SBA 7(a) lenders in Lancaster, NE

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

85 institutions have SBA 7(a) loans on record in Lancaster, together $381.5M across 1,366 loans. Union Bank and Trust Company is the largest, with 21% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Union Bank and Trust Company	320	$80.7M	21.2%	1.55%
2	First State Bank Nebraska	216	$47.1M	12.4%	1.26%
3	Wells Fargo Bank National Association	93	$27.9M	7.3%	5.39%
4	Cornhusker Bank	124	$25.6M	6.7%	3.15%
5	Live Oak Banking Company	13	$19.1M	5.0%	3.08%
6	First National Bank of Omaha	65	$18.9M	5.0%	2.53%
7	Equity Bank	47	$13.6M	3.6%	0.00%
8	First Interstate Bank	25	$9.0M	2.4%	3.19%
9	City Bank & Trust Co.	15	$9.0M	2.4%	4.32%
10	Nebraska Bank of Commerce	23	$7.5M	2.0%	0.00%
11	Readycap Lending, LLC	7	$6.9M	1.8%	0.00%
12	Newtek Bank, National Association	9	$6.7M	1.7%	0.00%
13	U.S. Bank, National Association	138	$6.0M	1.6%	1.31%
14	First-Citizens Bank & Trust Company	10	$5.5M	1.4%	10.85%
15	Shoreham Bank	3	$5.2M	1.4%	0.00%
16	BankUnited, National Association	1	$5.0M	1.3%	0.00%
17	Five Points Bank	1	$4.8M	1.2%	0.00%
18	Bankwell Bank	1	$4.6M	1.2%	0.00%
19	PNC Bank, National Association	1	$4.1M	1.1%	0.00%
20	Pinnacle Bank	15	$4.1M	1.1%	0.00%
21	Northeast Bank	19	$3.8M	1.0%	0.00%
22	Peoples Bank	2	$3.7M	1.0%	0.00%
23	Seacoast National Bank	1	$3.1M	0.8%	0.00%
24	InBank	3	$3.1M	0.8%	0.00%
25	Exchange Bank	5	$3.0M	0.8%	0.00%
26	Celtic Bank Corporation	11	$2.9M	0.8%	0.00%
27	State Bank of Table Rock	20	$2.9M	0.8%	10.39%
28	Midwest Bank	19	$2.9M	0.8%	0.00%
29	West Gate Bank	18	$2.8M	0.7%	0.00%
30	United Midwest Savings Bank National Association	6	$2.5M	0.6%	0.00%
31	Evolve Bank and Trust	1	$2.3M	0.6%	0.00%
32	Emprise Bank	2	$2.2M	0.6%	0.00%
33	First Merchants Bank	2	$2.1M	0.6%	0.00%
34	BayFirst National Bank	15	$2.1M	0.6%	0.00%
35	Core Bank	6	$1.8M	0.5%	0.00%
36	Cattle Bank & Trust	1	$1.8M	0.5%	0.00%
37	Associated Bank National Association	7	$1.7M	0.4%	0.00%
38	Bank of Hartington	2	$1.7M	0.4%	0.00%
39	Dundee Bank	2	$1.6M	0.4%	0.00%
40	Access Bank	2	$1.5M	0.4%	0.00%
41	i3 Bank	6	$1.4M	0.4%	0.00%
42	Fidelity Bank, National Association	1	$1.3M	0.3%	0.00%
43	Newtek Small Business Finance, LLC	4	$1.2M	0.3%	0.00%
44	Security First Bank	9	$1.1M	0.3%	0.00%
45	Byline Bank	4	$1.1M	0.3%	17.88%
46	First Bank of the Lake	4	$1.0M	0.3%	0.00%
47	Cornerstone Bank	2	$1.0M	0.3%	0.00%
48	First Business Bank	1	$943K	0.2%	0.00%
49	The Huntington National Bank	2	$850K	0.2%	0.00%
50	Five Star Bank	3	$805K	0.2%	15.34%
51	Independence Bank	5	$750K	0.2%	17.82%
52	Foundation One Bank	4	$730K	0.2%	0.00%
53	BMO Bank National Association	4	$641K	0.2%	11.45%
54	Western States Bank	1	$500K	0.1%	0.00%
55	The First National Bank in Sioux Falls	1	$500K	0.1%	0.00%
56	First Savings Bank	3	$489K	0.1%	0.00%
57	Security National Bank of Omaha	2	$480K	0.1%	0.00%
58	Lendistry SBLC, LLC	2	$470K	0.1%	0.00%
59	Jones Bank	2	$450K	0.1%	0.00%
60	Citizens Bank	2	$437K	0.1%	0.00%
61	Bank Five Nine	1	$431K	0.1%	0.00%
62	Kendall Bank	1	$375K	0.1%	0.00%
63	First Nebraska Bank	2	$373K	0.1%	0.00%
64	Farmers and Merchants Bank	2	$369K	0.1%	0.00%
65	Midland States Bank	1	$344K	0.1%	0.00%
66	Heritage Bank	2	$297K	0.1%	0.00%
67	Magnifi Financial CU	2	$288K	0.1%	0.00%
68	First PREMIER Bank	1	$281K	0.1%	0.00%
69	Northwest Bank	1	$250K	0.1%	0.00%
70	CharterWest Bank	1	$215K	0.1%	83.56%
71	Stearns Bank National Association	1	$214K	0.1%	0.00%
72	RVR Bank	1	$180K	0.0%	0.00%
73	North State Bank	1	$164K	0.0%	0.00%
74	F & M Bank	1	$130K	0.0%	0.00%
75	Nebraska Enterprise Fund	1	$120K	0.0%	0.00%
76	Milestone Bank	1	$120K	0.0%	0.00%
77	Farmers and Merchants Bank of Ashland	1	$100K	0.0%	0.00%
78	Capital Bank, National Association	1	$100K	0.0%	0.00%
79	Centris Federal Credit Union	1	$73K	0.0%	0.00%
80	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$70K	0.0%	0.00%
81	VelocitySBA, LLC	5	$65K	0.0%	0.00%
82	Liberty First Credit Union	1	$50K	0.0%	0.00%
83	Citizens State Bank	1	$39K	0.0%	0.00%
84	Heritage Bank Inc	1	$25K	0.0%	0.00%
85	Bank of Hope	1	$5K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	163	$55.4M	14.5%
2	Health care & social assistance	167	$48.9M	12.8%
3	Construction	182	$36.6M	9.6%
4	Professional & technical services	108	$30.5M	8.0%
5	Retail trade	104	$25.9M	6.8%
6	Administrative & waste services	83	$25.0M	6.5%
7	Other services	130	$24.1M	6.3%
8	Manufacturing	37	$18.0M	4.7%
9	Real estate & leasing	40	$17.9M	4.7%
10	Arts, entertainment & recreation	47	$16.3M	4.3%
11	Wholesale trade	53	$13.1M	3.4%
12	Retail trade	65	$11.5M	3.0%
13	Manufacturing	17	$11.3M	3.0%
14	Finance & insurance	34	$10.7M	2.8%
15	Agriculture, forestry & fishing	20	$10.2M	2.7%
16	Transportation & warehousing	42	$8.9M	2.3%
17	Manufacturing	23	$6.5M	1.7%
18	Educational services	26	$4.9M	1.3%
19	Transportation & warehousing	5	$2.8M	0.7%
20	Information	17	$2.4M	0.6%
21	Public administration	1	$500K	0.1%
22	Management of companies	2	$322K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.