SBA 7(a) lenders in Lincoln, NE
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
22 institutions have SBA 7(a) loans on record in Lincoln, together $54.3M across 240 loans. Hershey Bank is the largest, with 32% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Hershey Bank | 45 | $17.5M | 32.2% | 0.00% |
| 2 | First National Bank of Omaha | 69 | $7.8M | 14.3% | 4.34% |
| 3 | Dayspring Bank | 29 | $4.9M | 9.0% | 4.01% |
| 4 | Columbia Bank | 1 | $4.3M | 7.9% | 0.00% |
| 5 | First Interstate Bank | 5 | $4.1M | 7.5% | 0.00% |
| 6 | Western Nebraska Bank | 23 | $4.1M | 7.5% | 0.00% |
| 7 | NebraskaLand Bank | 19 | $3.6M | 6.6% | 5.29% |
| 8 | Wells Fargo Bank National Association | 3 | $2.3M | 4.2% | 0.00% |
| 9 | Equitable Bank | 18 | $1.3M | 2.4% | 12.38% |
| 10 | Banc of California | 1 | $1.1M | 2.1% | 0.00% |
| 11 | Sandhills State Bank | 4 | $658K | 1.2% | 0.00% |
| 12 | Adams Bank & Trust | 10 | $585K | 1.1% | 0.00% |
| 13 | Bruning Bank | 1 | $500K | 0.9% | 0.00% |
| 14 | First State Bank | 1 | $350K | 0.6% | 0.00% |
| 15 | Heritage Bank | 1 | $290K | 0.5% | 0.00% |
| 16 | Stearns Bank National Association | 1 | $283K | 0.5% | 0.00% |
| 17 | Henderson State Bank | 1 | $275K | 0.5% | 0.00% |
| 18 | Flatwater Bank | 1 | $149K | 0.3% | 0.00% |
| 19 | Readycap Lending, LLC | 1 | $140K | 0.3% | 0.00% |
| 20 | U.S. Bank, National Association | 4 | $70K | 0.1% | 0.00% |
| 21 | Western States Bank | 1 | $60K | 0.1% | 0.00% |
| 22 | Centris Federal Credit Union | 1 | $25K | 0.0% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Agriculture, forestry & fishing | 19 | $13.7M | 25.2% |
| 2 | Accommodation & food services | 25 | $9.1M | 16.7% |
| 3 | Construction | 28 | $6.0M | 11.0% |
| 4 | Wholesale trade | 11 | $5.3M | 9.7% |
| 5 | Other services | 32 | $3.9M | 7.1% |
| 6 | Health care & social assistance | 20 | $3.6M | 6.6% |
| 7 | Retail trade | 22 | $2.4M | 4.3% |
| 8 | Transportation & warehousing | 16 | $2.2M | 4.1% |
| 9 | Real estate & leasing | 9 | $1.9M | 3.6% |
| 10 | Administrative & waste services | 17 | $1.6M | 2.9% |
| 11 | Manufacturing | 10 | $1.5M | 2.7% |
| 12 | Professional & technical services | 13 | $1.3M | 2.5% |
| 13 | Manufacturing | 3 | $825K | 1.5% |
| 14 | Retail trade | 4 | $440K | 0.8% |
| 15 | Arts, entertainment & recreation | 4 | $285K | 0.5% |
| 16 | Manufacturing | 2 | $110K | 0.2% |
| 17 | Educational services | 2 | $93K | 0.2% |
| 18 | Finance & insurance | 1 | $92K | 0.2% |
| 19 | Information | 1 | $30K | 0.1% |
| 20 | Utilities | 1 | $25K | 0.0% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.