SBA 7(a) lenders in Lincoln, NM
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
23 institutions have SBA 7(a) loans on record in Lincoln, together $35.9M across 87 loans. First Savings Bank is the largest, with 26% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | First Savings Bank | 38 | $9.5M | 26.4% | 0.00% |
| 2 | Open Bank | 2 | $4.1M | 11.4% | 0.00% |
| 3 | America First Federal Credit Union | 1 | $3.8M | 10.6% | 0.00% |
| 4 | Happen Bank | 2 | $3.2M | 9.0% | 0.00% |
| 5 | Live Oak Banking Company | 3 | $2.6M | 7.3% | 0.00% |
| 6 | Harvest Small Business Finance, LLC | 1 | $2.5M | 7.0% | 0.00% |
| 7 | City Bank | 4 | $2.1M | 5.9% | 0.00% |
| 8 | Western Commerce Bank | 6 | $1.8M | 4.9% | 0.00% |
| 9 | First Financial Bank | 1 | $1.4M | 3.8% | 0.00% |
| 10 | First National Bank | 3 | $1.2M | 3.4% | 0.00% |
| 11 | PlainsCapital Bank | 2 | $918K | 2.6% | 0.00% |
| 12 | Capital Certified Development Corporation | 3 | $877K | 2.4% | 0.00% |
| 13 | First American Bank | 3 | $559K | 1.6% | 0.00% |
| 14 | The City National Bank and Trust Company of Lawton, Oklahoma | 1 | $545K | 1.5% | 0.00% |
| 15 | PNC Bank, National Association | 8 | $444K | 1.2% | 0.00% |
| 16 | Celtic Bank Corporation | 1 | $150K | 0.4% | 0.00% |
| 17 | The Bank of Clovis | 2 | $148K | 0.4% | 0.00% |
| 18 | Pioneer Bank | 1 | $40K | 0.1% | 0.00% |
| 19 | U.S. Bank, National Association | 1 | $29K | 0.1% | 0.00% |
| 20 | Columbia Bank | 1 | $25K | 0.1% | 94.29% |
| 21 | Wells Fargo Bank National Association | 1 | $15K | 0.0% | 0.00% |
| 22 | VelocitySBA, LLC | 1 | $15K | 0.0% | 0.00% |
| 23 | Bank of Hope | 1 | $5K | 0.0% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Accommodation & food services | 23 | $18.2M | 50.7% |
| 2 | Retail trade | 12 | $7.0M | 19.5% |
| 3 | Other services | 6 | $3.1M | 8.7% |
| 4 | Construction | 16 | $2.4M | 6.6% |
| 5 | Professional & technical services | 5 | $1.8M | 5.0% |
| 6 | Transportation & warehousing | 5 | $592K | 1.6% |
| 7 | Health care & social assistance | 2 | $562K | 1.6% |
| 8 | Manufacturing | 2 | $535K | 1.5% |
| 9 | Retail trade | 5 | $523K | 1.5% |
| 10 | Administrative & waste services | 3 | $331K | 0.9% |
| 11 | Real estate & leasing | 2 | $259K | 0.7% |
| 12 | Manufacturing | 3 | $248K | 0.7% |
| 13 | Arts, entertainment & recreation | 1 | $200K | 0.6% |
| 14 | Wholesale trade | 1 | $112K | 0.3% |
| 15 | Agriculture, forestry & fishing | 1 | $10K | 0.0% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.