SBA 7(a) lenders in Los Alamos, NM
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
15 institutions have SBA 7(a) loans on record in Los Alamos, together $7.5M across 23 loans. Byline Bank is the largest, with 17% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Byline Bank | 1 | $1.3M | 17.4% | 0.00% |
| 2 | First Financial Bank | 1 | $1.2M | 16.0% | 0.00% |
| 3 | Newtek Small Business Finance, Inc. | 1 | $1.0M | 13.6% | 0.00% |
| 4 | UMB Bank, National Association | 6 | $986K | 13.1% | 0.00% |
| 5 | U.S. Bank, National Association | 1 | $638K | 8.5% | 0.00% |
| 6 | Sunflower Bank National Association | 1 | $591K | 7.9% | 0.00% |
| 7 | Century Bank | 3 | $459K | 6.1% | 0.00% |
| 8 | Live Oak Banking Company | 1 | $380K | 5.1% | 0.00% |
| 9 | Enterprise Bank & Trust | 2 | $237K | 3.2% | 0.00% |
| 10 | PNC Bank, National Association | 1 | $217K | 2.9% | 0.00% |
| 11 | Readycap Lending, LLC | 1 | $210K | 2.8% | 0.00% |
| 12 | Community 1st Bank Las Vegas | 1 | $165K | 2.2% | 0.00% |
| 13 | DreamSpring | 1 | $53K | 0.7% | 0.00% |
| 14 | Bank of America, National Association | 1 | $35K | 0.5% | 98.30% |
| 15 | Wells Fargo Bank National Association | 1 | $15K | 0.2% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Accommodation & food services | 6 | $3.2M | 42.7% |
| 2 | Retail trade | 2 | $1.6M | 21.0% |
| 3 | Health care & social assistance | 7 | $955K | 12.7% |
| 4 | Construction | 2 | $763K | 10.2% |
| 5 | Real estate & leasing | 1 | $591K | 7.9% |
| 6 | Retail trade | 1 | $165K | 2.2% |
| 7 | Arts, entertainment & recreation | 1 | $149K | 2.0% |
| 8 | Other services | 1 | $53K | 0.7% |
| 9 | Utilities | 1 | $35K | 0.5% |
| 10 | Professional & technical services | 1 | $15K | 0.2% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.