SBA 7(a) lenders in Otoe, NE
Approvals in SBA fiscal years 2008–2025. Source data as of 2026-06-30.
Lenders
18 institutions have SBA 7(a) loans on record in Otoe, together $9.7M across 38 loans. First State Bank Nebraska is the largest, with 17% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | First State Bank Nebraska | 5 | $1.6M | 17.0% | 0.00% |
| 2 | Associated Bank National Association | 2 | $1.6M | 16.0% | 0.00% |
| 3 | Core Bank | 1 | $1.5M | 15.2% | 0.00% |
| 4 | First Nebraska Bank | 2 | $1.1M | 11.3% | 0.00% |
| 5 | Arbor Bank | 6 | $779K | 8.0% | 0.00% |
| 6 | Union Bank and Trust Company | 4 | $580K | 6.0% | 0.00% |
| 7 | State Bank of Table Rock | 2 | $475K | 4.9% | 0.00% |
| 8 | Wells Fargo Bank National Association | 3 | $352K | 3.6% | 2.69% |
| 9 | BayFirst National Bank | 1 | $350K | 3.6% | 0.00% |
| 10 | CRF Small Business Loan Company, LLC | 1 | $288K | 3.0% | 0.00% |
| 11 | Security First Bank | 2 | $239K | 2.5% | 0.00% |
| 12 | Equity Bank | 1 | $200K | 2.1% | 0.00% |
| 13 | Dayspring Bank | 1 | $160K | 1.6% | 0.00% |
| 14 | Live Oak Banking Company | 1 | $152K | 1.6% | 0.00% |
| 15 | Independence Bank | 1 | $150K | 1.5% | 0.00% |
| 16 | Peoples Bank | 1 | $115K | 1.2% | 0.00% |
| 17 | U.S. Bank, National Association | 3 | $83K | 0.9% | 0.00% |
| 18 | SoFi Bank, National Association | 1 | $20K | 0.2% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Finance & insurance | 4 | $2.1M | 21.4% |
| 2 | Manufacturing | 2 | $1.6M | 16.0% |
| 3 | Information | 1 | $1.5M | 15.2% |
| 4 | Accommodation & food services | 4 | $1.3M | 13.0% |
| 5 | Manufacturing | 3 | $807K | 8.3% |
| 6 | Construction | 7 | $753K | 7.7% |
| 7 | Retail trade | 4 | $533K | 5.5% |
| 8 | Real estate & leasing | 1 | $288K | 3.0% |
| 9 | Health care & social assistance | 1 | $250K | 2.6% |
| 10 | Retail trade | 2 | $230K | 2.4% |
| 11 | Other services | 3 | $126K | 1.3% |
| 12 | Manufacturing | 1 | $120K | 1.2% |
| 13 | Arts, entertainment & recreation | 1 | $115K | 1.2% |
| 14 | Wholesale trade | 1 | $55K | 0.6% |
| 15 | Agriculture, forestry & fishing | 1 | $36K | 0.4% |
| 16 | Administrative & waste services | 1 | $28K | 0.3% |
| 17 | Educational services | 1 | $10K | 0.1% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.