SBA 7(a) lenders in Clinton, OH
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
20 institutions have SBA 7(a) loans on record in Clinton, together $27.9M across 108 loans. The Huntington National Bank is the largest, with 24% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 50 | $6.8M | 24.3% | 11.72% |
| 2 | Readycap Lending, LLC | 3 | $5.8M | 20.6% | 0.00% |
| 3 | U.S. Bank, National Association | 6 | $3.5M | 12.4% | 0.00% |
| 4 | Peoples Bank | 16 | $2.7M | 9.7% | 0.00% |
| 5 | Celtic Bank Corporation | 3 | $2.1M | 7.4% | 0.00% |
| 6 | Northwest Bank | 2 | $1.4M | 4.9% | 0.00% |
| 7 | First Financial Bank | 1 | $1.2M | 4.4% | 0.00% |
| 8 | PromiseOne Bank | 1 | $900K | 3.2% | 0.00% |
| 9 | PNC Bank, National Association | 7 | $850K | 3.0% | 0.00% |
| 10 | Live Oak Banking Company | 1 | $825K | 3.0% | 0.00% |
| 11 | First Financial Bank | 4 | $457K | 1.6% | 0.00% |
| 12 | Wright Patt Credit Union Inc | 2 | $305K | 1.1% | 0.00% |
| 13 | Independence Bank | 2 | $275K | 1.0% | 95.20% |
| 14 | Liberty Savings Bank FSB | 2 | $257K | 0.9% | 0.00% |
| 15 | Newtek Small Business Finance, Inc. | 1 | $250K | 0.9% | 0.00% |
| 16 | First Western SBLC, LLC | 1 | $138K | 0.5% | 0.00% |
| 17 | First State Bank | 1 | $135K | 0.5% | 44.71% |
| 18 | Fifth Third Bank | 3 | $95K | 0.3% | 0.00% |
| 19 | Columbia Bank | 1 | $50K | 0.2% | 0.00% |
| 20 | JPMorgan Chase Bank, National Association | 1 | $15K | 0.1% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Retail trade | 10 | $11.4M | 40.7% |
| 2 | Accommodation & food services | 17 | $3.0M | 10.7% |
| 3 | Retail trade | 10 | $2.2M | 7.8% |
| 4 | Agriculture, forestry & fishing | 3 | $1.9M | 7.0% |
| 5 | Transportation & warehousing | 16 | $1.8M | 6.5% |
| 6 | Manufacturing | 1 | $1.8M | 6.5% |
| 7 | Health care & social assistance | 5 | $1.7M | 6.0% |
| 8 | Construction | 17 | $1.0M | 3.7% |
| 9 | Real estate & leasing | 1 | $825K | 3.0% |
| 10 | Manufacturing | 4 | $577K | 2.1% |
| 11 | Other services | 6 | $545K | 2.0% |
| 12 | Manufacturing | 2 | $350K | 1.3% |
| 13 | Administrative & waste services | 8 | $310K | 1.1% |
| 14 | Wholesale trade | 3 | $213K | 0.8% |
| 15 | Arts, entertainment & recreation | 2 | $134K | 0.5% |
| 16 | Educational services | 1 | $99K | 0.4% |
| 17 | Professional & technical services | 2 | $52K | 0.2% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.