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SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Wayne, NC

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

47 institutions have SBA 7(a) loans on record in Wayne, together $66.9M across 129 loans. GBank is the largest, with 12% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1GBank4$7.8M11.7%0.00%
2North State Bank2$6.4M9.6%0.00%
3Ameris Bank2$5.1M7.6%0.00%
4Fifth Third Bank1$5.0M7.5%0.00%
5Wells Fargo Bank National Association17$4.8M7.2%1.70%
6Newtek Small Business Finance, Inc.3$3.8M5.6%0.00%
7Bank of Oak Ridge3$3.6M5.5%0.00%
8First Western SBLC, LLC2$2.7M4.1%24.54%
9First Financial Bank4$2.7M4.0%0.00%
10Live Oak Banking Company4$2.6M3.9%0.00%
11CIBM Bank1$2.3M3.5%0.00%
12Pinnacle Bank2$2.2M3.2%0.00%
13Truist Bank20$1.6M2.4%0.00%
14First Bank4$1.5M2.2%0.00%
15Port 51 Lending LLC1$1.2M1.8%0.00%
16Celtic Bank Corporation5$1.1M1.6%0.00%
17Southern Bank and Trust Company2$1.1M1.6%0.00%
181st Financial Bank USA1$1.0M1.5%0.00%
19Select Bank1$930K1.4%0.00%
20The Fidelity Bank2$796K1.2%0.00%
21United Midwest Savings Bank National Association3$761K1.1%0.00%
22First Bank of the Lake1$744K1.1%0.00%
23Bank of Hope2$600K0.9%0.00%
24Harvest Small Business Finance, LLC1$560K0.8%0.00%
25Newtek Bank, National Association3$560K0.8%0.00%
26Northeast Bank3$545K0.8%0.00%
27First National Bank of Pennsylvania2$524K0.8%0.00%
28PNC Bank, National Association2$515K0.8%0.00%
29United Bank2$503K0.8%0.00%
30First-Citizens Bank & Trust Company1$500K0.7%0.00%
31Five Star Bank1$445K0.7%0.00%
32CenTrust Bank, A Division of SmartBiz Bank National Association2$375K0.6%0.00%
33The Huntington National Bank1$350K0.5%0.00%
34BayFirst National Bank2$345K0.5%0.00%
35TD Bank, National Association1$272K0.4%0.00%
36Columbia Bank4$175K0.3%0.00%
37KS Bank, Inc.1$150K0.2%0.00%
38United Bank1$138K0.2%0.00%
39The Bancorp Bank National Association1$127K0.2%0.00%
40CRF Small Business Loan Company, LLC1$107K0.2%0.00%
41Bank of America, National Association3$104K0.2%39.11%
42Readycap Lending, LLC1$96K0.1%0.00%
43Carolina Community Impact, Inc.1$81K0.1%0.00%
44Zions Bank, A Division of1$50K0.1%0.00%
45VelocitySBA, LLC5$35K0.1%0.00%
46Carolina Small Business Development Fund1$35K0.1%0.00%
47Self-Help Credit Union1$25K0.0%70.91%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Accommodation & food services22$20.8M31.0%
2Retail trade11$8.2M12.3%
3Other services17$8.1M12.1%
4Health care & social assistance13$6.5M9.8%
5Arts, entertainment & recreation5$4.0M6.0%
6Professional & technical services12$3.7M5.6%
7Construction11$3.3M4.9%
8Retail trade10$3.2M4.8%
9Agriculture, forestry & fishing5$2.8M4.1%
10Manufacturing3$2.4M3.7%
11Manufacturing2$1.3M2.0%
12Real estate & leasing2$1.0M1.5%
13Transportation & warehousing4$657K1.0%
14Administrative & waste services6$449K0.7%
15Utilities1$150K0.2%
16Finance & insurance1$150K0.2%
17Manufacturing2$30K0.0%
18Wholesale trade1$24K0.0%
19Information1$5K0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.