SBA 7(a) lenders in Athens, OH
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
21 institutions have SBA 7(a) loans on record in Athens, together $24.4M across 57 loans. The Huntington National Bank is the largest, with 13% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 19 | $3.3M | 13.4% | 0.00% |
| 2 | Bank of Hope | 2 | $3.2M | 13.2% | 0.00% |
| 3 | BizCapital BIDCO I, LLC | 1 | $2.9M | 11.7% | 0.00% |
| 4 | Live Oak Banking Company | 1 | $2.7M | 11.1% | 0.00% |
| 5 | The Hocking Valley Bank | 4 | $2.3M | 9.6% | 0.00% |
| 6 | Readycap Lending, LLC | 1 | $2.1M | 8.7% | 0.00% |
| 7 | OUCU Financial Credit Union Inc | 6 | $1.7M | 6.9% | 1.25% |
| 8 | The Park National Bank | 3 | $1.2M | 4.7% | 0.00% |
| 9 | Peoples Bank | 2 | $863K | 3.5% | 0.00% |
| 10 | JPMorgan Chase Bank, National Association | 5 | $839K | 3.4% | 7.85% |
| 11 | First Internet Bank of Indiana | 1 | $750K | 3.1% | 0.00% |
| 12 | Five Star Bank | 2 | $450K | 1.8% | 0.00% |
| 13 | Newtek Small Business Finance, Inc. | 1 | $425K | 1.7% | 0.00% |
| 14 | Bank Five Nine | 1 | $313K | 1.3% | 0.00% |
| 15 | The State Bank and Trust Company | 1 | $282K | 1.2% | 0.00% |
| 16 | Telhio Credit Union Inc | 1 | $280K | 1.1% | 0.00% |
| 17 | Newtek Bank, National Association | 1 | $250K | 1.0% | 0.00% |
| 18 | Finance Fund Capital Corporation | 1 | $250K | 1.0% | 0.00% |
| 19 | United Midwest Savings Bank National Association | 1 | $150K | 0.6% | 0.00% |
| 20 | Unified Bank | 2 | $114K | 0.5% | 0.00% |
| 21 | PNC Bank, National Association | 1 | $50K | 0.2% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Accommodation & food services | 17 | $7.1M | 29.3% |
| 2 | Retail trade | 4 | $3.1M | 12.8% |
| 3 | Manufacturing | 2 | $3.1M | 12.8% |
| 4 | Construction | 9 | $2.9M | 11.7% |
| 5 | Finance & insurance | 1 | $2.7M | 11.1% |
| 6 | Health care & social assistance | 4 | $1.8M | 7.4% |
| 7 | Manufacturing | 1 | $732K | 3.0% |
| 8 | Transportation & warehousing | 4 | $719K | 2.9% |
| 9 | Manufacturing | 1 | $486K | 2.0% |
| 10 | Retail trade | 3 | $466K | 1.9% |
| 11 | Information | 3 | $427K | 1.7% |
| 12 | Real estate & leasing | 2 | $351K | 1.4% |
| 13 | Other services | 1 | $150K | 0.6% |
| 14 | Administrative & waste services | 2 | $145K | 0.6% |
| 15 | Wholesale trade | 1 | $131K | 0.5% |
| 16 | Professional & technical services | 2 | $21K | 0.1% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.