SBA 7(a) lenders in Washoe, NV

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

113 institutions have SBA 7(a) loans on record in Washoe, together $645.9M across 1,488 loans. Live Oak Banking Company is the largest, with 9% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	41	$59.2M	9.2%	0.00%
2	Wells Fargo Bank National Association	216	$57.3M	8.9%	3.67%
3	U.S. Bank, National Association	221	$46.3M	7.2%	0.69%
4	Plumas Bank	68	$37.6M	5.8%	6.55%
5	Zions Bank, A Division of	98	$27.6M	4.3%	9.66%
6	Western Alliance Bank	21	$20.6M	3.2%	0.66%
7	Glacier Bank	62	$17.1M	2.6%	5.75%
8	Bank of America, National Association	36	$16.8M	2.6%	0.83%
9	Celtic Bank Corporation	56	$15.9M	2.5%	2.05%
10	Harvest Small Business Finance, LLC	14	$15.4M	2.4%	0.00%
11	Newtek Bank, National Association	29	$14.3M	2.2%	0.00%
12	Gulf Coast Bank and Trust Company	11	$13.5M	2.1%	0.00%
13	America First Federal Credit Union	17	$13.2M	2.1%	0.00%
14	Readycap Lending, LLC	25	$13.0M	2.0%	2.30%
15	Enterprise Bank & Trust	12	$12.6M	1.9%	0.00%
16	Newtek Small Business Finance, Inc.	21	$12.1M	1.9%	0.00%
17	Columbia Bank	76	$11.6M	1.8%	10.47%
18	BMO Bank National Association	17	$11.0M	1.7%	0.00%
19	The Huntington National Bank	38	$10.4M	1.6%	0.00%
20	GBank	5	$8.9M	1.4%	0.00%
21	PNC Bank, National Association	7	$8.7M	1.4%	0.52%
22	First Internet Bank of Indiana	7	$8.6M	1.3%	0.00%
23	Genesis Bank	8	$7.7M	1.2%	13.06%
24	United Midwest Savings Bank National Association	31	$7.5M	1.2%	2.47%
25	United Community Bank	4	$7.3M	1.1%	0.00%
26	First Bank of the Lake	6	$7.3M	1.1%	0.00%
27	Citizens Business Bank National Association	8	$7.2M	1.1%	19.60%
28	United Business Bank	4	$7.1M	1.1%	0.00%
29	Open Bank	6	$7.0M	1.1%	0.00%
30	Hana Small Business Lending, Inc.	3	$6.0M	0.9%	0.00%
31	First Business Bank	3	$5.9M	0.9%	0.00%
32	The Bancorp Bank National Association	5	$5.5M	0.9%	0.00%
33	Byline Bank	6	$5.4M	0.8%	0.00%
34	West Coast Community Bank	1	$5.0M	0.8%	0.00%
35	Royal Business Bank	1	$5.0M	0.8%	0.00%
36	Greater Nevada CU	17	$5.0M	0.8%	37.02%
37	First-Citizens Bank & Trust Company	8	$4.7M	0.7%	7.57%
38	Hanmi Bank	3	$4.5M	0.7%	0.00%
39	BayFirst National Bank	25	$4.3M	0.7%	10.65%
40	Popular Bank	8	$4.0M	0.6%	8.62%
41	CIBC Bank USA	4	$4.0M	0.6%	0.00%
42	Stone Bank	1	$3.6M	0.6%	0.00%
43	Mountain America FCU	23	$3.6M	0.6%	0.82%
44	United FCU	18	$3.4M	0.5%	1.76%
45	KeyBank National Association	3	$3.2M	0.5%	0.00%
46	JPMorgan Chase Bank, National Association	18	$3.1M	0.5%	0.00%
47	MidFirst Bank	2	$2.8M	0.4%	0.00%
48	UMB Bank, National Association	2	$2.8M	0.4%	0.00%
49	Northeast Bank	25	$2.8M	0.4%	5.86%
50	Commonwealth Business Bank	2	$2.7M	0.4%	0.00%
51	FinWise Bank	2	$2.6M	0.4%	0.00%
52	East West Bank	1	$2.5M	0.4%	0.00%
53	Grasshopper Bank National Association	2	$2.4M	0.4%	0.00%
54	T Bank, National Association	1	$2.2M	0.3%	0.00%
55	Commercial Bank of California	1	$2.1M	0.3%	0.00%
56	SoFi Bank, National Association	2	$2.0M	0.3%	0.00%
57	Mechanics and Farmers Bank	2	$2.0M	0.3%	0.00%
58	Exchange Bank	2	$1.9M	0.3%	0.00%
59	First Merchants Bank	3	$1.9M	0.3%	0.00%
60	IncredibleBank	1	$1.9M	0.3%	0.00%
61	Beacon Bank and Trust	1	$1.8M	0.3%	0.00%
62	Great Basin Federal Credit Union	15	$1.8M	0.3%	0.00%
63	Stearns Bank National Association	9	$1.7M	0.3%	0.00%
64	First Bank	3	$1.6M	0.3%	0.00%
65	Capital Bank, National Association	2	$1.5M	0.2%	0.00%
66	Customers Bank	3	$1.3M	0.2%	0.00%
67	World Trade Finance, Inc.	2	$1.3M	0.2%	0.00%
68	Banc of California	2	$1.2M	0.2%	36.12%
69	CapitalSpring SBLC, LLC	1	$1.1M	0.2%	0.00%
70	CDC Small Business Finance Corp.	7	$1.1M	0.2%	0.00%
71	Citizens Bank	3	$1.0M	0.2%	0.00%
72	Cache Valley Bank	3	$1.0M	0.2%	11.75%
73	FWBank	2	$961K	0.1%	0.00%
74	Sunwest Bank	1	$906K	0.1%	0.00%
75	VelocitySBA, LLC	11	$883K	0.1%	1.55%
76	City National Bank	6	$875K	0.1%	0.00%
77	Milestone Bank	1	$824K	0.1%	0.00%
78	Five Star Bank	3	$780K	0.1%	0.00%
79	Lendistry SBLC, LLC	5	$722K	0.1%	0.00%
80	Bank of Hope	1	$700K	0.1%	0.00%
81	Banner Bank	1	$676K	0.1%	0.00%
82	Bankwell Bank	1	$675K	0.1%	0.00%
83	Community Bank of Nevada	1	$600K	0.1%	0.00%
84	HomeTrust Bank	1	$585K	0.1%	0.00%
85	Shoreham Bank	2	$540K	0.1%	34.03%
86	Simmons Bank	4	$531K	0.1%	0.00%
87	22nd State Bank, A Division of 22nd State Banking Company	1	$519K	0.1%	0.00%
88	Hanover Community Bank	1	$514K	0.1%	0.00%
89	AMPAC Tri-State CDC, Inc.	2	$482K	0.1%	0.00%
90	Port 51 Lending LLC	1	$475K	0.1%	0.00%
91	Leader Bank, National Association	1	$466K	0.1%	0.00%
92	MVB Bank, Inc.	1	$462K	0.1%	0.00%
93	Magnifi Financial CU	1	$450K	0.1%	0.00%
94	Evolve Bank and Trust	1	$443K	0.1%	0.00%
95	Independent Bank	1	$413K	0.1%	0.00%
96	Happen Bank	1	$350K	0.1%	0.00%
97	GBC International Bank	1	$350K	0.1%	0.00%
98	Mortgage Capital Development Corporation	2	$285K	0.0%	0.00%
99	Community West Bank	1	$263K	0.0%	0.00%
100	Valley Economic Development Corp.	3	$250K	0.0%	4.51%
101	Capital One National Association	5	$250K	0.0%	19.62%
102	CRF Small Business Loan Company, LLC	1	$250K	0.0%	0.00%
103	Vision One CU	1	$245K	0.0%	0.00%
104	Prestamos CDFI, LLC	2	$196K	0.0%	0.00%
105	Bank Five Nine	1	$182K	0.0%	0.00%
106	Kinecta FCU	1	$150K	0.0%	0.00%
107	Colony Bank	1	$150K	0.0%	0.00%
108	Atlantic Union Bank	1	$150K	0.0%	0.00%
109	BankUnited, National Association	1	$150K	0.0%	0.00%
110	Independence Bank	2	$75K	0.0%	51.83%
111	Seacoast National Bank	1	$65K	0.0%	0.00%
112	Business Loan Center, LLC	1	$50K	0.0%	98.60%
113	Jordan Federal Credit Union	1	$20K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	181	$94.1M	14.6%
2	Health care & social assistance	149	$79.0M	12.2%
3	Other services	148	$60.2M	9.3%
4	Retail trade	99	$54.0M	8.4%
5	Professional & technical services	167	$53.4M	8.3%
6	Construction	179	$52.4M	8.1%
7	Manufacturing	55	$38.7M	6.0%
8	Arts, entertainment & recreation	70	$33.1M	5.1%
9	Administrative & waste services	101	$30.1M	4.7%
10	Real estate & leasing	33	$24.7M	3.8%
11	Manufacturing	35	$24.5M	3.8%
12	Retail trade	70	$23.0M	3.6%
13	Wholesale trade	43	$16.8M	2.6%
14	Manufacturing	27	$16.0M	2.5%
15	Finance & insurance	25	$12.9M	2.0%
16	Educational services	30	$10.4M	1.6%
17	Transportation & warehousing	41	$10.4M	1.6%
18	Information	21	$6.4M	1.0%
19	Agriculture, forestry & fishing	3	$3.7M	0.6%
20	Transportation & warehousing	10	$2.0M	0.3%
21	Utilities	1	$50K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.