%	0.00%
22	ChoiceOne Bank	1	$1.9M	1.0%	0.00%
23	First Bank of the Lake	1	$1.8M	0.9%	0.00%
24	The State Bank and Trust Company	3	$1.7M	0.9%	0.00%
25	BankUnited, National Association	1	$1.6M	0.8%	0.00%
26	Unified Bank	2	$1.5M	0.8%	0.00%
27	BayFirst National Bank	7	$1.4M	0.8%	0.00%
28	Capital Community Bank	1	$1.4M	0.7%	0.00%
29	Wells Fargo Bank National Association	5	$1.4M	0.7%	5.42%
30	KeyBank National Association	12	$1.3M	0.7%	9.21%
31	North Valley Bank	1	$1.3M	0.7%	0.00%
32	Buckeye State Bank	2	$1.3M	0.7%	0.00%
33	The Savings Bank	1	$1.3M	0.7%	0.00%
34	The Farmers National Bank of Canfield	1	$1.2M	0.6%	55.92%
35	The Community Bank	19	$1.2M	0.6%	0.00%
36	The Vinton County National Bank	9	$866K	0.5%	13.46%
37	Bank Five Nine	1	$702K	0.4%	0.00%
38	First Financial Bank	3	$658K	0.3%	0.00%
39	Riverside Bank of Dublin	2	$658K	0.3%	0.00%
40	Readycap Lending, LLC	4	$567K	0.3%	0.00%
41	Economic and Community Development Institute	3	$502K	0.3%	0.00%
42	CRF Small Business Loan Company, LLC	1	$460K	0.2%	0.00%
43	Northeast Bank	5	$407K	0.2%	0.00%
44	WesBanco Bank, Inc.	1	$356K	0.2%	0.00%
45	Florida Capital Bank, National Association	1	$350K	0.2%	0.00%
46	First National Bank of Pennsylvania	1	$349K	0.2%	0.00%
47	Newtek Bank, National Association	1	$300K	0.2%	0.00%
48	Byline Bank	1	$252K	0.1%	0.00%
49	Happen Bank	1	$250K	0.1%	107.90%
50	Ameris Bank	1	$230K	0.1%	0.00%
51	Consumers National Bank	1	$205K	0.1%	0.00%
52	Bank of Hope	9	$190K	0.1%	39.25%
53	Georgia Banking Company	1	$150K	0.1%	0.00%
54	Independence Bank	1	$150K	0.1%	0.00%
55	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$150K	0.1%	0.00%
56	Columbia Bank	4	$100K	0.1%	43.73%
57	LCNB National Bank	1	$74K	0.0%	0.00%
58	VelocitySBA, LLC	2	$33K	0.0%	0.00%
59	Capital One National Association	1	$25K	0.0%	83.36%
60	Newtek Small Business Finance, Inc.	1	$11K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	100	$32.5M	17.0%
2	Construction	150	$30.4M	15.9%
3	Other services	60	$22.5M	11.8%
4	Health care & social assistance	56	$22.1M	11.6%
5	Retail trade	53	$19.9M	10.4%
6	Professional & technical services	48	$11.4M	6.0%
7	Manufacturing	18	$9.5M	4.9%
8	Real estate & leasing	14	$8.6M	4.5%
9	Administrative & waste services	53	$8.3M	4.3%
10	Transportation & warehousing	62	$7.4M	3.8%
11	Arts, entertainment & recreation	20	$4.5M	2.4%
12	Manufacturing	11	$4.2M	2.2%
13	Finance & insurance	11	$2.3M	1.2%
14	Retail trade	30	$2.2M	1.1%
15	Information	3	$1.6M	0.9%
16	Wholesale trade	14	$1.5M	0.8%
17	Manufacturing	11	$902K	0.5%
18	Educational services	11	$860K	0.5%
19	Transportation & warehousing	2	$310K	0.2%
20	Agriculture, forestry & fishing	2	$210K	0.1%
21	Utilities	2	$75K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.