SBA 7(a) lenders in Ashland, OH

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

31 institutions have SBA 7(a) loans on record in Ashland, together $47.3M across 261 loans. The Huntington National Bank is the largest, with 41% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	The Huntington National Bank	179	$19.5M	41.3%	1.60%
2	Readycap Lending, LLC	1	$3.1M	6.7%	0.00%
3	GBank	1	$3.0M	6.3%	0.00%
4	Newtek Small Business Finance, LLC	1	$2.2M	4.5%	0.00%
5	TD Bank, National Association	1	$1.6M	3.4%	65.50%
6	JPMorgan Chase Bank, National Association	5	$1.3M	2.8%	0.00%
7	Metro City Bank	1	$1.3M	2.7%	0.00%
8	U.S. Bank, National Association	2	$1.3M	2.7%	0.00%
9	Hometown Bank	1	$1.2M	2.5%	0.00%
10	Live Oak Banking Company	1	$1.1M	2.4%	0.00%
11	Northeast Bank	2	$1.1M	2.4%	0.00%
12	The Park National Bank	7	$1.1M	2.3%	0.00%
13	First Financial Bank	4	$1.1M	2.3%	0.00%
14	Main Street Bank Corp	7	$833K	1.8%	0.00%
15	Sutton Bank	8	$828K	1.7%	1.86%
16	Fifth Third Bank	1	$800K	1.7%	0.00%
17	Consumers National Bank	4	$788K	1.7%	0.00%
18	HomeTrust Bank	1	$766K	1.6%	0.00%
19	PNC Bank, National Association	8	$631K	1.3%	0.00%
20	First Financial Bank	4	$607K	1.3%	0.00%
21	BayFirst National Bank	2	$590K	1.2%	35.31%
22	The First National Bank Bellevue	3	$518K	1.1%	0.00%
23	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$414K	0.9%	0.00%
24	Citizens Bank, National Association	2	$345K	0.7%	0.00%
25	WesBanco Bank, Inc.	3	$298K	0.6%	0.00%
26	Celtic Bank Corporation	3	$284K	0.6%	0.00%
27	KeyBank National Association	1	$204K	0.4%	0.00%
28	Peoples Bank	1	$160K	0.3%	0.00%
29	Growth Capital Corp.	1	$150K	0.3%	0.00%
30	Civista Bank	3	$95K	0.2%	0.00%
31	VelocitySBA, LLC	1	$13K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	33	$15.0M	31.6%
2	Other services	25	$5.4M	11.4%
3	Manufacturing	11	$4.3M	9.1%
4	Health care & social assistance	20	$3.9M	8.2%
5	Transportation & warehousing	55	$3.2M	6.8%
6	Construction	23	$3.0M	6.3%
7	Administrative & waste services	16	$2.2M	4.7%
8	Manufacturing	13	$2.1M	4.3%
9	Retail trade	17	$1.7M	3.7%
10	Real estate & leasing	6	$1.7M	3.5%
11	Arts, entertainment & recreation	2	$1.3M	2.8%
12	Agriculture, forestry & fishing	9	$965K	2.0%
13	Professional & technical services	6	$656K	1.4%
14	Information	8	$526K	1.1%
15	Wholesale trade	5	$520K	1.1%
16	Mining & extraction	2	$510K	1.1%
17	Retail trade	5	$224K	0.5%
18	Educational services	1	$150K	0.3%
19	Transportation & warehousing	2	$60K	0.1%
20	Finance & insurance	1	$20K	0.0%
21	Utilities	1	$10K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.